Should I buy, hold, or sell EZPW stock right now?

EZCORP Inc. Class A Non Voting (EZPW) currently earns a Roarable Rating of C (Hold — HOLD) with 63/100 RQD Confidence. Solid 58.5% gross margin (11% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.

What is EZPW's 12-month price target and RQD AI Jury consensus?

EZPW's 12-month base price target is $28.74 (range $22.42 to $38.99), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Consumer Discretionary / EZPW

SBH (78) ARHS (75) REAL (40) SVV (42) ⌘ Pro Terminal →

EZCORP Inc. Class A Non Voting (EZPW) — RQD Stock Rating Cockpit

$28.11 -3.43% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $27.88

EZCORP Inc. Class A Non Voting (EZPW) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $1.73B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EZPW Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EZPW stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, EZCORP Inc. Class A Non Voting (NASDAQ: EZPW) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $28.11 (-3.43% 1D, market cap $1.73B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, EZPW ranks #265 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EZPW compare to SBH and ARHS in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Other Specialty Stores), EZPW carries a Roarable C (63/100 RQD), trailing P/E of 16.3x, gross margin of 58.5%, and ROIC of 10.5%. By comparison, SBH (Sally Beauty Holdings Inc. (Name to be changed from Sally Holdings Inc.)) holds a B+ grade (78/100 RQD, P/E 8.7x, ROIC 38.9%, cap $1.70B) and ARHS (Arhaus Inc. (Class A)) posts a B grade (75/100 RQD, P/E 26.8x, ROIC 42.6%, cap $1.76B). Among the 5-stock peer group, SBH leads on earnings multiple (8.7x) while ARHS leads on capital efficiency (42.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EZPW?

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Per EZPW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0000876523), EZCORP Inc. Class A Non Voting generated $1.27B in revenue (+9.7% YoY), $109.6M in net income, and $149.0M in free cash flow against $1.99B in total assets and $518.6M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $27.88 (-0.81%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 11.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EZPW)Realized 20D OHLCV Swing Band: ±9%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY EZPW SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (24% of score)

Altman Z-Score 3.10 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$33.07-0.1% Next Q

Q2 (-2Q)

Grade B-$33.05-10.6% Next Q

Q3 (-1Q)

Grade B-$29.55-4.9% Next Q

Current

Grade C$28.11+0.9% Hist 90D α

Trajectory: B (71) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EZPW Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, EZPW faces multiple-compression risk if 16.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 56.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($31.38) or 200D SMA ($29.68) invalidates the momentum regime and cuts Target Base ($28.74) toward Bear Floor ($22.42).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EZPW• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EZPW Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

37.230 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.10>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

9 / 99-Pt Accounting

52-WEEK LASER RANGE56% OF RANGE

L: $17$28.11H: $37

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (58.5% gross margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: D+RQD 23 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on EZPW

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (70)

10.5% ROIC with 58.5% gross margin and 8.33% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (75)

Altman-Z 3.10 and Piotroski 9/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (57)

23/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like EZPW

✓Company leadership has skin in the game with net positive insider conviction.
✓Clean SEC annual filing review with no major hidden accounting time-bombs.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (EZPW Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EZPW // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -13.80%🛡️ HOLDING TREND SUPPORT

2026-11-03O $29.11H $29.11L $28.11C $28.11VOL 1.06M

RES: $33.67SUP: $27.75SMA50: $31.38SMA200: $29.68

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EZPW Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EZPW Butterfly Map → + Track EZPW →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

9.0%/yr Implied 5Y Growth

vs. +9.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on EZPW today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EZPW. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EZPW today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EZPW)

Consumer Discretionary Rank #265 of 1009 ⚔️ SBH vs EZPW Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (EZPW vs. SBH, ARHS, REAL, SVV)

Industry: Other Specialty Stores (42 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, EZCORP Inc. Class A Non Voting (EZPW) ranks #265 by composite RQD confidence (63/100, grade C) and #431 by equity capitalization ($1.73B). Within this direct 5-issuer industry benchmark cohort, SBH leads on earnings valuation at 8.7x trailing P/E, while ARHS leads on capital efficiency and profitability with 42.6% ROIC and 38.9% gross margin. SBH currently holds the highest overall quantitative score in the immediate peer group at 78/100 (B+) compared with EZPW at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EZPW ACTIVE EZCORP Inc. Class A Non Voting	C	63/100	16.3x	58.5%	10.5%	-3.43%	$1.73B	Benchmark Subject
SBH Sally Beauty Holdings Inc. (Name to be changed from Sally Holdings Inc.)	B+	78/100	8.7x	51.6%	38.9%	-0.44%	$1.70B	/sbh-vs-ezpw →
ARHS Arhaus Inc. (Class A)	B	75/100	26.8x	38.9%	42.6%	-2.05%	$1.76B	/arhs-vs-ezpw →
REAL The RealReal Inc.	D-	40/100	—	74.6%	-27.4%	+5.37%	$1.49B	/real-vs-ezpw →
SVV Savers Value Village Inc.	D-	42/100	64.5x	—	9.3%	-1.59%	$1.44B	/svv-vs-ezpw →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0000876523 ↗

In its most recent audited fiscal period (FY2025, filed 2025-09-30), EZCORP Inc. Class A Non Voting (EZPW) reported GAAP revenue of $1.27B (+9.7% vs. FY2024 revenue of $1.16B , and +21.5% cumulative change since FY2023) , GAAP net income of $109.6M, operating cash flow of $149.0M, and free cash flow of $149.0M (+31.1% YoY). On the balance sheet, EZPW closed FY2025 with $1.99B in total assets against $518.6M in total debt (Altman Z-Score: 3.10, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$1.27B	$109.6M	$149.0M	$149.0M	$1.99B	$518.6M
FY2024 (FY)	2024-09-30	$1.16B	$83.1M	$113.6M	$113.6M	$1.50B	$224.5M
FY2023 (FY)	2023-09-30	$1.05B	$38.5M	$101.8M	$101.8M	—	—

3. EZPW Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EZPW stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EZPW compare to SBH and ARHS in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for EZPW?

Where is EZPW trading relative to its 50-day, 200-day, and 52-week technical levels?

EZPW last traded at $28.11 (-3.43% on volume of 1,063,604 shares), positioning the stock -10.42% below its 50-day simple moving average ($31.38) and -5.29% below its 200-day simple moving average ($29.68). Across its 52-week range of $16.50 to $37.13, EZPW sits at the 56.3% percentile with a 14-day RSI of 37.2 (NEUTRAL RANGE) and an implied next-earnings move of ±9.0% ($25.58 to $30.64).

Direct Sub-Reports: EZPW RQD Cockpit EZPW 12M Forecast EZPW Earnings & Move EZPW Dividends & DRIP EZPW Insiders & 13F EZPW Whale Options EZPW Profit Sankey EZPW News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

EZPW — EZCORP Inc. Class A Non Voting: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-09-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

EZCORP Inc. Class A Non Voting (EZPW) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $28.11 (-3.43% 1D, market capitalization $1.73B).

Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 10.5%, gross margin of 58.5%, operating margin of 11.7%, and free cash flow yield of 8.33%.
Whale 13F & Options Flow (6/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (11/20) + Forensic Balance Sheet (15/20): Incorporates a 1.00x equity beta, Altman Z-Score of 3.10, Piotroski F-Score of 9/9, and Debt/Equity of 0.48x.

2. Business Model, Unit Margins & SEC Financial Trajectory

EZPW is listed on NASDAQ and classified under the Consumer Discretionary sector, within the Other Specialty Stores industry. The profile identifies the company as an issuer with a market capitalization of $1.8B. — for detailed product lines, customer base, or revenue model description beyond the sector and industry classification.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-09-30), EZCORP Inc. Class A Non Voting (EZPW) reported $1.27B in annual revenue (up from $1.16B in FY2024, +9.7% YoY) and $109.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.05B revenue, $38.5M net income) through FY2025, EZPW scaled operating cash flow to $149.0M and free cash flow to $149.0M, backed by $1.99B in total assets against $518.6M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C • RQD 63/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $16.50 – $37.13 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 16.3x trailing P/E and 12.3x EV/EBITDA against 11.7% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Other Specialty Stores (Consumer Discretionary), EZPW carries a macro regime beta of 1.00 and gross margin of 58.5%.

Key Question #1: Can EZPW sustain or expand its 11.7% operating margin and 10.5% ROIC against Other Specialty Stores peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $1.27B and free cash flow of $149.0M, how will capital allocation balance growth reinvestment against $518.6M in total debt?
Key Question #3: How sensitive is EZPW's 15.2x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

EZPW Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for EZCORP Inc. Class A Non Voting (EZPW) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to EZPW Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo • 3d ago

Latin American Expansion Enhances EZCORP’s (EZPW) Earnings Potential

Conestoga Capital Advisors, an asset management company, released its third-quarter 2026 investor letter. The letter can be downloaded here. Conestoga Capital Advisors released its third-quarter 2026 investor letter, out

Read Full Source ↗

🟡 MARKET WIRE SeekingAlpha • 4d ago

Conestoga Micro Cap Composite: Q3 2026 Leaders, Laggards, Buys And Sells

Conestoga Micro Cap Composite reports 3Q26 performance highlights and portfolio adjustments. Review the latest leadership and laggard insights here.

Read Full Source ↗

🔴 RISK WATCH Yahoo • 11d ago

EZCORP (EZPW) Dropped, So What Is Behind The Move?

EZCORP (EZPW) is back in focus after its shares slipped alongside peer FirstCash, as a gold price drop pressured sentiment toward pawn lenders and their collateral values. EZCORP’s latest slide comes after a sharp 1 day

Read Full Source ↗

🟢 CATALYST Yahoo • 11d ago

Enova International (ENVA) Beats Q3 Earnings and Revenue Estimates

Enova International (ENVA) delivered earnings and revenue surprises of +0.45% and +0.84%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🟢 CATALYST Yahoo • 11d ago

FirstCash Sinks 13%, EZCORP Down 10% Despite Record Q3 Beat: “Another Outstanding Quarter”

Key TakeawaysFirstCash shares fell 13% today and EZCORP’s fell 10%, even though FirstCash beat third-quarter estimates for revenue and adjusted earnings and raised its dividend 10%. The selloff looks like an overreaction

Read Full Source ↗

🟢 CATALYST ChartMill • 15d ago

EZCORP (NASDAQ:EZPW): A Quality Investing Candidate With Strong EBIT Growth and Capital Efficiency

EZCORP (EZPW) clears Caviar Cruise quality-screen hurdles with strong EBIT growth, 15.85% ROIC and cash flow, though valuation and ROIC caveats remain.

Read Full Source ↗

🟢 CATALYST Benzinga • 19d ago

Canaccord Genuity Maintains Buy on EZCORP, Raises Price Target to $45

Canaccord Genuity analyst Brian McNamara maintains EZCORP (NASDAQ:EZPW) with a Buy and raises the price target from $44 to $45.

Read Full Source ↗

🟢 CATALYST ChartMill • 21d ago

EZCORP (NASDAQ:EZPW) Passes the Minervini Trend Template, But Weak Setup Keeps It on the Watchlist

EZCORP passes Minervini Trend Template and high-growth momentum screens, but weak setup rating means investors should wait for a proper entry.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EZPW Bull vs. Bear Conversation Board — What's Your Call at $28.11?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EZPW 🐻 33% BEARISH CONVICTION

DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $36.26 (+29.0%)

📌 Pinned Debate

Per the Roarable RQD rating, insider conviction scores 17 of 20 and the Piotroski F-Score is 9 of 9, signaling strong insider flow and

The street is overcomplicating EZCORP Inc. Class A Non Voting (EZPW). Per the Roarable RQD rating, insider conviction scores 17 of 20 and the Piotroski F-Score is 9 of 9, signaling strong insider flow and balance sheet quality.. With an RQD score of 63/100 (C) and Forensic Balance Sheet at 15/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $30.36.

VolSurface_Trader 🐂 BULL

@FadeTheHype Shorting a 6/20 institutional whale-flow stock at $28.11 is dangerous when funds are rotating into Consumer Discretionary.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $22.49 (-20.0%)

Spot @ $28.11

Per the Roarable RQD rating, whale/13F flow scores only 7 of 20 while debt rose to $518.6M, limiting institutional support and adding l

Careful chasing EZPW at $28.11. Per the Roarable RQD rating, whale/13F flow scores only 7 of 20 while debt rose to $518.6M, limiting institutional support and adding leverage.. Gross margin is 58.5%, but operating margin is 11.7%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $22.49 on multiple compression.