Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Why PLBC Stock slipped -0.93% Today — RQD Quant Desk Flash
Plumas Bancorp (PLBC) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
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Is PLBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Plumas Bancorp (NASDAQ: PLBC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $63.05 (-0.93% 1D, market cap $438.8M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, PLBC ranks #343 in composite RQD confidence.
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How does PLBC compare to IQI and VKI in the Financials sector?
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Within the Financials sector (Finance Companies), PLBC carries a Roarable C (62/100 RQD), trailing P/E of 15.0x, gross margin of —, and ROIC of 11.3%. By comparison, IQI (Invesco Quality Municipal Income Trust) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $480.2M) and VKI (Invesco Advantage Municipal Income Trust II of) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $372.1M). Among the 5-stock peer group, PLBC leads on earnings multiple (15.0x) while PLBC leads on capital efficiency (11.3% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for PLBC?
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Per PLBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001168455), Plumas Bancorp generated $940.2M in revenue (+37.9% YoY), $29.6M in net income, and $20.3M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Capital intensity & 0% operating margin leave 10 pts on the table
⚔️ Adversarial Opposing Case: Why the PLBC Bull Thesis Could Fail
Even with a 62/100 (C) score, PLBC faces multiple-compression risk if 15.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($62.22) or 200D SMA ($56.12) invalidates the momentum regime and cuts Target Base ($64.18) toward Bear Floor ($50.06).
Why PLBC Stock slipped -0.93% Today — RQD Quant Desk Flash
Plumas Bancorp (PLBC) slipped -0.93% to $63.05, trading at 95% of its 52-week range ($40.35 – $64.3). Solid steady margins (11% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 95% of its 52-week range ($40.35 – $64.3) with RSI-14 at 53.7 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.1% around $63.05 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $20.3M annual free cash flow.
Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Get a weekly dividend summary for Champions, Contenders, and Challengers.
Richard Belstock to continue with Plumas Bank as Special Assistant to the PresidentQUINCY, California, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq: PLBC), the holding company for Plumas Bank, announced today
Scheduled RQD Strong Buys & Whale Accumulation Briefing (PLBC Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
PLBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +37.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on PLBC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for PLBC. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PLBC)
1. Head-to-Head Financials Peer Comparison (PLBC vs. IQI, VKI, ORBS, PMO)
Industry: Finance Companies (27 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Plumas Bancorp (PLBC) ranks #343 by composite RQD confidence (62/100, grade C) and #733 by equity capitalization ($438.8M). Within this direct 5-issuer industry benchmark cohort, PLBC leads on earnings valuation at 15.0x trailing P/E, while PLBC leads on capital efficiency and profitability with 11.3% ROIC and — gross margin. PLBC currently leads its immediate peer cohort in composite quantitative strength at 62/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PLBC
ACTIVE
Plumas Bancorp | C | 62/100 | 15.0x | — | 11.3% | -0.93% | $438.8M | Benchmark Subject |
| IQI Invesco Quality Municipal Income Trust | D | 45/100 | — | — | — | -0.22% | $480.2M | /iqi-vs-plbc → |
| VKI Invesco Advantage Municipal Income Trust II of | D | 48/100 | — | — | — | -0.12% | $372.1M | /vki-vs-plbc → |
| ORBS Eightco Holdings Inc. | E | 24/100 | — | — | -26.0% | -3.87% | $340.7M | /orbs-vs-plbc → |
| PMO Franklin Municipal Opportunities Trust | D | 49/100 | — | — | — | +0.70% | $340.5M | /pmo-vs-plbc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001168455 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Plumas Bancorp (PLBC) reported GAAP revenue of $940.2M (+37.9% vs. FY2024 revenue of $681.8M , and +545.4% cumulative change since FY2023) , GAAP net income of $29.6M, operating cash flow of $21.6M, and free cash flow of $20.3M (-32.0% YoY). On the balance sheet, PLBC closed FY2025 with $2.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $940.2M | $29.6M | $21.6M | $20.3M | $2.24B | — |
| FY2024 (FY) | 2024-12-31 | $681.8M | $28.6M | $30.5M | $29.8M | $1.62B | — |
| FY2023 (FY) | 2023-12-31 | $145.7M | $29.8M | $38.3M | $38.3M | — | — |
3. PLBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs PLBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Plumas Bancorp (NASDAQ: PLBC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $63.05 (-0.93% 1D, market cap $438.8M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, PLBC ranks #343 in composite RQD confidence.
How does PLBC compare to IQI and VKI in the Financials sector?
Within the Financials sector (Finance Companies), PLBC carries a Roarable C (62/100 RQD), trailing P/E of 15.0x, gross margin of —, and ROIC of 11.3%. By comparison, IQI (Invesco Quality Municipal Income Trust) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $480.2M) and VKI (Invesco Advantage Municipal Income Trust II of) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $372.1M). Among the 5-stock peer group, PLBC leads on earnings multiple (15.0x) while PLBC leads on capital efficiency (11.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for PLBC?
Per PLBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001168455), Plumas Bancorp generated $940.2M in revenue (+37.9% YoY), $29.6M in net income, and $20.3M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is PLBC trading relative to its 50-day, 200-day, and 52-week technical levels?
PLBC last traded at $63.05 (-0.93% on volume of 71,240 shares), positioning the stock +1.33% above its 50-day simple moving average ($62.22) and +12.35% above its 200-day simple moving average ($56.12). Across its 52-week range of $40.35 to $64.30, PLBC sits at the 94.8% percentile with a 14-day RSI of 53.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($60.46 to $65.64).
PLBC — Plumas Bancorp: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Plumas Bancorp (PLBC) earns a live Roarable RQD composite score of 62/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $63.05 (-0.93% 1D, market capitalization $438.8M).
- Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 11.3%, gross margin of —, operating margin of —, and free cash flow yield of 4.58%.
- Whale 13F & Options Flow (12/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Plumas Bancorp (PLBC) is a NASDAQ-listed issuer classified under the Financials sector and the Finance Companies industry. The profile identifies its market capitalization as $0.4B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Plumas Bancorp (PLBC) reported $940.2M in annual revenue (up from $681.8M in FY2024, +37.9% YoY) and $29.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($145.7M revenue, $29.8M net income) through FY2025, PLBC scaled operating cash flow to $21.6M and free cash flow to $20.3M, backed by $2.24B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C • RQD 62/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 4.58% and institutional whale pillar of 12/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 12/20, sustained execution supports upside toward the upper end of the $40.35 – $64.30 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 15.0x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Finance Companies (Financials), PLBC carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can PLBC sustain or expand its — operating margin and 11.3% ROIC against Finance Companies peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $940.2M and free cash flow of $20.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is PLBC's 14.0x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
PLBC Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Plumas Bancorp (PLBC) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Plumas Bancorp (PLBC) market action, institutional positioning, and fundamental catalysts.
PLBC Bull vs. Bear Conversation Board — What's Your Call at $63.05?
Quarterly profit reportedly climbed from $5.1 million to $11.4 million while insider and institutional flow pillars score 15/20 and 14/
The street is overcomplicating Plumas Bancorp (PLBC). Quarterly profit reportedly climbed from $5.1 million to $11.4 million while insider and institutional flow pillars score 15/20 and 14/20.. With an RQD score of 62/100 (C) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $68.09.
@RedlineAuditor Shorting a 12/20 institutional whale-flow stock at $63.05 is dangerous when funds are rotating into Financials.
Free cash flow fell from $38.3M in FY 2023 to $20.3M in FY 2025, and the 4.58% FCF yield is the main drag on the 10/20 cash-engine pill
Careful chasing PLBC at $63.05. Free cash flow fell from $38.3M in FY 2023 to $20.3M in FY 2025, and the 4.58% FCF yield is the main drag on the 10/20 cash-engine pillar.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $52.33 on multiple compression.