Does BJ pay a dividend and is it safe?

BJ's Wholesale Club Holdings Inc. (BJ) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Consumer Discretionary / BJ / dividends

FIVE (75) BURL (57) DLTR (80) M (74) ⌘ Pro Terminal →

BJ's Wholesale Club Holdings Inc. (BJ) Dividend Safety Gauge & 10-Year DRIP Compounder

$107.32 +1.81% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $107.93

BJ's Wholesale Club Holdings Inc. (BJ) earns a Roarable Rating of A- (Buy) with 82/100 RQD Confidence. High-quality cash engine (19% profit margin, 25% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 82/100 (A-) historically ranked in the Top 7% of excess returns over the next 90 days (+8.6% avg 90D alpha vs SPY • 71.9% hit rate) →

ROARABLE A- • BUY Cap $13.56B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BJ Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BJ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, BJ's Wholesale Club Holdings Inc. (NYSE: BJ) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 82/100 at a spot price of $107.32 (+1.81% 1D, market cap $13.56B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1011 tracked Consumer Discretionary issuers, BJ ranks #10 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BJ compare to FIVE and BURL in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Department/Specialty Retail Stores), BJ carries a Roarable A- (82/100 RQD), trailing P/E of 23.0x, gross margin of 18.6%, and ROIC of 25.3%. By comparison, FIVE (Five Below Inc.) holds a B grade (75/100 RQD, P/E 37.7x, ROIC 13.8%, cap $13.27B) and BURL (Burlington Stores Inc.) posts a D+ grade (57/100 RQD, P/E 25.0x, ROIC 22.8%, cap $14.89B). Among the 5-stock peer group, M leads on earnings multiple (10.1x) while BJ leads on capital efficiency (25.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BJ?

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Per BJ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001531152), BJ's Wholesale Club Holdings Inc. generated $21.46B in revenue (+4.7% YoY), $578.0M in net income, and $328.0M in free cash flow against $7.51B in total assets and $399.1M in total debt. Key quantitative strengths: Strong cash generator (19% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $107.93 (+0.57%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 1.5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 82/100 (A-) historically ranked in the Top 7% of excess returns over the next 90 days (+8.6% avg 90D alpha vs SPY • 71.9% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • A-

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk A-

Each axis scored 0–20

12M PRICE TARGET CONE+10.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BJ)Realized 20D OHLCV Swing Band: ±5.2%

Deterministic 5-Pillar Attribution (82/100 Composite)

🔍 WHY BJ SCORES 82/100 (A-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+18/20 pts (22% of score)

20D Institutional Volume Accumulation (±5.2% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (22% of score)

Altman Z-Score 4.83 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution15/20 pts (-5 pt drag)

Cannibal Buyback (-2.08% YoY Shares) & executive Form 4 sales trim 5 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B+$103.39-0.9% Next Q

Q2 (-2Q)

Grade B+$102.41+1% Next Q

Q3 (-1Q)

Grade A-$103.44+3.8% Next Q

Current

Grade A-$107.32+8.6% Hist 90D α

Trajectory: B+ (74) → A- (82)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BJ Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 82/100 (A-) score, BJ faces multiple-compression risk if 23.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 16.1% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($97.08) or 200D SMA ($94.68) invalidates the momentum regime and cuts Target Base ($118.91) toward Bear Floor ($88.00).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BJ• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BJ Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”

YES 82%NO 18%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $307/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in BJ & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on BJ and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BJ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.41%⚡ TESTING RESISTANCE

2026-11-03O $105.4H $107.3L $105.4C $107.3VOL 1.71M

RES: $108.4SUP: $91.37SMA50: $97.08SMA200: $94.68

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BJ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BJ Butterfly Map → + Track BJ →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

16.8%/yr Implied 5Y Growth

vs. +4.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BJ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BJ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BJ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BJ)

Consumer Discretionary Rank #10 of 1011 ⚔️ FIVE vs BJ Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (BJ vs. FIVE, BURL, DLTR, M)

Industry: Department/Specialty Retail Stores (11 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, BJ's Wholesale Club Holdings Inc. (BJ) ranks #10 by composite RQD confidence (82/100, grade A-) and #136 by equity capitalization ($13.56B). Within this direct 5-issuer industry benchmark cohort, M leads on earnings valuation at 10.1x trailing P/E, while BJ leads on capital efficiency and profitability with 25.3% ROIC and 18.6% gross margin. BJ currently leads its immediate peer cohort in composite quantitative strength at 82/100 (A-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BJ ACTIVE BJ's Wholesale Club Holdings Inc.	A-	82/100	23.0x	18.6%	25.3%	+1.81%	$13.56B	Benchmark Subject
FIVE Five Below Inc.	B	75/100	37.7x	36.0%	13.8%	-1.85%	$13.27B	/five-vs-bj →
BURL Burlington Stores Inc.	D+	57/100	25.0x	43.8%	22.8%	-2.17%	$14.89B	/burl-vs-bj →
DLTR Dollar Tree Inc.	B+	80/100	19.3x	36.4%	23.9%	+1.39%	$25.12B	/dltr-vs-bj →
M Macy's Inc	B	74/100	10.1x	38.0%	11.8%	-2.47%	$6.30B	/m-vs-bj →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001531152

In its most recent audited fiscal period (FY2025, filed 2026-01-31), BJ's Wholesale Club Holdings Inc. (BJ) reported GAAP revenue of $21.46B (+4.7% vs. FY2024 revenue of $20.50B , and +7.5% cumulative change since FY2023) , GAAP net income of $578.0M, operating cash flow of $1.03B, and free cash flow of $328.0M (+4.8% YoY). On the balance sheet, BJ closed FY2025 with $7.51B in total assets against $399.1M in total debt (Altman Z-Score: 4.83, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$21.46B	$578.0M	$1.03B	$328.0M	$7.51B	$399.1M
FY2024 (FY)	2025-02-01	$20.50B	$534.0M	$900.9M	$312.9M	$7.07B	$398.8M
FY2023 (FY)	2024-02-03	$19.97B	$524.0M	$718.9M	-$179.7M	$23.96B	$5.61B

3. BJ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BJ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BJ compare to FIVE and BURL in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for BJ?

Where is BJ trading relative to its 50-day, 200-day, and 52-week technical levels?

BJ last traded at $107.32 (+1.81% on volume of 1,707,359 shares), positioning the stock +10.55% above its 50-day simple moving average ($97.08) and +13.35% above its 200-day simple moving average ($94.68). Across its 52-week range of $83.21 to $108.08, BJ sits at the 96.9% percentile with a 14-day RSI of 64.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.2% ($101.74 to $112.90).

Direct Sub-Reports: BJ RQD Cockpit BJ 12M Forecast BJ Earnings & Move BJ Dividends & DRIP BJ Insiders & 13F BJ Whale Options BJ Profit Sankey BJ News & Why

ROARABLE RATING BRIEF • RQD 82/100 (A-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BJ — BJ's Wholesale Club Holdings Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:15:14Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BJ receives an RQD Score of 81 and a letter grade of A-, labeled "Roarable Buy — Superior Risk/Reward." The score is built from five pillars:

Fundamental Cash Engine: 15 / 20. Per the Roarable RQD rating, this pillar reflects ROIC of 25.3% and an FCF yield of 2.46%. For a prospective investor, the high return on invested capital contrasts with a modest free cash flow yield, suggesting the business generates strong returns on capital while the current share price leaves a thinner cash yield to the buyer.
Whale 13F Flow: 17 / 20. Per the Roarable RQD rating, this pillar is labeled as reflecting institutional accumulation and options positioning. The underlying 13F and options detail is not itemized in the source data, so the investor implication is limited to the rating's directional read.
Insider Conviction: 15 / 20. Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The individual transactions are not itemized in the source data.
Macro Regime Fit: 16 / 20. Per the Roarable RQD rating, beta is 1.14 per the market data, indicating moderately above-market price sensitivity to broad market moves. The sector sensitivity detail is not itemized in the source data.
Forensic Balance Sheet: 18 / 20. Per the Roarable RQD rating, Altman Z is 4.83, Piotroski F is 7/9, and Debt/Equity is 0.18. These are the strongest pillar readings and suggest low balance-sheet stress relative to the other pillars.

Investor implications: the rating leans on balance-sheet strength and institutional positioning as upside supports, while valuation (P/E TTM of 23, forward P/E of 21.4, EV/EBITDA of 9.7) and a 2.46% FCF yield are the main tradeoffs. The RQD rating is a model-derived score, not a recommendation to act, and the components above are reported as the source frames them.

Business

BJ's Wholesale Club Holdings Inc. is listed on the NYSE in the Consumer Discretionary sector, Department/Specialty Retail Stores industry.

Recent Catalysts & News Wire Analysis

Per the recent news feed, six items reference BJ, all sourced as market wire or catalyst items. Headlines include a Yahoo Finance report that the stock "Trades Up," a Barron's piece noting that a prior BJ pick "Is Playing Out," and a Yahoo Finance question asking whether the stock is "Fully Priced After Its 77% Run." A MarketBeat item reports a reduction in BJ holdings by Curated Wealth Partners LLC and is flagged GREEN as a CATALYST; the remaining items are flagged YELLOW as market wire. The 77% run referenced in one headline is not independently verified in the market data, which shows a 52-week range of $83.21 to $108.08. Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are recorded for BJ.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is recorded as "NONE," with no butterfly links and no proprietary signals. Investors should note the absence of mapped links as a gap in the graph rather than as evidence of no dependencies.

Open Questions

What is the composition of BJ's revenue by product category and membership, and how does it drive the reported operating margin of 3.8%?
What specific 13F holder changes and options positioning sit behind the Whale 13F Flow score of 17 / 20?
What are the individual SEC Form 4 and Congressional PTR transactions underlying the Insider Conviction pillar?
What drove the FY 2023 negative free cash flow of $-179.7M and the debt of $5.61B reported that year, and how was the balance sheet reduced to $399.1M?
What is the source of the "77% run" referenced in one headline, and how does it reconcile with the stated 52-week range?

BJ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for BJ's Wholesale Club Holdings Inc. (BJ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BJ Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 19h ago

BJ's (BJ) Stock Trades Up, Here Is Why

Yahoo Finance report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Barron's • 22h ago

Our BJ’s Wholesale Club Pick Is Playing Out. The Stock Has More Upside.

Barron's report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE CoinMarketCap • 1d ago

BJ's Wholesale Club Holdings, Inc. Tokenized Stock (Coinbase) price today, BJc to USD live price, marketcap and chart

CoinMarketCap report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Is BJ's Wholesale Club Holdings (BJ) Fully Priced After Its 77% Run?

Yahoo Finance report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST MarketBeat • 1d ago

BJ's Wholesale Club Holdings, Inc. $BJ Stock Holdings Reduced by Curated Wealth Partners LLC

MarketBeat report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

BJ's Wholesale Club Holdings (NYSE:BJ) Stock Forecast & Analyst Predictions

Simply Wall St report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE CryptoRank • 1d ago

BJ's Wholesale Club xStock Price | BJX Price Today, Live Chart, USD converter, Market Capitalization

CryptoRank report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Is BJ's (BJ) a Solid Growth Stock? 3 Reasons to Think "Yes"

Yahoo Finance report covering BJ's Wholesale Club Holdings Inc. (BJ) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BJ Bull vs. Bear Conversation Board — What's Your Call at $107.32?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BJ 🐻 33% BEARISH CONVICTION

DE DeepValue_CFA Institutional Buy-Side 🐂 BULLISH 🎯 Target: $136.30 (+27.0%)

📌 Pinned Debate

Per the Roarable RQD rating, a 25.3% ROIC paired with a 4.83 Altman Z-Score and 0.18 Debt/Equity points to a high-return, low-stress ba

Per the Roarable RQD rating, a 25.3% ROIC paired with a 4.83 Altman Z-Score and 0.18 Debt/Equity points to a high-return, low-stress balance sheet.. When you look under the hood at BJ, Fundamental Cash Engine is 15/20 with 18.6% gross margins and 25.3% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (18/20) has been quietly accumulating below $108.08. My 12M target is $136.30.

CapAlloc_Nerd 🐂 BULL

@DeepValue_CFA Agree on the RQD 82/100 quality, though with 1.14 beta I'm scaling in with half-size at $107.32 and keeping dry powder in case we test $99.81.

ME MeanReversion_88 Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $80.49 (-25.0%)

Spot @ $107.32

Per the market data, a P/E of 23 and a 2.46% FCF yield leave limited cash yield for a buyer at the current $105.41 price.

Here is the bear case nobody on the bull side wants to address on BJ: Per the market data, a P/E of 23 and a 2.46% FCF yield leave limited cash yield for a buyer at the current $105.41 price.. At 23.0x trailing P/E, even a small guidance miss in Department/Specialty Retail Stores triggers a 12-15% air pocket.