Stock Ratings / Technology / BLND / earnings

ZIP (49) DSC (46) HUYA (23) SANG (61) ⌘ Pro Terminal →

Blend Labs Inc. (Class A) (BLND) Next Earnings Date & Expected ±12.5% Move

$1.12 -3.45% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.11

Blend Labs Inc. (Class A) (BLND) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $274.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BLND Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BLND stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Blend Labs Inc. (Class A) (NYSE: BLND) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $1.12 (-3.45% 1D, market cap $274.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 9/20. Across 714 tracked Technology issuers, BLND ranks #417 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BLND compare to ZIP and DSC in the Technology sector?

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Within the Technology sector (Computer Software: Programming Data Processing), BLND carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of 73.8%, and ROIC of -35.0%. By comparison, ZIP (ZipRecruiter Inc. (Class A)) holds a D grade (49/100 RQD, P/E N/A, ROIC -5.5%, cap $364.3M) and DSC (DSC Holdings Ltd.) posts a D grade (46/100 RQD, P/E N/A, ROIC —, cap $184.8M). Among the 5-stock peer group, BLND leads on earnings multiple (N/A) while HUYA leads on capital efficiency (-3.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BLND?

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Per BLND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001855747), Blend Labs Inc. (Class A) generated $123.6M in revenue (+6.8% YoY), -$6.8M in net income, and $11.5M in free cash flow against $170.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.11 (-0.81%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 9.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BLND)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (46/100 Composite)

🔍 WHY BLND SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 9.3% FCF Margin ($11.5M FCF) & 73.8% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit5/20 pts (-15 pt drag)

Macro rate sensitivity & RSI-14 (54) create a -15 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$0.99+0% Next Q

Q2 (-2Q)

Grade D$0.99+17.2% Next Q

Q3 (-1Q)

Grade D$1.16-3.4% Next Q

Current

Grade D$1.12-6.1% Hist 90D α

Trajectory: E (38) → D (46)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BLND Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BLND currently carries a cautious 46/100 (D) rating due to Macro Regime Fit (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.21) and Max Pain ($1.18) forces dealer call-delta covering toward $3.60.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BLND• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BLND Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 46%NO 54%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±12.5% Swing Band

±$0.14 Expected Swing

MODEL EARNINGS SETUP GAUGE

BLND Quantitative Pre-Earnings Setup: 46/100

Trailing EPS: $4.25 • YoY Revenue Growth: 6.8%

Model Bullish Setup (46/100)Model Risk Weight (54/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$123.6M	-$6.8M	$11.5M	73.8%
FY 2024	2024-12-31	$115.8M	-$43.3M	-$13.0M	71.9%
FY 2023	2023-12-31	$109.5M	-$178.7M	-$127.6M	73.8%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BLND)

✓Walkthrough of BLND's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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BLND // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -26.80%⚡ TESTING RESISTANCE

2026-11-02O $1.16H $1.16L $1.12C $1.12VOL 1.18M

RES: $1.19SUP: $0.77SMA50: $1.21SMA200: $1.61

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BLND Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BLND Butterfly Map → + Track BLND →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BLND today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BLND. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BLND today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BLND)

Technology Rank #417 of 714 ⚔️ ZIP vs BLND Full Matrix →

1. Head-to-Head Technology Peer Comparison (BLND vs. ZIP, DSC, HUYA, SANG)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Blend Labs Inc. (Class A) (BLND) ranks #417 by composite RQD confidence (46/100, grade D) and #452 by equity capitalization ($274.4M). Within this direct 5-issuer industry benchmark cohort, BLND leads on earnings valuation at N/A trailing P/E, while HUYA leads on capital efficiency and profitability with -3.0% ROIC and 13.4% gross margin. SANG currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with BLND at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BLND ACTIVE Blend Labs Inc. (Class A)	D	46/100	—	73.8%	-35.0%	-3.45%	$274.4M	Benchmark Subject
ZIP ZipRecruiter Inc. (Class A)	D	49/100	—	89.2%	-5.5%	-5.19%	$364.3M	/zip-vs-blnd →
DSC DSC Holdings Ltd.	D	46/100	—	—	—	-12.47%	$184.8M	/dsc-vs-blnd →
HUYA HUYA Inc. each representing one Class A ordinary share	E	23/100	—	13.4%	-3.0%	-4.33%	$475.0M	/huya-vs-blnd →
SANG Sangoma Technologies Corporation	C-	61/100	—	—	—	-0.85%	$157.9M	/sang-vs-blnd →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001855747

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Blend Labs Inc. (Class A) (BLND) reported GAAP revenue of $123.6M (+6.8% vs. FY2024 revenue of $115.8M , and +12.8% cumulative change since FY2023) , GAAP net income of -$6.8M, operating cash flow of $11.5M, and free cash flow of $11.5M (+188.3% YoY). On the balance sheet, BLND closed FY2025 with $170.0M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$123.6M	-$6.8M	$11.5M	$11.5M	$170.0M	—
FY2024 (FY)	2024-12-31	$115.8M	-$43.3M	-$13.0M	-$13.0M	$178.1M	—
FY2023 (FY)	2023-12-31	$109.5M	-$178.7M	-$127.6M	-$127.6M	—	—

3. BLND Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BLND stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BLND compare to ZIP and DSC in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for BLND?

Where is BLND trading relative to its 50-day, 200-day, and 52-week technical levels?

BLND last traded at $1.12 (-3.45% on volume of 1,639,688 shares), positioning the stock -7.44% below its 50-day simple moving average ($1.21) and -30.43% below its 200-day simple moving average ($1.61). Across its 52-week range of $0.88 to $3.43, BLND sits at the 9.4% percentile with a 14-day RSI of 54.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $1.26).

BLND Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is BLND's next earnings date?

Based on SEC filing cadence, Blend Labs Inc. (Class A) (BLND)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is BLND stock expected to move on earnings?

Volatility modeling currently projects a ±12.5% event move for BLND, spanning a range between $1 and $1.26.

Direct Sub-Reports: BLND RQD Cockpit BLND 12M Forecast BLND Earnings & Move BLND Dividends & DRIP BLND Insiders & 13F BLND Whale Options BLND Profit Sankey BLND News & Why

ROARABLE RATING BRIEF • RQD 46/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BLND — Blend Labs Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:39:27Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BLND scores 46 out of 100, earning a letter grade of D and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are: Fundamental Cash Engine at 12 of 20 (ROIC of -35% and FCF yield of 4.2%), Whale 13F Flow at 7 of 20 (institutional accumulation and options positioning), Insider Conviction at 9 of 20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 5 of 20 (Beta of 1.0 and sector sensitivity), and Forensic Balance Sheet at 13 of 20 (Altman Z of 2.5, Piotroski F of 7/9, Debt/Equity of 0.5). The weakest pillar is Macro Regime Fit, and the Cash Engine pillar is pressured by negative ROIC. The Balance Sheet pillar is the strongest relative to its weight, reflecting moderate leverage and a Piotroski reading of 7 of 9. For a prospective investor, the rating indicates that the forensic balance sheet offers some stability while the return on capital and sector positioning remain weak. Upside drivers would need to come from improved returns on invested capital and stronger institutional or insider demand, which the source data does not show. Valuation tradeoffs cannot be fully assessed because P/E and EV/EBITDA are not available in source data.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$123.6M	$-21.7M	$-6.8M	N/A	$11.5M	$45.1M	N/A
FY 2024	$115.8M	$-48.8M	$-43.3M	N/A	$-13.0M	$38.0M	N/A
FY 2023	$109.5M	$-143.6M	$-178.7M	N/A	$-127.6M	N/A	N/A

Per the SEC financials, revenue grew from $109.5M in FY 2023 to $123.6M in FY 2025, while net losses narrowed from $-178.7M to $-6.8M. Market data reports a gross margin of 73.8%, an operating margin of -17.6%, and a net margin of -5.5%. ROIC is -35% and FCF yield is 4.2% per market data. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 7 of 9, and Debt/Equity is 0.5. Cash was $45.1M at FY 2025 per the SEC financials.

Recent Catalysts & News Wire Analysis

Per the recent news feed, the most recent items relate to insider selling. A director sold 24,272 shares under a trading plan, reported by multiple outlets. A separate report describes an officer and director selling approximately $24.5K in shares. A sell-side rating of "Hold" is noted. A price move of 5.14% to $1.00 is reported, with shares described as pressing against lower support, and this item carries a GREEN catalyst light. The remaining items are labeled YELLOW market-wire items. Risk watch items include recurring insider sales and the stock trading near the lower end of its 52-week range. The Butterfly supply-chain graph reports no supply-chain links and no proprietary signals.

Open Questions

What are the company's P/E, forward P/E, EV/EBITDA, and EPS figures, given that all are unavailable in source data?
What is the reported debt balance, since debt is shown as N/A for all periods?
What drove the reported EPS gap, since EPS is N/A for every period?
What is the company's product and customer base, as the source does not describe its business model?
What is the institutional 13F ownership structure, given that the holders section is empty?

BLND Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Blend Labs Inc. (Class A) (BLND) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BLND Debate Forum (3) ↓

🟡 MARKET WIRE Moomoo • 8h ago

Blend Labs(BLND) Stock Options Chain | Quotes & News

Moomoo report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 11h ago

Under a trading plan, Blend Labs (BLND) director Nima Ghamsari sells 24,272 shares.

Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 14h ago

Blend Labs (NYSE:BLND) Stock: Insider Nima Ghamsari Sells 24,272 Shares

MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 17h ago

An officer and director sold $24.5K in Blend Labs (BLND) shares.

Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.dars.gov.et/ • 20h ago

Blend Labs (BLND) Slips 5.14% to $1.00 as Shares Press Against Lower Support - Trend Reversal Picks

https://www.dars.gov.et/ report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 23h ago

Blend Labs, Inc. (NYSE:BLND) Stock Now Rated "Hold" by Sell-Side Analysts

MarketBeat report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Kalkine Media • 1d ago

Nima Ghamsari Sells 21,368 Shares of Blend Labs at $1.119 Each Under Rule 10b5-1 Plan

Kalkine Media report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

A $25.7K share sale is proposed by Blend Labs (BLND) officer and director Nima Ghamsari.

Stock Titan report covering Blend Labs Inc. (Class A) (BLND) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BLND Bull vs. Bear Conversation Board — What's Your Call at $1.12?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BLND 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $1.25 (+7.8%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is BLND (D • RQD 46/100) a Buy at $1.16?

Welcome to the BLND (Blend Labs Inc. (Class A)) Roar Pit. Current RQD Composite is 46/100 (Roarable Sell — Underperform / Distribution Warning) in Computer Software: Programming Data Processing. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SK SkepticalCFA Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $0.90 (-22.4%)

Spot @ $1.16

Pump the brakes on BLND — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BLND, but look at what you are paying: current EV/EBITDA multiples with 73.8% gross margins. Unless Blend Labs Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $1.33 (+14.7%)

Spot @ $1.16

BLND cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BLND, the market is fixating on short-term headline noise in Computer Software: Programming Data Processing and ignoring the balance sheet and cash flow trajectory. At $1.16 (52-wk range $0.88 - $3.43), any beat on forward guidance forces shorts and underweight funds to chase.