Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) — RQD Stock Rating Cockpit

$39.21 -0.61% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $39.09

Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $13.33B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BNT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (NYSE: BNT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $39.21 (-0.61% 1D, market cap $13.33B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BNT ranks #705 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BNT compare to CNA and RNR in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), BNT carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, CNA (CNA Financial Corporation) holds a B grade (73/100 RQD, P/E 10.3x, ROIC 19.7%, cap $13.22B) and RNR (RenaissanceRe Holdings Ltd.) posts a B grade (75/100 RQD, P/E 5.1x, ROIC 10.6%, cap $13.68B). Among the 5-stock peer group, RNR leads on earnings multiple (5.1x) while CNA leads on capital efficiency (19.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BNT?
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Per BNT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001837429), Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares generated $11.63B in revenue (-17.5% YoY), $0 in net income, and $2.61B in free cash flow against $157.18B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $39.09 (-0.30%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 22.5% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.6% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510048
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D-
Cash (11)Whales (9)SEC (10)Macro (6)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-4.5% Base Target
$52 Bull$37 Base$29 Bear
📬 FREE BNT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BNT)Realized 20D OHLCV Swing Band: ±3.3%
Deterministic 5-Pillar Attribution (48/100 Composite)
🔍 WHY BNT SCORES 48/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Cannibal Buyback (-1.24% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 22.5% FCF Margin ($2.61B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit6/20 pts (-14 pt drag)

Macro rate sensitivity & RSI-14 (64.4) create a -14 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
40
Grade D$37.05-1.5% Next Q
Q2 (-2Q)
43
Grade D$36.48+4.1% Next Q
Q3 (-1Q)
45
Grade D$37.96+3.3% Next Q
Current
48
Grade D$39.21-5.6% Hist 90D α
Trajectory: D (40) → D (48)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BNT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BNT currently carries a cautious 48/100 (D) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($38.15) and Max Pain ($41.17) forces dealer call-delta covering toward $52.35.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BNT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BNT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMBULLISH MOMENTUM
64.430 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
2 / 99-Pt Accounting
52-WEEK LASER RANGE25% OF RANGE
L: $36$39.21H: $50
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D+RQD 21 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 16 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on BNT

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (55)

14.0% ROIC with 42.0% gross margin and 19.60% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 4.20 and Piotroski 2/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (45)

21/40 institutional & smart-money positioning score with 6/20 macro alignment.

Bull Case: Why Buyers Like BNT
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BNT)

  • ✓Walkthrough of BNT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BNT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -12.87%⚡ TESTING RESISTANCE
2026-11-02O $38.43H $39.45L $38.43C $39.21VOL 10.7K
RES: $39.28SUP: $33.69SMA50: $38.15SMA200: $42.81
$49.44$45.70$41.95$38.20$34.46RES $39.28SUP $33.69$39.212026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BNT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. -17.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BNT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BNT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BNT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BNT)

Financials Rank #705 of 1096 ⚔️ CNA vs BNT Full Matrix →

1. Head-to-Head Financials Peer Comparison (BNT vs. CNA, RNR, AFG, AIZ)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) ranks #705 by composite RQD confidence (48/100, grade D) and #155 by equity capitalization ($13.33B). Within this direct 5-issuer industry benchmark cohort, RNR leads on earnings valuation at 5.1x trailing P/E, while CNA leads on capital efficiency and profitability with 19.7% ROIC and — gross margin. RNR currently holds the highest overall quantitative score in the immediate peer group at 75/100 (B) compared with BNT at 48/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BNT ACTIVE
Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares
D 48/100 — — — -0.61% $13.33B Benchmark Subject
CNA
CNA Financial Corporation
B 73/100 10.3x — 19.7% -0.39% $13.22B /cna-vs-bnt →
RNR
RenaissanceRe Holdings Ltd.
B 75/100 5.1x — 10.6% +0.20% $13.68B /rnr-vs-bnt →
AFG
American Financial Group Inc.
B 73/100 15.1x — 5.7% +0.50% $12.70B /afg-vs-bnt →
AIZ
Assurant Inc.
B 75/100 16.5x — 5.0% +0.04% $14.44B /aiz-vs-bnt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001837429

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) reported GAAP revenue of $11.63B (-17.5% vs. FY2024 revenue of $14.10B , and +68.3% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $2.61B, and free cash flow of $2.61B (-42.8% YoY). On the balance sheet, BNT closed FY2025 with $157.18B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $11.63B $0 $2.61B $2.61B $157.18B —
FY2024 (FY) 2024-12-31 $14.10B $0 $4.57B $4.57B $139.95B —
FY2023 (FY) 2023-12-31 $6.91B $0 $1.51B $1.51B — —

3. BNT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BNT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (NYSE: BNT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $39.21 (-0.61% 1D, market cap $13.33B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BNT ranks #705 in composite RQD confidence.

How does BNT compare to CNA and RNR in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), BNT carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, CNA (CNA Financial Corporation) holds a B grade (73/100 RQD, P/E 10.3x, ROIC 19.7%, cap $13.22B) and RNR (RenaissanceRe Holdings Ltd.) posts a B grade (75/100 RQD, P/E 5.1x, ROIC 10.6%, cap $13.68B). Among the 5-stock peer group, RNR leads on earnings multiple (5.1x) while CNA leads on capital efficiency (19.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BNT?

Per BNT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001837429), Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares generated $11.63B in revenue (-17.5% YoY), $0 in net income, and $2.61B in free cash flow against $157.18B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BNT trading relative to its 50-day, 200-day, and 52-week technical levels?

BNT last traded at $39.21 (-0.61% on volume of 16,019 shares), positioning the stock +2.78% above its 50-day simple moving average ($38.15) and -8.41% below its 200-day simple moving average ($42.81). Across its 52-week range of $35.62 to $49.86, BNT sits at the 25.2% percentile with a 14-day RSI of 64.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.3% ($37.92 to $40.50).

BNT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell BNT stock right now?

Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) currently earns a Roarable Rating of D (Sell — SELL) with 48/100 RQD Confidence. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

What is BNT's 12-month price target and RQD AI Jury consensus?

BNT's 12-month base price target is $37.45 (range $29.21 to $52.35), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 48/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BNT — Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:15:13Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BNT carries an RQD Score of 48 out of 100, a letter grade of D, and a verdict label of "Roarable Sell — Underperform / Distribution Warning." Across the five pillars, the fundamental cash engine scores 11 of 20 (ROIC 0%; FCF yield 19.6%), the whale 13F flow scores 9 of 20 (institutional accumulation and options positioning), insider conviction scores 12 of 20 (SEC Form 4 and Congressional PTR cluster flow), macro regime fit scores 6 of 20 (Beta 1.0; sector sensitivity), and forensic balance sheet scores 10 of 20 (Altman Z 2.5; Piotroski F 2/9; Debt/Equity 0.5).

For a prospective investor, the upside driver visible in the data is the 19.6% FCF yield, which is the single strongest figure in the rating. The main valuation tradeoff is that the same rating shows a 0% ROIC and 0% margins, so the cash generation the yield implies is not matched by the profitability measures in the source data. The weakest pillar is macro regime fit (6 of 20), and the forensic pillar (Piotroski F 2/9) indicates limited financial-strength signals. Taken together, the rating reads as a distribution-warning profile rather than an accumulation profile. This is an analytical summary of the source data, not personalized financial advice.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025 (filed 2025-12-31)$11635.0M$0.0M$0.0MN/A$2614.0M$13014.0MN/A
FY 2024 (filed 2024-12-31)$14103.0M$0.0M$0.0MN/A$4569.0M$12243.0MN/A
FY 2023 (filed 2023-12-31)$6912.0M$0.0M$0.0MN/A$1507.0MN/AN/A

Per the SEC financials, reported net income and operating income are $0.0M in each listed period, and gross, operating, and net margins are 0% per the market data. Per the Roarable RQD rating, ROIC is 0%. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 2 of 9, and Debt/Equity is 0.5. Reported cash rose from $12243.0M in FY 2024 to $13014.0M in FY 2025 while revenue declined from $14103.0M to $11635.0M.

Open Questions

  • What drives the reported FY 2025 and FY 2024 revenue and the absence of reported net income, and are operating results a function of the Property-Casualty Insurers business or of other activities?
  • Why is reported debt listed as N/A while the forensic pillar cites Debt/Equity of 0.5, and what is the composition of the balance sheet?
  • How does the 19.6% FCF yield reconcile with 0% ROIC and 0% margins?
  • What are the explicit valuation metrics (P/E, EPS, EV/EBITDA), which are unavailable in the source data?
  • What catalysts, analyst coverage, or ownership changes would test the distribution-warning verdict?

BNT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares (BNT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BNT Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BNT Bull vs. Bear Conversation Board — What's Your Call at $39.21?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BNT 🐻 50% BEARISH CONVICTION
1. Pick Your Side on BNT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $42.61 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is BNT (D • RQD 48/100) a Buy at $39.45?

Welcome to the BNT (Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares) Roar Pit. Current RQD Composite is 48/100 (Roarable Sell — Underperform / Distribution Warning) in Property-Casualty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $31.17 (-21.0%)
Spot @ $39.45

Pump the brakes on BNT — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BNT, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Brookfield Wealth Solutions Ltd. Class A Exchangeable Limited Voting Shares expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $44.97 (+14.0%)
Spot @ $39.45

BNT cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BNT, the market is fixating on short-term headline noise in Property-Casualty Insurers and ignoring the balance sheet and cash flow trajectory. At $39.45 (52-wk range $35.62 - $49.86), any beat on forward guidance forces shorts and underweight funds to chase.

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