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Bank Of Montreal (BMO) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$173.08 +1.14% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $173.11

Bank Of Montreal (BMO) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $118.95B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BMO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Bank Of Montreal (NYSE: BMO) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $173.08 (+1.14% 1D, market cap $118.95B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BMO ranks #322 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BMO compare to HDB and BBVA in the Financials sector?
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Within the Financials sector (Commercial Banks), BMO carries a Roarable C (62/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, HDB (HDFC Bank Limited) holds a C+ grade (67/100 RQD, P/E 14.9x, ROIC 20.7%, cap $113.81B) and BBVA (Banco Bilbao Vizcaya Argentaria S.A.) posts a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $132.88B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BMO?
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For Bank Of Montreal (BMO), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #322 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $173.11 (+0.02%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY • 54.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510062
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C-
Cash (12)Whales (14)SEC (15)Macro (9)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$208 Bull$176 Base$137 Bear
📬 FREE BMO RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BMO)Realized 20D OHLCV Swing Band: ±3.6%
Deterministic 5-Pillar Attribution (62/100 Composite)
🔍 WHY BMO SCORES 62/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (23% of score)

20D Institutional Volume Accumulation (±3.6% realized swing band)

▼ #1 Drag / Risk Factor: Macro Regime Fit9/20 pts (-11 pt drag)

Macro rate sensitivity & RSI-14 (51) create a -11 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$163.62+4.2% Next Q
Q2 (-2Q)
57
Grade C$170.45+2% Next Q
Q3 (-1Q)
59
Grade C$173.83-0.4% Next Q
Current
62
Grade C$173.08+0.7% Hist 90D α
Trajectory: C- (54) → C (62)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BMO Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 62/100 (C) score, BMO faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($170.45) or 200D SMA ($160.62) invalidates the momentum regime and cuts Target Base ($176.20) toward Bear Floor ($137.44).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BMO• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BMO Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 62%NO 38%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

BMO Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BMO)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BMO. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BMO Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BMO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.42%▼ DESCENDING CHANNEL
2026-11-03O $175.9H $175.9L $171.1C $173.1VOL 2.21M
RES: $176.5SUP: $154.2SMA50: $170.5SMA200: $160.6
$191.2$174.8$158.5$142.2$125.9RES $176.5SUP $154.2$173.12026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BMO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BMO Butterfly Map → + Track BMO →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
25.3%/yr Implied 5Y Growth

vs. +5.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BMO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BMO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BMO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BMO)

Financials Rank #322 of 1097 ⚔️ HDB vs BMO Full Matrix →

1. Head-to-Head Financials Peer Comparison (BMO vs. HDB, BBVA, CM, IBN)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Bank Of Montreal (BMO) ranks #322 by composite RQD confidence (62/100, grade C) and #28 by equity capitalization ($118.95B). Within this direct 5-issuer industry benchmark cohort, HDB leads on earnings valuation at 14.9x trailing P/E, while HDB leads on capital efficiency and profitability with 20.7% ROIC and — gross margin. HDB currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with BMO at 62/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BMO ACTIVE
Bank Of Montreal
C 62/100 32.8x — 9.9% +1.14% $118.95B Benchmark Subject
HDB
HDFC Bank Limited
C+ 67/100 14.9x — 20.7% +2.34% $113.81B /hdb-vs-bmo →
BBVA
Banco Bilbao Vizcaya Argentaria S.A.
D 50/100 32.8x — 9.9% +2.13% $132.88B /bbva-vs-bmo →
CM
Canadian Imperial Bank of Commerce
C 64/100 32.8x — 9.9% +0.44% $105.76B /cm-vs-bmo →
IBN
ICICI Bank Limited
C+ 66/100 32.8x — 9.9% +2.07% $105.43B /ibn-vs-bmo →

2. BMO Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Bank Of Montreal (BMO) operates in Commercial Banks (Financials) with an equity capitalization of $118.95B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. BMO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BMO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Bank Of Montreal (NYSE: BMO) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $173.08 (+1.14% 1D, market cap $118.95B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BMO ranks #322 in composite RQD confidence.

How does BMO compare to HDB and BBVA in the Financials sector?

Within the Financials sector (Commercial Banks), BMO carries a Roarable C (62/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, HDB (HDFC Bank Limited) holds a C+ grade (67/100 RQD, P/E 14.9x, ROIC 20.7%, cap $113.81B) and BBVA (Banco Bilbao Vizcaya Argentaria S.A.) posts a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $132.88B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BMO?

For Bank Of Montreal (BMO), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #322 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BMO trading relative to its 50-day, 200-day, and 52-week technical levels?

BMO last traded at $173.08 (+1.14% on volume of 406,555 shares), positioning the stock +1.54% above its 50-day simple moving average ($170.45) and +7.76% above its 200-day simple moving average ($160.62). Across its 52-week range of $119.84 to $187.22, BMO sits at the 79.0% percentile with a 14-day RSI of 51.0 (NEUTRAL RANGE) and an implied next-earnings move of ±3.6% ($166.85 to $179.31).

Direct Sub-Reports: BMO RQD Cockpit BMO 12M Forecast BMO Earnings & Move BMO Dividends & DRIP BMO Insiders & 13F BMO Whale Options BMO Profit Sankey BMO News & Why
ROARABLE RATING BRIEF • RQD 62/100 (C) ✓ SEC XBRL & RQD VERIFIED

BMO — Bank Of Montreal: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Bank Of Montreal (BMO) earns a live Roarable RQD composite score of 62/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $173.08 (+1.14% 1D, market capitalization $118.95B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 9.9%, gross margin of —, operating margin of 13.9%, and free cash flow yield of 2.21%.
  • Whale 13F & Options Flow (14/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (15/20): Incorporates a 0.90x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Sector: Financials. Industry: Commercial Banks. Exchange: NYSE. Bank Of Montreal is a NYSE-listed issuer in commercial banking with a market capitalization of $122.3B.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C • RQD 62/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.21% and institutional whale pillar of 14/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $119.84 – $187.22 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 32.8x trailing P/E and 21.0x EV/EBITDA against 13.9% operating margins and a 0.90x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data. Investors should note that this absence reflects missing source coverage, not a confirmed lack of exposure.

  • Key Question #1: Can BMO sustain or expand its 13.9% operating margin and 9.9% ROIC against Commercial Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (2.21% FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $187.22 52-week high?
  • Key Question #3: How sensitive is BMO's 30.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.90x)?

BMO Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Bank Of Montreal (BMO) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BMO Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BMO Bull vs. Bear Conversation Board — What's Your Call at $173.08?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BMO 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BMO:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $200.22 (+17.0%)
📌 Pinned Debate

Forensic balance sheet (Altman Z 2.5, Piotroski F 8/9, Debt/Equity 0.5) and strong whale 13F flow (16/20) support the rating.

The street is overcomplicating Bank Of Montreal (BMO). Forensic balance sheet (Altman Z 2.5, Piotroski F 8/9, Debt/Equity 0.5) and strong whale 13F flow (16/20) support the rating.. With an RQD score of 62/100 (C) and Forensic Balance Sheet at 15/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $184.82.

SectorRotator 🐂 BULL

@MidwestValue Agree on the RQD 62/100 quality, though with 0.9 beta I'm scaling in with half-size at $171.13 and keeping dry powder in case we test $159.15.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $135.19 (-21.0%)
Spot @ $171.13

A forward P/E of 30.5 against a 2.21% FCF yield and a weak macro-regime score (9/20) leaves limited valuation cushion.

A forward P/E of 30.5 against a 2.21% FCF yield and a weak macro-regime score (9/20) leaves limited valuation cushion.. Look at the math on BMO: paying 32.8x trailing P/E for 9.9% ROIC and 13.9% operating margins leaves zero margin of safety if Commercial Banks demand softens. I'd wait for a retest of $150.59 before getting long.

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