Wah Fu Education & Technology Group Ltd. (WAFU) carries a Roarable Rating of E (Strong Sell) with 29/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-02, Wah Fu Education & Technology Group Ltd. (NASDAQ: WAFU) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 29/100 at a spot price of $1.41 (-1.40% 1D, market cap $6.3M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 3/20. Across 51 tracked Real Estate issuers, WAFU ranks #43 in composite RQD confidence.
Within the Real Estate sector (Other Consumer Services), WAFU carries a Roarable E (29/100 RQD), trailing P/E of N/A, gross margin of 29.1%, and ROIC of —. By comparison, EEIQ (EpicQuest Education Group International Limited) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $6.9M) and NAMI (Jinxin Technology Holding Company) posts a E grade (24/100 RQD, P/E N/A, ROIC -35.0%, cap $7.2M). Among the 5-stock peer group, WAFU leads on earnings multiple (N/A) while NAMI leads on capital efficiency (-35.0% ROIC).
Per WAFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001716770), Wah Fu Education & Technology Group Ltd. generated $6.4M in revenue (+2.7% YoY), -$1.1M in net income, and -$1.4M in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 29.1% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9
Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
While WAFU currently carries a cautious 29/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Real Estate with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.43) and Max Pain ($1.48) forces dealer call-delta covering toward $3.21.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Wah Fu Education & Technology Group Ltd. (WAFU) slipped -1.40% to $1.41, trading at 10% of its 52-week range ($1.22 – $3.06). Stretched risk/reward at current multiples (29% profit margin) under elevated 10-year interest-rate pressure.
Investing.com India report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance Singapore report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +2.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on WAFU today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for WAFU. Explore sector supply chains on /butterfly.
Across 51 tracked Real Estate securities in the Roarable RQD universe, Wah Fu Education & Technology Group Ltd. (WAFU) ranks #43 by composite RQD confidence (29/100, grade E) and #43 by equity capitalization ($6.3M). Within this direct 5-issuer industry benchmark cohort, WAFU leads on earnings valuation at N/A trailing P/E, while NAMI leads on capital efficiency and profitability with -35.0% ROIC and 11.0% gross margin. EEIQ currently holds the highest overall quantitative score in the immediate peer group at 43/100 (D-) compared with WAFU at 29/100 (E).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WAFU
ACTIVE
Wah Fu Education & Technology Group Ltd. | E | 29/100 | — | 29.1% | — | -1.40% | $6.3M | Benchmark Subject |
| EEIQ EpicQuest Education Group International Limited | D- | 43/100 | — | 66.3% | — | -1.78% | $6.9M | /eeiq-vs-wafu → |
| NAMI Jinxin Technology Holding Company | E | 24/100 | — | 11.0% | -35.0% | -5.26% | $7.2M | /nami-vs-wafu → |
| ZCMD Zhongchao Inc. (Class A) | D- | 36/100 | — | 45.0% | -35.0% | -7.27% | $4.9M | /zcmd-vs-wafu → |
| VSA VisionSys AI Inc. | E | 31/100 | — | — | -35.0% | -4.58% | $4.9M | /vsa-vs-wafu → |
In its most recent audited fiscal period (FY2025, filed 2026-03-31), Wah Fu Education & Technology Group Ltd. (WAFU) reported GAAP revenue of $6.4M (+2.7% vs. FY2024 revenue of $6.2M , and -12.0% cumulative change since FY2023) , GAAP net income of -$1.1M, operating cash flow of -$1.4M, and free cash flow of -$1.4M (-47.7% YoY). On the balance sheet, WAFU closed FY2025 with $0 in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2026-03-31 | $6.4M | -$1.1M | -$1.4M | -$1.4M | — | — |
| FY2024 (FY) | 2025-03-31 | $6.2M | -$465.3K | -$965.6K | -$976.5K | — | — |
| FY2023 (FY) | 2024-03-31 | $7.2M | -$55.3K | -$767.3K | -$767.3K | — | — |
As of 2026-11-02, Wah Fu Education & Technology Group Ltd. (NASDAQ: WAFU) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 29/100 at a spot price of $1.41 (-1.40% 1D, market cap $6.3M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 3/20. Across 51 tracked Real Estate issuers, WAFU ranks #43 in composite RQD confidence.
Within the Real Estate sector (Other Consumer Services), WAFU carries a Roarable E (29/100 RQD), trailing P/E of N/A, gross margin of 29.1%, and ROIC of —. By comparison, EEIQ (EpicQuest Education Group International Limited) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $6.9M) and NAMI (Jinxin Technology Holding Company) posts a E grade (24/100 RQD, P/E N/A, ROIC -35.0%, cap $7.2M). Among the 5-stock peer group, WAFU leads on earnings multiple (N/A) while NAMI leads on capital efficiency (-35.0% ROIC).
Per WAFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001716770), Wah Fu Education & Technology Group Ltd. generated $6.4M in revenue (+2.7% YoY), -$1.1M in net income, and -$1.4M in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
WAFU last traded at $1.41 (-1.40% on volume of 61,621 shares), positioning the stock -1.40% below its 50-day simple moving average ($1.43) and -10.76% below its 200-day simple moving average ($1.58). Across its 52-week range of $1.22 to $3.06, WAFU sits at the 10.3% percentile with a 14-day RSI of 45.4 (NEUTRAL RANGE) and an implied next-earnings move of ±8.6% ($1.29 to $1.53).
Why WAFU Stock slipped -1.40% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (29% profit margin) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, WAFU scores 29 out of 100, earning a letter grade of E and the verdict label "Roarable Strong Sell — Forensic Risk / Avoid." The five pillars are: Fundamental Cash Engine at 8/20 (ROIC 0%; FCF yield -22.87%), Whale 13F Flow at 6/20 (institutional accumulation and options positioning), Insider Conviction at 3/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 4/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet at 8/20 (Altman Z 2.5; Piotroski F 1/9; Debt/Equity 0.5). The weakest pillar is Insider Conviction, and the Fundamental Cash Engine is also weak given the 0% ROIC and deeply negative FCF yield. The Forensic Balance Sheet pillar reflects a low Piotroski F-Score of 1/9 despite a Z-Score of 2.5 and moderate leverage. For a prospective investor evaluating the stock today, the rating points to weak cash generation, minimal insider conviction, and a fragile quality profile. Any upside case would depend on a turnaround in cash flow and visible insider or institutional buying, neither of which the source data demonstrates. The valuation tradeoff is that a $1.43 price against a $6.3M market cap leaves little room for error, and the stock sits well below its 52-week high of $3.06.
Per the SEC financials and profile, Wah Fu Education & Technology Group Ltd. is a NASDAQ-listed issuer classified in the Real Estate sector and Other Consumer Services industry. The source data does not describe its products, customers, or revenue model beyond these classifications. Reported revenue was $6.4M for FY 2025 and $6.2M for FY 2024. Gross margin is listed at 29.1% per the market data.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $6.4M | $-0.9M | $-1.1M | N/A | $-1.4M | N/A | N/A |
| FY 2024 | $6.2M | $-0.4M | $-0.5M | N/A | $-1.0M | N/A | N/A |
| FY 2023 | $7.2M | $-0.2M | $-0.1M | N/A | $-0.8M | N/A | N/A |
Per the SEC financials, the company reported operating losses and negative free cash flow across all three periods, with revenue declining from $7.2M in FY 2023 to $6.4M in FY 2025. Per the market data, operating margin is -13.5% and net margin is -17.4%, with ROIC at 0%. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 1/9, with Debt/Equity at 0.5. Cash and debt balances are not available in source data.
Per the recent news feed, the dominant catalyst is a corporate name change from Wah Fu Education Group Limited to Wah Fu Education & Technology Group Limited, reported by multiple outlets. The remaining items are secondary market-data pages and seasonal-return charts that reference WAFU but contain no company-specific fundamental news. All items carry a YELLOW light and a MARKET WIRE impact label. Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, no butterfly links exist, and there are no proprietary signals. Risk watch items include the absence of supply-chain disclosure and the lack of fundamental catalysts beyond the rename.
Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE with no upstream or downstream links and no sector correlations identified. No 2nd-order ripple effects can be mapped from the source data. A prospective investor should note that the absence of mapped dependencies means the company's sensitivity to its own sector and consumer-services demand cannot be assessed from the provided sources.
Real-time company headlines, analyst actions, and sector developments for Wah Fu Education & Technology Group Ltd. (WAFU) • Click "Debate This Headline" to argue it in the Roar Pit below
Investing.com India report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance Singapore report covering Wah Fu Education & Technology Group Ltd. (WAFU) market action, institutional positioning, and fundamental catalysts.
Welcome to the WAFU (Wah Fu Education & Technology Group Ltd.) Roar Pit. Current RQD Composite is 29/100 (Roarable Strong Sell — Forensic Risk / Avoid) in Other Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on WAFU, but look at what you are paying: current EV/EBITDA multiples with 29.1% gross margins. Unless Wah Fu Education & Technology Group Ltd. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on WAFU, the market is fixating on short-term headline noise in Other Consumer Services and ignoring the balance sheet and cash flow trajectory. At $1.43 (52-wk range $1.22 - $3.06), any beat on forward guidance forces shorts and underweight funds to chase.
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