Yahoo Finance report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Why BAP Stock dropped -3.39% Today — RQD Quant Desk Flash
Credicorp Ltd. (BAP) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is BAP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Credicorp Ltd. (NYSE: BAP) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $348.96 (-3.39% 1D, market cap $28.69B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BAP ranks #448 in composite RQD confidence.
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How does BAP compare to BSBR and CIB in the Financials sector?
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Within the Financials sector (Commercial Banks), BAP carries a Roarable C- (59/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BSBR (Banco Santander Brasil SA American) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $34.14B) and CIB (Grupo Cibest S.A. American) posts a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $22.30B). Among the 5-stock peer group, BAP leads on earnings multiple (32.8x) while BAP leads on capital efficiency (9.9% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BAP?
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For Credicorp Ltd. (BAP), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #448 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($633.9M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
⚔️ Adversarial Opposing Case: Why the BAP Bull Thesis Could Fail
Even with a 59/100 (C-) score, BAP faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($378.08) or 200D SMA ($359.51) invalidates the momentum regime and cuts Target Base ($350.53) toward Bear Floor ($273.41).
Why BAP Stock dropped -3.39% Today — RQD Quant Desk Flash
Credicorp Ltd. (BAP) dropped -3.39% to $348.96, trading at 65% of its 52-week range ($230.45 – $413.25). Solid steady margins (10% return on capital), mixed timing at 33x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 65% of its 52-week range ($230.45 – $413.25) with RSI-14 at 40.7 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.8% around $348.96 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $633.9M annual free cash flow.
Benzinga report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Standard Chartered (SCBFF) delivered earnings and revenue surprises of +42.55% and +5.05%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Western New England Bancorp (WNEB) delivered earnings and revenue surprises of +23.08% and +1.16%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Scheduled RQD Strong Buys & Whale Accumulation Briefing (BAP Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
BAP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +13.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BAP today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BAP. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BAP)
1. Head-to-Head Financials Peer Comparison (BAP vs. BSBR, CIB, KB, BCH)
Industry: Commercial Banks (34 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Credicorp Ltd. (BAP) ranks #448 by composite RQD confidence (59/100, grade C-) and #95 by equity capitalization ($28.69B). Within this direct 5-issuer industry benchmark cohort, BAP leads on earnings valuation at 32.8x trailing P/E, while BAP leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BAP currently leads its immediate peer cohort in composite quantitative strength at 59/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BAP
ACTIVE
Credicorp Ltd. | C- | 59/100 | 32.8x | — | 9.9% | -3.39% | $28.69B | Benchmark Subject |
| BSBR Banco Santander Brasil SA American | D | 50/100 | 32.8x | — | 9.9% | -3.50% | $34.14B | /bsbr-vs-bap → |
| CIB Grupo Cibest S.A. American | D+ | 58/100 | 32.8x | — | 9.9% | -1.65% | $22.30B | /cib-vs-bap → |
| KB KB Financial Group Inc | D+ | 58/100 | 32.8x | — | 9.9% | -1.59% | $40.62B | /kb-vs-bap → |
| BCH Banco De Chile ADS | D | 50/100 | 32.8x | — | 9.9% | -4.49% | $19.33B | /bch-vs-bap → |
2. BAP Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTCredicorp Ltd. (BAP) operates in Commercial Banks (Financials) with an equity capitalization of $28.69B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.
3. BAP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BAP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Credicorp Ltd. (NYSE: BAP) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $348.96 (-3.39% 1D, market cap $28.69B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BAP ranks #448 in composite RQD confidence.
How does BAP compare to BSBR and CIB in the Financials sector?
Within the Financials sector (Commercial Banks), BAP carries a Roarable C- (59/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BSBR (Banco Santander Brasil SA American) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $34.14B) and CIB (Grupo Cibest S.A. American) posts a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $22.30B). Among the 5-stock peer group, BAP leads on earnings multiple (32.8x) while BAP leads on capital efficiency (9.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BAP?
For Credicorp Ltd. (BAP), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #448 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BAP trading relative to its 50-day, 200-day, and 52-week technical levels?
BAP last traded at $348.96 (-3.39% on volume of 377,025 shares), positioning the stock -7.70% below its 50-day simple moving average ($378.08) and -2.93% below its 200-day simple moving average ($359.51). Across its 52-week range of $230.45 to $413.25, BAP sits at the 64.8% percentile with a 14-day RSI of 40.7 (NEUTRAL RANGE) and an implied next-earnings move of ±5.8% ($328.72 to $369.20).
BAP Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BAP stock moving today?
Why BAP Stock dropped -3.39% Today — RQD Quant Desk Flash. Solid steady margins (10% return on capital), mixed timing at 33x P/E—hold if owned, no rush to chase.
BAP — Credicorp Ltd.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, BAP scores 59 out of 100, equating to a letter grade of C- and a verdict label of "Roarable Hold — Cautious Neutral." Across the five pillars, the fundamental cash engine scores 12 of 20 (ROIC 9.9%; FCF yield 2.21%), suggesting modest but not exceptional returns relative to the capital employed and the cash the business generates against its valuation. Whale/13F flow scores 9 of 20, indicating institutional accumulation and options positioning that is comparatively weak in the RQD framework. Insider conviction scores 12 of 20 based on SEC Form 4 and Congressional PTR cluster flow. Macro regime fit scores 11 of 20 (beta 1.03; sector sensitivity), meaning the stock tracks broad market movement closely and carries sector-level exposure. Forensic balance sheet scores 15 of 20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5), the strongest pillar in the set, pointing to a financially sound balance sheet by these measures.
For a prospective investor evaluating the stock today, the upside drivers implied by the rating are the balance sheet strength and the operating profitability indicated by the margin data. The valuation tradeoff is visible in the multiples: a trailing P/E of 32.8 and EV/EBITDA of 21 sit against a 2.21% FCF yield, so the price embeds expectations that the rating's pillar scores do not fully reinforce. The weaker whale-flow and macro-fit pillars suggest limited institutional momentum and high sensitivity to market conditions. This is an educational reading of the rating, not a recommendation.
Snapshot
Recent Catalysts & News Wire Analysis
Per the recent news and catalysts feed, the headlines are predominantly market-wire and aggregator items. The highest-impact item is labeled "CATALYST": a Yahoo Finance piece asking whether BAP will beat estimates in its next earnings report. A Stock Titan item states that Credicorp will publish results after the market closes on Nov. 9, with discussion on Nov. 10, which is the one dated catalyst in the feed. Other items (Benzinga, MarketBeat, GuruFocus, Yahoo! Finance Canada) are coverage pieces on market action and institutional positioning, and a GuruFocus piece references a 3.4% decline and a GF Value of $25. The feed contains no quantified earnings estimates, guidance, or sentiment scores.
Per the Butterfly Supply-Chain Graph, the supply chain is listed as "NONE," with no butterfly links and no proprietary signals.
Risk watch items: the earnings event on Nov. 9/10, and the stated 3.4% decline noted in the GuruFocus headline.
Open Questions
- What are BAP's reported revenue, operating income, net income, and cash/debt figures by period, given that the financials section is empty?
- What do analysts consensus-rate the stock, and what price targets exist, given that the analyst data section is empty?
- Which institutions hold BAP and what insider or 13F activity has occurred, given that the holders section is empty?
- What are the specific earnings estimates and results expected at the Nov. 9/10 event?
- What is the business mix and geographic exposure behind the Commercial Banks classification?
BAP Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Credicorp Ltd. (BAP) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Credicorp Ltd. (BAP) market action, institutional positioning, and fundamental catalysts.
BAP Bull vs. Bear Conversation Board — What's Your Call at $348.96?
🔥 Official Bull vs. Bear Debate: Is BAP (C- • RQD 59/100) a Buy at $361.19?
Welcome to the BAP (Credicorp Ltd.) Roar Pit. Current RQD Composite is 59/100 (Roarable Hold — Cautious Neutral) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on BAP — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on BAP, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Credicorp Ltd. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
BAP cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on BAP, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $361.19 (52-wk range $230.45 - $413.25), any beat on forward guidance forces shorts and underweight funds to chase.