Does FAF pay a dividend and is it safe?

First American Corporation (FAF) offers a 3.43% cash dividend yield ($2.27 annualized) and 5.23% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Financials / FAF / dividends

ACT (69) HGTY (75) BWIN (48) ARX (64) ⌘ Pro Terminal →

First American Corporation (FAF) Dividend Safety Gauge & 10-Year DRIP Compounder

$66.16 +3.67% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $66.47

First American Corporation (FAF) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $6.52B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FAF Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FAF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, First American Corporation (NYSE: FAF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $66.16 (+3.67% 1D, market cap $6.52B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, FAF ranks #387 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FAF compare to ACT and HGTY in the Financials sector?

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Within the Financials sector (Specialty Insurers), FAF carries a Roarable C- (60/100 RQD), trailing P/E of 10.5x, gross margin of —, and ROIC of 7.0%. By comparison, ACT (Enact Holdings Inc.) holds a C+ grade (69/100 RQD, P/E 9.8x, ROIC 12.6%, cap $6.49B) and HGTY (Hagerty Inc. (Class A)) posts a B grade (75/100 RQD, P/E 37.5x, ROIC 67.4%, cap $5.64B). Among the 5-stock peer group, ACT leads on earnings multiple (9.8x) while HGTY leads on capital efficiency (67.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FAF?

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Per FAF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001472787), First American Corporation generated $7.45B in revenue (+21.6% YoY), $621.8M in net income, and $615.5M in free cash flow against $16.23B in total assets and $4.82B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $66.47 (+0.47%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 8.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FAF)Realized 20D OHLCV Swing Band: ±5.2%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY FAF SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (45) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$62.07+7.1% Next Q

Q2 (-2Q)

Grade C$66.46-4.4% Next Q

Q3 (-1Q)

Grade C$63.55+4.1% Next Q

Current

Grade C-$66.16+0.4% Hist 90D α

Trajectory: C- (52) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FAF Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, FAF faces multiple-compression risk if 10.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($67.02) or 200D SMA ($67.46) invalidates the momentum regime and cuts Target Base ($66.76) toward Bear Floor ($52.07).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FAF• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FAF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

5.23% Total Yield

3.43% Cash ($2.27/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

23.6% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (17.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $48,481

Est. Year-10 Shareholder Yield: $2,536/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.7K

Yr 1

$13.7K

Yr 2

$16.1K

Yr 3

$18.8K

Yr 4

$22.0K

Yr 5

$25.8K

Yr 6

$30.2K

Yr 7

$35.4K

Yr 8

$41.4K

Yr 9

$48.5K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in FAF & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on FAF and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FAF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.15%▼ DESCENDING CHANNEL

2026-11-03O $63.72H $66.16L $63.72C $66.16VOL 1.07M

RES: $71.99SUP: $55.87SMA50: $67.02SMA200: $67.46

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FAF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FAF Butterfly Map → + Track FAF →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-0.2%/yr Implied 5Y Growth

vs. +21.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on FAF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FAF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FAF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FAF)

Financials Rank #387 of 1097 ⚔️ ACT vs FAF Full Matrix →

1. Head-to-Head Financials Peer Comparison (FAF vs. ACT, HGTY, BWIN, ARX)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, First American Corporation (FAF) ranks #387 by composite RQD confidence (60/100, grade C-) and #232 by equity capitalization ($6.52B). Within this direct 5-issuer industry benchmark cohort, ACT leads on earnings valuation at 9.8x trailing P/E, while HGTY leads on capital efficiency and profitability with 67.4% ROIC and — gross margin. HGTY currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with FAF at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FAF ACTIVE First American Corporation	C-	60/100	10.5x	—	7.0%	+3.67%	$6.52B	Benchmark Subject
ACT Enact Holdings Inc.	C+	69/100	9.8x	—	12.6%	+2.06%	$6.49B	/act-vs-faf →
HGTY Hagerty Inc. (Class A)	B	75/100	37.5x	—	67.4%	+1.99%	$5.64B	/hgty-vs-faf →
BWIN The Baldwin Insurance Group Inc.	D	48/100	—	—	3.6%	-0.03%	$4.45B	/bwin-vs-faf →
ARX Accelerant Holdings (Class A)	C	64/100	—	—	—	-0.05%	$4.30B	/arx-vs-faf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001472787 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First American Corporation (FAF) reported GAAP revenue of $7.45B (+21.6% vs. FY2024 revenue of $6.13B , and +24.1% cumulative change since FY2023) , GAAP net income of $621.8M, operating cash flow of $950.8M, and free cash flow of $615.5M (-1.0% YoY). On the balance sheet, FAF closed FY2025 with $16.23B in total assets against $4.82B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$7.45B	$621.8M	$950.8M	$615.5M	$16.23B	$4.82B
FY2024 (FY)	2024-12-31	$6.13B	$131.1M	$897.5M	$621.7M	$14.91B	$4.49B
FY2023 (FY)	2023-12-31	$6.00B	$216.8M	$354.3M	$84.1M	$7.20B	$1.69B

3. FAF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FAF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FAF compare to ACT and HGTY in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for FAF?

Where is FAF trading relative to its 50-day, 200-day, and 52-week technical levels?

FAF last traded at $66.16 (+3.67% on volume of 1,055,390 shares), positioning the stock -1.28% below its 50-day simple moving average ($67.02) and -1.93% below its 200-day simple moving average ($67.46). Across its 52-week range of $56.20 to $79.87, FAF sits at the 42.1% percentile with a 14-day RSI of 45.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.2% ($62.72 to $69.60).

Direct Sub-Reports: FAF RQD Cockpit FAF 12M Forecast FAF Earnings & Move FAF Dividends & DRIP FAF Insiders & 13F FAF Whale Options FAF Profit Sankey FAF News & Why

ROARABLE RATING BRIEF • RQD 60/100 (C-) ✓ SEC XBRL & RQD VERIFIED

FAF — First American Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

First American Corporation (FAF) earns a live Roarable RQD composite score of 60/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $66.16 (+3.67% 1D, market capitalization $6.52B).

Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 7.0%, gross margin of —, operating margin of 10.2%, and free cash flow yield of 9.46%.
Whale 13F & Options Flow (8/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (8/20) + Forensic Balance Sheet (15/20): Incorporates a 0.97x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 9/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

First American Corporation (FAF) is a NYSE-listed operating company in the Specialty Insurers industry (Financials sector) with an equity market capitalization of $6.52B. The business operates with a gross margin of 0%, an operating margin of 10.2%, and a return on invested capital (ROIC) of 7% (free cash flow yield of 9.46%). Within the Specialty Insurers peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), First American Corporation (FAF) reported $7.45B in annual revenue (up from $6.13B in FY2024, +21.6% YoY) and $621.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($6.00B revenue, $216.8M net income) through FY2025, FAF scaled operating cash flow to $950.8M and free cash flow to $615.5M, backed by $16.23B in total assets against $4.82B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C- • RQD 60/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $56.20 – $79.87 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 10.5x trailing P/E and 9.2x EV/EBITDA against 10.2% operating margins and a 0.97x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Specialty Insurers (Financials), FAF carries a macro regime beta of 0.97 and gross margin of —.

Key Question #1: Can FAF sustain or expand its 10.2% operating margin and 7.0% ROIC against Specialty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $7.45B and free cash flow of $615.5M, how will capital allocation balance growth reinvestment against $4.82B in total debt?
Key Question #3: How sensitive is FAF's 8.8x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.97x)?

FAF Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for First American Corporation (FAF) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FAF Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 23h ago

First American Corporation (New (FAF) Stock Forecasts

Yahoo Finance report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

First American Corporation (New) Estimates – NYSE:FAF

TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

How First American Corporation (new) (FAF) Affects Rotational Strategy Timing

Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

First American Corporation (FAF) Ticks Higher: Shares Gain 1.33% to $65.58 - PCR Spike

https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

FAF: Commercial strength lifted adjusted EPS as residential demand stayed weak and platform investment accelerated

TradingView report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 1d ago

First American Corporation (FAF) Climbs 2.04% to $62.17 as Shares Approach Upper Resistance Band - Symmetrical Triangle

https://www.siam.in/ report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

(FAF) as a Liquidity Pulse for Institutional Tactics

Stock Traders Daily report covering First American Corporation (FAF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 17h ago

First American Chief Technology Officer Jody Mulkey Named a HousingWire 2026 Tech Trendsetter

SANTA ANA, Calif., November 02, 2026--First American Financial Corporation (NYSE: FAF), a premier provider of title, settlement, and risk solutions for real estate transactions and the leader in the digital transformatio

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FAF Bull vs. Bear Conversation Board — What's Your Call at $66.16?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FAF 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $77.86 (+22.0%)

📌 Pinned Debate

The rating's 9.46% FCF yield and 8.8 forward P/E sit alongside a 15/20 forensic balance sheet with Piotroski F 9/9.

Picked up a starter position in FAF in my $100K Virtual Cash book at $63.82. The rating's 9.46% FCF yield and 8.8 forward P/E sit alongside a 15/20 forensic balance sheet with Piotroski F 9/9.. Trading inside a $56.20–$79.87 52-week range with 9.46% FCF yield gives solid downside support if Specialty Insurers multiples expand this quarter.

EarningsSniper 🐂 BULL

Both sides have a point here — FAF's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $49.14 (-23.0%)

Spot @ $63.82

The rating's verdict is Roarable Sell with a 6/20 institutional flow pillar and only 7% ROIC.

Fading this rally in FAF at $63.82. The rating's verdict is Roarable Sell with a 6/20 institutional flow pillar and only 7% ROIC.. With a beta of 0.97 and the stock sitting at $63.82 (52-wk range $56.20–$79.87), the easy multiple expansion is already priced in.