Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Why WEX Stock advanced +0.62% Today — RQD Quant Desk Flash
WEX Inc. (WEX) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is WEX stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, WEX Inc. (NYSE: WEX) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $184.61 (+0.62% 1D, market cap $6.25B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 6/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 15/20. Across 1011 tracked Consumer Discretionary issuers, WEX ranks #427 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does WEX compare to LYFT and EXLS in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), WEX carries a Roarable D+ (56/100 RQD), trailing P/E of 20.6x, gross margin of 40.4%, and ROIC of 13.6%. By comparison, LYFT (Lyft Inc.) holds a D grade (49/100 RQD, P/E N/A, ROIC -4.7%, cap $6.21B) and EXLS (ExlService Holdings Inc.) posts a A grade (87/100 RQD, P/E 24.7x, ROIC 23.4%, cap $6.20B). Among the 5-stock peer group, WEX leads on earnings multiple (20.6x) while EXLS leads on capital efficiency (23.4% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for WEX?
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Per WEX's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001309108), WEX Inc. generated $1.85B in revenue (-1.2% YoY), $304.1M in net income, and $313.7M in free cash flow against $14.40B in total assets and $3.53B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
SEC XBRL FY 2025 (10-K): 17% FCF Margin ($313.7M FCF) & 40.4% Gross Margin
Balance-sheet & 10-K footnote risk deducts 14 pts from forensic ceiling
⚔️ Adversarial Opposing Case: Why the WEX Bull Thesis Could Fail
Even with a 56/100 (D+) score, WEX faces multiple-compression risk if 20.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 37.9% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($185.37) or 200D SMA ($164.70) invalidates the momentum regime and cuts Target Base ($182.95) toward Bear Floor ($142.70).
Why WEX Stock advanced +0.62% Today — RQD Quant Desk Flash
WEX Inc. (WEX) advanced +0.62% to $184.61, trading at 75% of its 52-week range ($125.29 – $203.99). Stretched risk/reward at 21x P/E (14% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 75% of its 52-week range ($125.29 – $203.99) with RSI-14 at 49.3 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.8% around $184.61 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 40.4% gross margin and $313.7M annual free cash flow.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
V, MA, PYPL, GPN and WEX face rising technology costs and inflation pressures but remain positioned to benefit from digital payments, cross-border transactions and strategic acquisitions.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WEX)
- ✓Walkthrough of WEX's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
WEX Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -1.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on WEX today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for WEX. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WEX)
1. Head-to-Head Consumer Discretionary Peer Comparison (WEX vs. LYFT, EXLS, XMTR, Z)
Industry: Business Services (90 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, WEX Inc. (WEX) ranks #427 by composite RQD confidence (56/100, grade D+) and #232 by equity capitalization ($6.25B). Within this direct 5-issuer industry benchmark cohort, WEX leads on earnings valuation at 20.6x trailing P/E, while EXLS leads on capital efficiency and profitability with 23.4% ROIC and 38.4% gross margin. EXLS currently holds the highest overall quantitative score in the immediate peer group at 87/100 (A) compared with WEX at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WEX
ACTIVE
WEX Inc. | D+ | 56/100 | 20.6x | 40.4% | 13.6% | +0.62% | $6.25B | Benchmark Subject |
| LYFT Lyft Inc. | D | 49/100 | — | 37.3% | -4.7% | -1.52% | $6.21B | /lyft-vs-wex → |
| EXLS ExlService Holdings Inc. | A | 87/100 | 24.7x | 38.4% | 23.4% | +0.75% | $6.20B | /exls-vs-wex → |
| XMTR Xometry Inc. | D+ | 52/100 | — | 39.1% | -7.8% | -7.11% | $5.78B | /xmtr-vs-wex → |
| Z Zillow Group Inc. | D | 50/100 | — | 74.1% | -0.6% | -0.10% | $6.97B | /z-vs-wex → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001309108In its most recent audited fiscal period (FY2025, filed 2025-12-31), WEX Inc. (WEX) reported GAAP revenue of $1.85B (-1.2% vs. FY2024 revenue of $1.87B , and +0.4% cumulative change since FY2023) , GAAP net income of $304.1M, operating cash flow of $454.3M, and free cash flow of $313.7M (-6.1% YoY). On the balance sheet, WEX closed FY2025 with $14.40B in total assets against $3.53B in total debt (Altman Z-Score: 0.83, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.85B | $304.1M | $454.3M | $313.7M | $14.40B | $3.53B |
| FY2024 (FY) | 2024-12-31 | $1.87B | $309.6M | $481.4M | $334.1M | $13.32B | $3.08B |
| FY2023 (FY) | 2023-12-31 | $1.84B | $266.6M | $907.9M | $825.2M | $3.44B | $804.8M |
3. WEX Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs WEX stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, WEX Inc. (NYSE: WEX) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $184.61 (+0.62% 1D, market cap $6.25B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 6/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 15/20. Across 1011 tracked Consumer Discretionary issuers, WEX ranks #427 in composite RQD confidence.
How does WEX compare to LYFT and EXLS in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), WEX carries a Roarable D+ (56/100 RQD), trailing P/E of 20.6x, gross margin of 40.4%, and ROIC of 13.6%. By comparison, LYFT (Lyft Inc.) holds a D grade (49/100 RQD, P/E N/A, ROIC -4.7%, cap $6.21B) and EXLS (ExlService Holdings Inc.) posts a A grade (87/100 RQD, P/E 24.7x, ROIC 23.4%, cap $6.20B). Among the 5-stock peer group, WEX leads on earnings multiple (20.6x) while EXLS leads on capital efficiency (23.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for WEX?
Per WEX's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001309108), WEX Inc. generated $1.85B in revenue (-1.2% YoY), $304.1M in net income, and $313.7M in free cash flow against $14.40B in total assets and $3.53B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is WEX trading relative to its 50-day, 200-day, and 52-week technical levels?
WEX last traded at $184.61 (+0.62% on volume of 486,417 shares), positioning the stock -0.41% below its 50-day simple moving average ($185.37) and +12.09% above its 200-day simple moving average ($164.70). Across its 52-week range of $125.29 to $203.99, WEX sits at the 75.4% percentile with a 14-day RSI of 49.3 (NEUTRAL RANGE) and an implied next-earnings move of ±6.8% ($172.06 to $197.16).
WEX Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is WEX stock moving today?
Why WEX Stock advanced +0.62% Today — RQD Quant Desk Flash. Stretched risk/reward at 21x P/E (14% return on capital) under elevated 10-year interest-rate pressure.
WEX — WEX Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, WEX scores 56 out of 100, earning a D+ and the verdict "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 12 / 20 (ROIC 13.6%; FCF yield 5.02%); Whale 13F Flow at 12 / 20 (institutional accumulation and options positioning); Insider Conviction at 15 / 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 11 / 20 (Beta 0.94; sector sensitivity); and Forensic Balance Sheet at 6 / 20 (Altman Z 0.83; Piotroski F 6/9; Debt/Equity 2.86). The strongest pillar is Insider Conviction, while Forensic Balance Sheet is the weakest and most heavily weighted against the stock. For a prospective investor, the upside case rests on the cash-generation and return metrics (ROIC 13.6%, FCF yield 5.02%) and on the insider-flow signal. The valuation tradeoff is that the stock trades at a P/E (TTM) of 20.6 and an EV/EBITDA of 11.3, so the market is already pricing in part of that cash generation. The balance-sheet pillar is the main 2nd-order risk: leverage (Debt/Equity 2.86) and a low Altman Z-Score both point to elevated financial-stress sensitivity if earnings or credit conditions weaken.
Snapshot
Business
Per the Profile section, WEX Inc. is a NYSE-listed issuer classified in the Consumer Discretionary sector and the Business Services industry. Not available in source data for product lines, customer base, or revenue model details. Per the SEC financials, the company reports revenue of $1845.4M for FY 2025, with a gross margin of 40.4% and an operating margin of 36% per the market data section.
Recent Catalysts & News Wire Analysis
Per the recent news section, the wire contains six headlines dated within roughly the last 15 hours, all tagged to WEX:
- "WEX (WEX) Stock Looks Expensive Even After Its 33% Rise" (Yahoo Finance, MARKET WIRE, YELLOW) — a valuation-focused framing.
- "WEX (WEX) Stock Falls Despite Stronger Q3 Earnings And Margin Gains" (Yahoo Finance, CATALYST, GREEN) — a catalyst item noting earnings and margin improvement alongside a share-price decline.
- "WEX (WEX) COO, Benefits Robert Deshaies Sells 2,000 Shares" (GuruFocus, MARKET WIRE, YELLOW) — an insider sale report.
- "WEX (WEX) Stock Looks Stretched On Its Expanding AI Claims Tool" (Yahoo Finance, MARKET WIRE, YELLOW) — references an expanding AI claims tool, with a stretched-valuation framing.
- "WEX vs. V: Which Stock Is the Better Value Option?" (Yahoo Finance, MARKET WIRE, YELLOW) — a relative-valuation comparison.
- "Do Options Traders Know Something About WEX Stock We Don't?" (Yahoo Finance, MARKET WIRE, YELLOW) — an options-positioning item.
Risk watch items: the recurring valuation framing, the insider share sale, and the price decline despite reported Q3 margin gains. Per the market data section, the day's change is -3.08% on volume of 1011818. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals, so no butterfly-graph signals are available to add to the news read.
Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples
Per the Butterfly Supply-Chain Graph, the supply chain is recorded as "NONE," with no butterfly links. Not available in source data for upstream suppliers, downstream customers, or sector-correlation links. The one sector-level observation the sources support is that the Roarable RQD rating scores Macro Regime Fit at 11 / 20, citing sector sensitivity and a beta of 0.94. Investors should watch for a 2nd-order transmission path through leverage: with Debt/Equity at 2.86 and debt of $3532.0M per the SEC financials, any tightening in credit conditions would affect the balance sheet before it affects reported revenue, which the source shows as roughly flat.
Open Questions
- What is the reported EPS for FY 2025, FY 2024, and FY 2023? The financials list EPS as N/A for all periods.
- What drove the rise in debt from $804.8M (FY 2023) to $3532.0M (FY 2025), and what is its maturity schedule?
- What were the specific Q3 earnings figures behind the "stronger Q3 earnings and margin gains" headline?
- Who are the institutional holders and what were the size and direction of 13F position changes?
- What is the nature of the Congressional PTR cluster flow and the insider trades referenced by the rating?
WEX Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for WEX Inc. (WEX) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering WEX Inc. (WEX) market action, institutional positioning, and fundamental catalysts.
WEX Bull vs. Bear Conversation Board — What's Your Call at $184.61?
🔥 Official Bull vs. Bear Debate: Is WEX (D+ • RQD 56/100) a Buy at $183.47?
Welcome to the WEX (WEX Inc.) Roar Pit. Current RQD Composite is 56/100 (Roarable Sell — Weak Fundamentals / Trim) in Business Services. Bulls point to capital efficiency (13.6% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on WEX — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on WEX, but look at what you are paying: 20.6x trailing P/E with 40.4% gross margins. Unless WEX Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
WEX cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on WEX, the market is fixating on short-term headline noise in Business Services and ignoring the balance sheet and cash flow trajectory. At $183.47 (52-wk range $125.29 - $203.99), any beat on forward guidance forces shorts and underweight funds to chase.