Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Why CBZ Stock advanced +0.06% Today — RQD Quant Desk Flash
CBIZ Inc. (CBZ) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (13% profit margin, 6% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
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Is CBZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, CBIZ Inc. (NYSE: CBZ) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $54.98 (+0.06% 1D, market cap $2.98B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1011 tracked Consumer Discretionary issuers, CBZ ranks #137 in composite RQD confidence.
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How does CBZ compare to TNET and FOUR in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), CBZ carries a Roarable B- (71/100 RQD), trailing P/E of 25.8x, gross margin of 12.9%, and ROIC of 5.9%. By comparison, TNET (TriNet Group Inc.) holds a C+ grade (66/100 RQD, P/E 18.9x, ROIC 85.0%, cap $2.92B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D grade (44/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.10B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
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What are the biggest fundamental strengths and SEC risk factors for CBZ?
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Per CBZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000944148), CBIZ Inc. generated $2.76B in revenue (+52.1% YoY), $115.4M in net income, and $175.5M in free cash flow against $4.41B in total assets and $1.39B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±1.8% realized swing band)
FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 68.3 (BULLISH MOMENTUM)
Capital intensity & 8.5% operating margin leave 10 pts on the table
⚔️ Adversarial Opposing Case: Why the CBZ Bull Thesis Could Fail
Even with a 71/100 (B-) score, CBZ faces multiple-compression risk if 25.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($54.73) or 200D SMA ($40.16) invalidates the momentum regime and cuts Target Base ($58.20) toward Bear Floor ($45.08).
Why CBZ Stock advanced +0.06% Today — RQD Quant Desk Flash
CBIZ Inc. (CBZ) advanced +0.06% to $54.98, trading at 97% of its 52-week range ($24.29 – $55.85). High-quality cash engine (13% profit margin, 6% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 97% of its 52-week range ($24.29 – $55.85) with RSI-14 at 68.3 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±1.8% around $54.98 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 12.9% gross margin and $175.5M annual free cash flow.
Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
CBIZ (NYSE:CBZ) stockholders preliminarily approved the company’s proposed merger agreement with Viking ParentCo, Inc. and Viking MergerCo, Inc. at a special meeting, according to the company’s meeting proceedings. The m
Scheduled RQD Strong Buys & Whale Accumulation Briefing (CBZ Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
CBZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +52.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CBZ today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CBZ. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CBZ)
1. Head-to-Head Consumer Discretionary Peer Comparison (CBZ vs. TNET, FOUR, MMS, PAYO)
Industry: Business Services (90 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, CBIZ Inc. (CBZ) ranks #137 by composite RQD confidence (71/100, grade B-) and #364 by equity capitalization ($2.98B). Within this direct 5-issuer industry benchmark cohort, MMS leads on earnings valuation at 10.3x trailing P/E, while TNET leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CBZ currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CBZ
ACTIVE
CBIZ Inc. | B- | 71/100 | 25.8x | 12.9% | 5.9% | +0.06% | $2.98B | Benchmark Subject |
| TNET TriNet Group Inc. | C+ | 66/100 | 18.9x | — | 85.0% | +0.91% | $2.92B | /tnet-vs-cbz → |
| FOUR Shift4 Payments Inc. (Class A) | D | 44/100 | 21.1x | — | 5.5% | +1.99% | $3.10B | /four-vs-cbz → |
| MMS Maximus Inc. | C+ | 67/100 | 10.3x | 24.6% | 13.5% | +1.40% | $3.29B | /mms-vs-cbz → |
| PAYO Payoneer Global Inc. | C | 65/100 | 33.0x | — | 34.1% | +0.42% | $2.41B | /payo-vs-cbz → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000944148In its most recent audited fiscal period (FY2025, filed 2025-12-31), CBIZ Inc. (CBZ) reported GAAP revenue of $2.76B (+52.1% vs. FY2024 revenue of $1.81B , and +73.3% cumulative change since FY2023) , GAAP net income of $115.4M, operating cash flow of $192.5M, and free cash flow of $175.5M (+58.4% YoY). On the balance sheet, CBZ closed FY2025 with $4.41B in total assets against $1.39B in total debt (Altman Z-Score: 1.84, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $2.76B | $115.4M | $192.5M | $175.5M | $4.41B | $1.39B |
| FY2024 (FY) | 2024-12-31 | $1.81B | $41.0M | $123.7M | $110.8M | $4.47B | $1.33B |
| FY2023 (FY) | 2023-12-31 | $1.59B | $121.0M | $153.5M | $81.9M | $1.91B | $446.8M |
3. CBZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CBZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, CBIZ Inc. (NYSE: CBZ) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $54.98 (+0.06% 1D, market cap $2.98B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1011 tracked Consumer Discretionary issuers, CBZ ranks #137 in composite RQD confidence.
How does CBZ compare to TNET and FOUR in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), CBZ carries a Roarable B- (71/100 RQD), trailing P/E of 25.8x, gross margin of 12.9%, and ROIC of 5.9%. By comparison, TNET (TriNet Group Inc.) holds a C+ grade (66/100 RQD, P/E 18.9x, ROIC 85.0%, cap $2.92B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D grade (44/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.10B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CBZ?
Per CBZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000944148), CBIZ Inc. generated $2.76B in revenue (+52.1% YoY), $115.4M in net income, and $175.5M in free cash flow against $4.41B in total assets and $1.39B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CBZ trading relative to its 50-day, 200-day, and 52-week technical levels?
CBZ last traded at $54.98 (+0.06% on volume of 1,243,722 shares), positioning the stock +0.46% above its 50-day simple moving average ($54.73) and +36.90% above its 200-day simple moving average ($40.16). Across its 52-week range of $24.29 to $55.85, CBZ sits at the 97.2% percentile with a 14-day RSI of 68.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±1.8% ($53.99 to $55.97).
CBZ Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CBZ stock moving today?
Why CBZ Stock advanced +0.06% Today — RQD Quant Desk Flash. High-quality cash engine (13% profit margin, 6% return on capital) with steady institutional support.
CBZ — CBIZ Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, CBZ scores 71 out of 100, graded B-, with the verdict "Roarable Buy — Sound Institutional Accumulation." The five pillars are: Fundamental Cash Engine at 10 of 20 (ROIC 5.9%; FCF yield 5.88%), Whale 13F Flow at 16 of 20 (institutional accumulation and options positioning), Insider Conviction at 15 of 20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 16 of 20 (Beta 0.89; sector sensitivity), and Forensic Balance Sheet at 14 of 20 (Altman Z 1.84; Piotroski F 8/9; Debt/Equity 0.79). The weakest pillar is the cash engine, where the rating's own ROIC and FCF yield figures sit below the strongest pillars. The strongest pillars are institutional flow and macro fit. For a prospective investor, the implied upside driver is institutional and insider support combined with a low-beta profile, while the valuation tradeoff is that the stock trades at a P/E (TTM) of 25.8 against a Forward P/E of 21.7, and the cash-return metrics are modest relative to that multiple. The forensic pillar, with an Altman Z of 1.84 and Debt/Equity of 0.79, indicates a balance sheet that the rating treats as adequate rather than strong.
Snapshot
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $2758.0M | $234.0M | $115.4M | N/A | $175.5M | $18.3M | $1389.6M |
| FY 2024 | $1813.5M | $73.7M | $41.0M | N/A | $110.8M | $13.8M | $1333.8M |
| FY 2023 | $1591.2M | $165.2M | $121.0M | N/A | $81.9M | N/A | $446.8M |
Per the market data, gross margin is 12.9%, operating margin 8.5%, net margin 4.2%, and ROIC 5.9%. Per the forensic pillar of the RQD rating, the Altman Z-Score is 1.84 and the Piotroski F-Score is 8/9. Debt rose from $446.8M in FY 2023 to $1389.6M in FY 2025 as reported, and the source does not explain the drivers of that increase. Net income for FY 2023 ($121.0M) exceeded FY 2025 ($115.4M) despite lower revenue, and the source does not resolve why.
Recent Catalysts & News Wire Analysis
The news wire includes six Q3-related items. Headlines include "CBIZ (CBZ) Q3 Results Put Profit Momentum Ahead Of A Tepid Stock Reaction" (YELLOW, MARKET WIRE), "CBIZ (CBZ) Lags Q3 Earnings and Revenue Estimates" (YELLOW, MARKET WIRE), and "CBIZ Inc. (CBZ) Reports Q3 Results, Shares Trade 39% Below GF Va" (YELLOW, MARKET WIRE). The item "CBIZ (CBZ) Stock Shrugs Off Q3 Earnings As Margin Gains Emerge" is tagged GREEN and CATALYST, the only positively flagged catalyst. "CBIZ (NYSE:CBZ) Share Price Breaks Above 200 Day Moving Average" is YELLOW and MARKET WIRE. "Quarterly profit rose 56.7% at CBIZ, while revenue grew 1.2%" is YELLOW and MARKET WIRE. Risk watch items include the headline stating earnings and revenue lagged estimates and the tepid stock reaction described across several items. The Butterfly Supply-Chain Graph reports no supply chain and no proprietary signals.
Open Questions
- What is the company's specific business model, product mix, and customer base, given that the source describes only sector and industry classification?
- What drove the increase in debt from $446.8M (FY 2023) to $1389.6M (FY 2025), and how is it being serviced?
- Why did net income decline from $121.0M in FY 2023 to $115.4M in FY 2025 while revenue rose?
- What are the specific Form 4, 13F, and Congressional transactions underlying the institutional and insider pillar scores?
- What is the EPS for the reported fiscal years, given that the financials list EPS as N/A for every period?
CBZ Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for CBIZ Inc. (CBZ) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering CBIZ Inc. (CBZ) market action, institutional positioning, and fundamental catalysts.
CBZ Bull vs. Bear Conversation Board — What's Your Call at $54.98?
🔥 Official Bull vs. Bear Debate: Is CBZ (B- • RQD 71/100) a Buy at $54.98?
Welcome to the CBZ (CBIZ Inc.) Roar Pit. Current RQD Composite is 71/100 (Roarable Buy — Sound Institutional Accumulation) in Business Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on CBZ — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on CBZ, but look at what you are paying: 25.8x trailing P/E with 12.9% gross margins. Unless CBIZ Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
CBZ cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on CBZ, the market is fixating on short-term headline noise in Business Services and ignoring the balance sheet and cash flow trajectory. At $54.98 (52-wk range $24.29 - $55.85), any beat on forward guidance forces shorts and underweight funds to chase.