Moomoo report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Why BLND Stock dropped -3.45% Today — RQD Quant Desk Flash
Blend Labs Inc. (Class A) (BLND) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is BLND stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Blend Labs Inc. (Class A) (NYSE: BLND) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $1.12 (-3.45% 1D, market cap $274.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 9/20. Across 714 tracked Technology issuers, BLND ranks #417 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does BLND compare to ZIP and DSC in the Technology sector?
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Within the Technology sector (Computer Software: Programming Data Processing), BLND carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of 73.8%, and ROIC of -35.0%. By comparison, ZIP (ZipRecruiter Inc. (Class A)) holds a D grade (49/100 RQD, P/E N/A, ROIC -5.5%, cap $364.3M) and DSC (DSC Holdings Ltd.) posts a D grade (46/100 RQD, P/E N/A, ROIC —, cap $184.8M). Among the 5-stock peer group, BLND leads on earnings multiple (N/A) while HUYA leads on capital efficiency (-3.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BLND?
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Per BLND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001855747), Blend Labs Inc. (Class A) generated $123.6M in revenue (+6.8% YoY), -$6.8M in net income, and $11.5M in free cash flow against $170.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
SEC XBRL FY 2025 (10-K): 9.3% FCF Margin ($11.5M FCF) & 73.8% Gross Margin
Macro rate sensitivity & RSI-14 (54) create a -15 pt regime headwind
⚔️ Adversarial Opposing Case: What Could Spark a BLND Turnaround Squeeze
While BLND currently carries a cautious 46/100 (D) rating due to Macro Regime Fit (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Technology with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.21) and Max Pain ($1.18) forces dealer call-delta covering toward $3.60.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why BLND Stock dropped -3.45% Today — RQD Quant Desk Flash
Blend Labs Inc. (Class A) (BLND) dropped -3.45% to $1.12, trading at 9% of its 52-week range ($0.88 – $3.43). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 9% of its 52-week range ($0.88 – $3.43) with RSI-14 at 54 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $1.12 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 73.8% gross margin and $11.5M annual free cash flow.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Kalkine Media report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
SAN FRANCISCO, October 22, 2026--Blend Labs, Inc. (NYSE: BLND), a leading digital origination platform, today announced that the Company’s third quarter 2026 financial results will be released after market close on Thurs
SAN FRANCISCO, October 12, 2026--Blend Labs, Inc. (NYSE: BLND) today announced that a tenth lender has signed on to Blend Autopilot, its agentic intelligence layer for home lending. The milestone comes six months after A
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BLND)
- ✓Walkthrough of BLND's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
BLND Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BLND today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BLND. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BLND)
1. Head-to-Head Technology Peer Comparison (BLND vs. ZIP, DSC, HUYA, SANG)
Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)Across 714 tracked Technology securities in the Roarable RQD universe, Blend Labs Inc. (Class A) (BLND) ranks #417 by composite RQD confidence (46/100, grade D) and #452 by equity capitalization ($274.4M). Within this direct 5-issuer industry benchmark cohort, BLND leads on earnings valuation at N/A trailing P/E, while HUYA leads on capital efficiency and profitability with -3.0% ROIC and 13.4% gross margin. SANG currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with BLND at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BLND
ACTIVE
Blend Labs Inc. (Class A) | D | 46/100 | — | 73.8% | -35.0% | -3.45% | $274.4M | Benchmark Subject |
| ZIP ZipRecruiter Inc. (Class A) | D | 49/100 | — | 89.2% | -5.5% | -5.19% | $364.3M | /zip-vs-blnd → |
| DSC DSC Holdings Ltd. | D | 46/100 | — | — | — | -12.47% | $184.8M | /dsc-vs-blnd → |
| HUYA HUYA Inc. each representing one Class A ordinary share | E | 23/100 | — | 13.4% | -3.0% | -4.33% | $475.0M | /huya-vs-blnd → |
| SANG Sangoma Technologies Corporation | C- | 61/100 | — | — | — | -0.85% | $157.9M | /sang-vs-blnd → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001855747In its most recent audited fiscal period (FY2025, filed 2025-12-31), Blend Labs Inc. (Class A) (BLND) reported GAAP revenue of $123.6M (+6.8% vs. FY2024 revenue of $115.8M , and +12.8% cumulative change since FY2023) , GAAP net income of -$6.8M, operating cash flow of $11.5M, and free cash flow of $11.5M (+188.3% YoY). On the balance sheet, BLND closed FY2025 with $170.0M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $123.6M | -$6.8M | $11.5M | $11.5M | $170.0M | — |
| FY2024 (FY) | 2024-12-31 | $115.8M | -$43.3M | -$13.0M | -$13.0M | $178.1M | — |
| FY2023 (FY) | 2023-12-31 | $109.5M | -$178.7M | -$127.6M | -$127.6M | — | — |
3. BLND Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BLND stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Blend Labs Inc. (Class A) (NYSE: BLND) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $1.12 (-3.45% 1D, market cap $274.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 9/20. Across 714 tracked Technology issuers, BLND ranks #417 in composite RQD confidence.
How does BLND compare to ZIP and DSC in the Technology sector?
Within the Technology sector (Computer Software: Programming Data Processing), BLND carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of 73.8%, and ROIC of -35.0%. By comparison, ZIP (ZipRecruiter Inc. (Class A)) holds a D grade (49/100 RQD, P/E N/A, ROIC -5.5%, cap $364.3M) and DSC (DSC Holdings Ltd.) posts a D grade (46/100 RQD, P/E N/A, ROIC —, cap $184.8M). Among the 5-stock peer group, BLND leads on earnings multiple (N/A) while HUYA leads on capital efficiency (-3.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BLND?
Per BLND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001855747), Blend Labs Inc. (Class A) generated $123.6M in revenue (+6.8% YoY), -$6.8M in net income, and $11.5M in free cash flow against $170.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BLND trading relative to its 50-day, 200-day, and 52-week technical levels?
BLND last traded at $1.12 (-3.45% on volume of 1,639,688 shares), positioning the stock -7.44% below its 50-day simple moving average ($1.21) and -30.43% below its 200-day simple moving average ($1.61). Across its 52-week range of $0.88 to $3.43, BLND sits at the 9.4% percentile with a 14-day RSI of 54.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $1.26).
BLND Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BLND stock moving today?
Why BLND Stock dropped -3.45% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
BLND — Blend Labs Inc. (Class A): What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, BLND scores 46 out of 100, earning a letter grade of D and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are: Fundamental Cash Engine at 12 of 20 (ROIC of -35% and FCF yield of 4.2%), Whale 13F Flow at 7 of 20 (institutional accumulation and options positioning), Insider Conviction at 9 of 20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 5 of 20 (Beta of 1.0 and sector sensitivity), and Forensic Balance Sheet at 13 of 20 (Altman Z of 2.5, Piotroski F of 7/9, Debt/Equity of 0.5). The weakest pillar is Macro Regime Fit, and the Cash Engine pillar is pressured by negative ROIC. The Balance Sheet pillar is the strongest relative to its weight, reflecting moderate leverage and a Piotroski reading of 7 of 9. For a prospective investor, the rating indicates that the forensic balance sheet offers some stability while the return on capital and sector positioning remain weak. Upside drivers would need to come from improved returns on invested capital and stronger institutional or insider demand, which the source data does not show. Valuation tradeoffs cannot be fully assessed because P/E and EV/EBITDA are not available in source data.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $123.6M | $-21.7M | $-6.8M | N/A | $11.5M | $45.1M | N/A |
| FY 2024 | $115.8M | $-48.8M | $-43.3M | N/A | $-13.0M | $38.0M | N/A |
| FY 2023 | $109.5M | $-143.6M | $-178.7M | N/A | $-127.6M | N/A | N/A |
Per the SEC financials, revenue grew from $109.5M in FY 2023 to $123.6M in FY 2025, while net losses narrowed from $-178.7M to $-6.8M. Market data reports a gross margin of 73.8%, an operating margin of -17.6%, and a net margin of -5.5%. ROIC is -35% and FCF yield is 4.2% per market data. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 7 of 9, and Debt/Equity is 0.5. Cash was $45.1M at FY 2025 per the SEC financials.
Recent Catalysts & News Wire Analysis
Per the recent news feed, the most recent items relate to insider selling. A director sold 24,272 shares under a trading plan, reported by multiple outlets. A separate report describes an officer and director selling approximately $24.5K in shares. A sell-side rating of "Hold" is noted. A price move of 5.14% to $1.00 is reported, with shares described as pressing against lower support, and this item carries a GREEN catalyst light. The remaining items are labeled YELLOW market-wire items. Risk watch items include recurring insider sales and the stock trading near the lower end of its 52-week range. The Butterfly supply-chain graph reports no supply-chain links and no proprietary signals.
Open Questions
- What are the company's P/E, forward P/E, EV/EBITDA, and EPS figures, given that all are unavailable in source data?
- What is the reported debt balance, since debt is shown as N/A for all periods?
- What drove the reported EPS gap, since EPS is N/A for every period?
- What is the company's product and customer base, as the source does not describe its business model?
- What is the institutional 13F ownership structure, given that the holders section is empty?
BLND Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Blend Labs Inc. (Class A) (BLND) • Click "Debate This Headline" to argue it in the Roar Pit below
Moomoo report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Kalkine Media report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.
BLND Bull vs. Bear Conversation Board — What's Your Call at $1.12?
🔥 Official Bull vs. Bear Debate: Is BLND (D • RQD 46/100) a Buy at $1.16?
Welcome to the BLND (Blend Labs Inc. (Class A)) Roar Pit. Current RQD Composite is 46/100 (Roarable Sell — Underperform / Distribution Warning) in Computer Software: Programming Data Processing. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on BLND — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on BLND, but look at what you are paying: current EV/EBITDA multiples with 73.8% gross margins. Unless Blend Labs Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
BLND cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on BLND, the market is fixating on short-term headline noise in Computer Software: Programming Data Processing and ignoring the balance sheet and cash flow trajectory. At $1.16 (52-wk range $0.88 - $3.43), any beat on forward guidance forces shorts and underweight funds to chase.