Stock Ratings / Financials / BAP / options

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Credicorp Ltd. (BAP) Options Positioning, Max Pain & Unusual Sweeps

$348.96 -3.39% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $346.17

Credicorp Ltd. (BAP) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $28.69B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BAP Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BAP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Credicorp Ltd. (NYSE: BAP) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $348.96 (-3.39% 1D, market cap $28.69B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BAP ranks #448 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BAP compare to BSBR and CIB in the Financials sector?

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Within the Financials sector (Commercial Banks), BAP carries a Roarable C- (59/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BSBR (Banco Santander Brasil SA American) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $34.14B) and CIB (Grupo Cibest S.A. American) posts a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $22.30B). Among the 5-stock peer group, BAP leads on earnings multiple (32.8x) while BAP leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BAP?

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For Credicorp Ltd. (BAP), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #448 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $346.17 (-0.80%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BAP)Realized 20D OHLCV Swing Band: ±5.8%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY BAP SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (20% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($633.9M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$380.69+2.6% Next Q

Q2 (-2Q)

Grade C+$390.55-6.5% Next Q

Q3 (-1Q)

Grade C+$365.28-4.5% Next Q

Current

Grade C-$348.96+0.2% Hist 90D α

Trajectory: B- (67) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BAP Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, BAP faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($378.08) or 200D SMA ($359.51) invalidates the momentum regime and cuts Target Base ($350.53) toward Bear Floor ($273.41).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BAP• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BAP Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.8%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (BAP)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for BAP.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating BAP & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on BAP
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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BAP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.06%🛡️ HOLDING TREND SUPPORT

2026-11-02O $364.1H $364.1L $349.0C $349.0VOL 393.1K

RES: $391.3SUP: $345.8SMA50: $378.1SMA200: $359.5

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BAP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BAP Butterfly Map → + Track BAP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.3%/yr Implied 5Y Growth

vs. +13.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BAP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BAP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BAP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BAP)

Financials Rank #448 of 1096 ⚔️ BSBR vs BAP Full Matrix →

1. Head-to-Head Financials Peer Comparison (BAP vs. BSBR, CIB, KB, BCH)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Credicorp Ltd. (BAP) ranks #448 by composite RQD confidence (59/100, grade C-) and #95 by equity capitalization ($28.69B). Within this direct 5-issuer industry benchmark cohort, BAP leads on earnings valuation at 32.8x trailing P/E, while BAP leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BAP currently leads its immediate peer cohort in composite quantitative strength at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BAP ACTIVE Credicorp Ltd.	C-	59/100	32.8x	—	9.9%	-3.39%	$28.69B	Benchmark Subject
BSBR Banco Santander Brasil SA American	D	50/100	32.8x	—	9.9%	-3.50%	$34.14B	/bsbr-vs-bap →
CIB Grupo Cibest S.A. American	D+	58/100	32.8x	—	9.9%	-1.65%	$22.30B	/cib-vs-bap →
KB KB Financial Group Inc	D+	58/100	32.8x	—	9.9%	-1.59%	$40.62B	/kb-vs-bap →
BCH Banco De Chile ADS	D	50/100	32.8x	—	9.9%	-4.49%	$19.33B	/bch-vs-bap →

2. BAP Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Credicorp Ltd. (BAP) operates in Commercial Banks (Financials) with an equity capitalization of $28.69B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. BAP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BAP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BAP compare to BSBR and CIB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BAP?

Where is BAP trading relative to its 50-day, 200-day, and 52-week technical levels?

BAP last traded at $348.96 (-3.39% on volume of 377,025 shares), positioning the stock -7.70% below its 50-day simple moving average ($378.08) and -2.93% below its 200-day simple moving average ($359.51). Across its 52-week range of $230.45 to $413.25, BAP sits at the 64.8% percentile with a 14-day RSI of 40.7 (NEUTRAL RANGE) and an implied next-earnings move of ±5.8% ($328.72 to $369.20).

BAP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is BAP's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for BAP.

Direct Sub-Reports: BAP RQD Cockpit BAP 12M Forecast BAP Earnings & Move BAP Dividends & DRIP BAP Insiders & 13F BAP Whale Options BAP Profit Sankey BAP News & Why

ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BAP — Credicorp Ltd.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:09:17Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BAP scores 59 out of 100, equating to a letter grade of C- and a verdict label of "Roarable Hold — Cautious Neutral." Across the five pillars, the fundamental cash engine scores 12 of 20 (ROIC 9.9%; FCF yield 2.21%), suggesting modest but not exceptional returns relative to the capital employed and the cash the business generates against its valuation. Whale/13F flow scores 9 of 20, indicating institutional accumulation and options positioning that is comparatively weak in the RQD framework. Insider conviction scores 12 of 20 based on SEC Form 4 and Congressional PTR cluster flow. Macro regime fit scores 11 of 20 (beta 1.03; sector sensitivity), meaning the stock tracks broad market movement closely and carries sector-level exposure. Forensic balance sheet scores 15 of 20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5), the strongest pillar in the set, pointing to a financially sound balance sheet by these measures.

For a prospective investor evaluating the stock today, the upside drivers implied by the rating are the balance sheet strength and the operating profitability indicated by the margin data. The valuation tradeoff is visible in the multiples: a trailing P/E of 32.8 and EV/EBITDA of 21 sit against a 2.21% FCF yield, so the price embeds expectations that the rating's pillar scores do not fully reinforce. The weaker whale-flow and macro-fit pillars suggest limited institutional momentum and high sensitivity to market conditions. This is an educational reading of the rating, not a recommendation.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
361.19	$28.69B	32.8	27.6	21	11	0%	1.03	$230.45 - $413.25	9.9%

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts feed, the headlines are predominantly market-wire and aggregator items. The highest-impact item is labeled "CATALYST": a Yahoo Finance piece asking whether BAP will beat estimates in its next earnings report. A Stock Titan item states that Credicorp will publish results after the market closes on Nov. 9, with discussion on Nov. 10, which is the one dated catalyst in the feed. Other items (Benzinga, MarketBeat, GuruFocus, Yahoo! Finance Canada) are coverage pieces on market action and institutional positioning, and a GuruFocus piece references a 3.4% decline and a GF Value of $25. The feed contains no quantified earnings estimates, guidance, or sentiment scores.

Per the Butterfly Supply-Chain Graph, the supply chain is listed as "NONE," with no butterfly links and no proprietary signals.

Risk watch items: the earnings event on Nov. 9/10, and the stated 3.4% decline noted in the GuruFocus headline.

Open Questions

What are BAP's reported revenue, operating income, net income, and cash/debt figures by period, given that the financials section is empty?
What do analysts consensus-rate the stock, and what price targets exist, given that the analyst data section is empty?
Which institutions hold BAP and what insider or 13F activity has occurred, given that the holders section is empty?
What are the specific earnings estimates and results expected at the Nov. 9/10 event?
What is the business mix and geographic exposure behind the Commercial Banks classification?

BAP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Credicorp Ltd. (BAP) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BAP Debate Forum (3) ↓

🟢 CATALYST Yahoo Finance • 7h ago

Will Credicorp (BAP) Beat Estimates Again in Its Next Earnings Report?

Yahoo Finance report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 10h ago

Here’s How Much You Would Have Made Owning Credicorp Stock In The Last 5 Years

Benzinga report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 13h ago

Credicorp (BAP) Stock Price, News & Analysis $BAP

MarketBeat report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GuruFocus • 16h ago

A Look at Credicorp Ltd (BAP) After 3.4% Decline -- GF Value $25

GuruFocus report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 19h ago

Credicorp will publish its results after the market closes Nov. 9, then discuss them Nov. 10.

Stock Titan report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 22h ago

Credicorp Ltd. (BAP.LM) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

What Credicorp (BAP)'s Earnings Beat Streak Means For Shareholders

Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Credicorp (BAP) Nears Earnings As Its Digital Story Meets An Undervalued View

Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BAP Bull vs. Bear Conversation Board — What's Your Call at $348.96?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BAP 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $390.09 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is BAP (C- • RQD 59/100) a Buy at $361.19?

Welcome to the BAP (Credicorp Ltd.) Roar Pit. Current RQD Composite is 59/100 (Roarable Hold — Cautious Neutral) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

BE BearTrap_Alert Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $278.12 (-23.0%)

Spot @ $361.19

Pump the brakes on BAP — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BAP, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Credicorp Ltd. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $455.10 (+26.0%)

Spot @ $361.19

BAP cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BAP, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $361.19 (52-wk range $230.45 - $413.25), any beat on forward guidance forces shorts and underweight funds to chase.