Yahoo Finance report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
Why FAF Stock advanced +0.16% Today — RQD Quant Desk Flash
First American Corporation (FAF) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is FAF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, First American Corporation (NYSE: FAF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $63.82 (+0.16% 1D, market cap $6.52B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, FAF ranks #386 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does FAF compare to ACT and HGTY in the Financials sector?
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Within the Financials sector (Specialty Insurers), FAF carries a Roarable C- (60/100 RQD), trailing P/E of 10.5x, gross margin of —, and ROIC of 7.0%. By comparison, ACT (Enact Holdings Inc.) holds a C+ grade (69/100 RQD, P/E 9.8x, ROIC 12.6%, cap $6.49B) and HGTY (Hagerty Inc. (Class A)) posts a B grade (75/100 RQD, P/E 37.5x, ROIC 67.4%, cap $5.64B). Among the 5-stock peer group, ACT leads on earnings multiple (9.8x) while HGTY leads on capital efficiency (67.4% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for FAF?
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Per FAF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001472787), First American Corporation generated $7.45B in revenue (+21.6% YoY), $621.8M in net income, and $615.5M in free cash flow against $16.23B in total assets and $4.82B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9
Macro rate sensitivity & RSI-14 (45) create a -12 pt regime headwind
⚔️ Adversarial Opposing Case: Why the FAF Bull Thesis Could Fail
Even with a 60/100 (C-) score, FAF faces multiple-compression risk if 10.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($67.02) or 200D SMA ($67.46) invalidates the momentum regime and cuts Target Base ($64.39) toward Bear Floor ($50.22).
Why FAF Stock advanced +0.16% Today — RQD Quant Desk Flash
First American Corporation (FAF) advanced +0.16% to $63.82, trading at 32% of its 52-week range ($56.2 – $79.87). Solid steady margins (7% return on capital), mixed timing at 11x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 32% of its 52-week range ($56.2 – $79.87) with RSI-14 at 45 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.2% around $63.82 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $615.5M annual free cash flow.
TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
SANTA ANA, Calif., November 02, 2026--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement, and risk solutions for real estate transactions and the leader in the digital transformatio
Banking operations and non-title expansion are now funding margin growth when the core title business faces structural headwinds.
SANTA ANA, Calif., October 28, 2026--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation
Scheduled RQD Strong Buys & Whale Accumulation Briefing (FAF Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
FAF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +21.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FAF today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FAF. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FAF)
1. Head-to-Head Financials Peer Comparison (FAF vs. ACT, HGTY, BWIN, ARX)
Industry: Specialty Insurers (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, First American Corporation (FAF) ranks #386 by composite RQD confidence (60/100, grade C-) and #231 by equity capitalization ($6.52B). Within this direct 5-issuer industry benchmark cohort, ACT leads on earnings valuation at 9.8x trailing P/E, while HGTY leads on capital efficiency and profitability with 67.4% ROIC and — gross margin. HGTY currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with FAF at 60/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FAF
ACTIVE
First American Corporation | C- | 60/100 | 10.5x | — | 7.0% | +0.16% | $6.52B | Benchmark Subject |
| ACT Enact Holdings Inc. | C+ | 69/100 | 9.8x | — | 12.6% | -1.83% | $6.49B | /act-vs-faf → |
| HGTY Hagerty Inc. (Class A) | B | 75/100 | 37.5x | — | 67.4% | +0.78% | $5.64B | /hgty-vs-faf → |
| BWIN The Baldwin Insurance Group Inc. | D | 48/100 | — | — | 3.6% | +0.31% | $4.45B | /bwin-vs-faf → |
| ARX Accelerant Holdings (Class A) | C | 64/100 | — | — | — | 0.00% | $4.30B | /arx-vs-faf → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001472787In its most recent audited fiscal period (FY2025, filed 2025-12-31), First American Corporation (FAF) reported GAAP revenue of $7.45B (+21.6% vs. FY2024 revenue of $6.13B , and +24.1% cumulative change since FY2023) , GAAP net income of $621.8M, operating cash flow of $950.8M, and free cash flow of $615.5M (-1.0% YoY). On the balance sheet, FAF closed FY2025 with $16.23B in total assets against $4.82B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 9/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $7.45B | $621.8M | $950.8M | $615.5M | $16.23B | $4.82B |
| FY2024 (FY) | 2024-12-31 | $6.13B | $131.1M | $897.5M | $621.7M | $14.91B | $4.49B |
| FY2023 (FY) | 2023-12-31 | $6.00B | $216.8M | $354.3M | $84.1M | $7.20B | $1.69B |
3. FAF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FAF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, First American Corporation (NYSE: FAF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $63.82 (+0.16% 1D, market cap $6.52B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, FAF ranks #386 in composite RQD confidence.
How does FAF compare to ACT and HGTY in the Financials sector?
Within the Financials sector (Specialty Insurers), FAF carries a Roarable C- (60/100 RQD), trailing P/E of 10.5x, gross margin of —, and ROIC of 7.0%. By comparison, ACT (Enact Holdings Inc.) holds a C+ grade (69/100 RQD, P/E 9.8x, ROIC 12.6%, cap $6.49B) and HGTY (Hagerty Inc. (Class A)) posts a B grade (75/100 RQD, P/E 37.5x, ROIC 67.4%, cap $5.64B). Among the 5-stock peer group, ACT leads on earnings multiple (9.8x) while HGTY leads on capital efficiency (67.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FAF?
Per FAF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001472787), First American Corporation generated $7.45B in revenue (+21.6% YoY), $621.8M in net income, and $615.5M in free cash flow against $16.23B in total assets and $4.82B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FAF trading relative to its 50-day, 200-day, and 52-week technical levels?
FAF last traded at $63.82 (+0.16% on volume of 1,069,500 shares), positioning the stock -4.77% below its 50-day simple moving average ($67.02) and -5.40% below its 200-day simple moving average ($67.46). Across its 52-week range of $56.20 to $79.87, FAF sits at the 32.2% percentile with a 14-day RSI of 45.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.2% ($60.50 to $67.14).
FAF Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is FAF stock moving today?
Why FAF Stock advanced +0.16% Today — RQD Quant Desk Flash. Solid steady margins (7% return on capital), mixed timing at 11x P/E—hold if owned, no rush to chase.
FAF — First American Corporation: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, FAF scores 57 out of 100, a D+ grade labeled "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 12/20 (ROIC 7%; FCF yield 9.46%), Whale 13F Flow at 6/20 (institutional accumulation and options positioning), Insider Conviction at 17/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 7/20 (Beta 0.97; sector sensitivity), and Forensic Balance Sheet at 15/20 (Altman Z 2.5; Piotroski F 9/9; Debt/Equity 0.5). The strongest pillar is insider conviction, and the weakest are institutional flow and macro fit. For a prospective investor, the upside case rests on the 9.46% FCF yield and the forensic balance sheet, which the rating treats as relatively sound. The valuation tradeoff is that the 8.8 forward P/E and 9.2 EV/EBITDA are paired with a 7% ROIC, and the rating's overall verdict is to trim rather than add. This is an analytical summary of the rating's components, not personalized advice.
Snapshot
Business
First American Corporation (New) is a NYSE-listed issuer classified in the Financials sector and Specialty Insurers industry, per the profile section. The source data does not describe its products, customer base, or revenue model. Revenue and operating income are reported in the financials section, but their business drivers are not available in source data.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $7452.2M | $733.7M | $621.8M | N/A | $615.5M | $1387.3M | $4817.0M |
| FY 2024 | $6128.1M | $154.7M | $131.1M | N/A | $621.7M | $1718.1M | $4491.7M |
| FY 2023 | $6003.5M | $255.8M | $216.8M | N/A | $84.1M | N/A | $1685.8M |
Per the SEC financials, net income rose from $131.1M in FY 2024 to $621.8M in FY 2025, and operating income moved from $154.7M to $733.7M over the same span. Market data reports a 10.2% operating margin and an 8.3% net margin, with gross margin shown as 0%. The Roarable rating cites an Altman Z of 2.5 and a Piotroski F of 9/9, and market data lists debt-to-equity of 0.5. Cash declined from $1718.1M in FY 2024 to $1387.3M in FY 2025, while debt rose from $4491.7M to $4817.0M.
Recent Catalysts & News Wire Analysis
Per the recent news section, five items reference FAF. Headlines from Yahoo Finance, TradingView, and Stock Traders Daily are tagged as market wire with a yellow flag and contain generic coverage language without specific facts. Two items are tagged as catalysts with green flags, reporting that shares gained 1.33% to $65.58 on a put-call ratio spike and on advance-decline volume. One TradingView item reports that commercial strength lifted adjusted EPS while residential demand stayed weak and platform investment accelerated. Risk watch items include the weak residential demand noted in that report and the price move from $65.58 to the current $63.72 quoted in market data. The butterfly supply-chain graph reports no supply chain and no proprietary signals.
Open Questions
- What share of FY 2025 revenue and operating income came from commercial versus residential operations, and how does that mix compare to prior years?
- Why did cash decline and debt increase between FY 2024 and FY 2025, and what did the company use the borrowing for?
- What is the reason for the gap between the 9.46% FCF yield and the 7% ROIC, and which figure better reflects capital efficiency?
- What specific platform investments were referenced in the news coverage, and what are their expected costs and timing?
- Which institutional holders and insiders account for the accumulation signals in the rating, and what are the sizes and dates of those trades?
FAF Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for First American Corporation (FAF) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.
SANTA ANA, Calif., November 02, 2026--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement, and risk solutions for real estate transactions and the leader in the digital transformatio
FAF Bull vs. Bear Conversation Board — What's Your Call at $63.82?
🔥 Official Bull vs. Bear Debate: Is FAF (D+ • RQD 57/100) a Buy at $63.72?
Welcome to the FAF (First American Corporation) Roar Pit. Current RQD Composite is 57/100 (Roarable Sell — Weak Fundamentals / Trim) in Specialty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on FAF — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on FAF, but look at what you are paying: 10.5x trailing P/E with tightening sector spreads. Unless First American Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
FAF cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on FAF, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $63.72 (52-wk range $56.20 - $79.87), any beat on forward guidance forces shorts and underweight funds to chase.