Does OBAI pay a dividend and is it safe?

Our Bond Inc. (OBAI) offers a 0.13% cash dividend yield ($0.00 annualized) and 0.73% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Consumer Discretionary / OBAI / dividends

BZFD (19) KVHI (52) AEHL (47) SAIQ (49) ⌘ Pro Terminal →

Our Bond Inc. (OBAI) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.31 +3.83% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.32

Our Bond Inc. (OBAI) carries a Roarable Rating of E (Strong Sell) with 26/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (26/100 · E) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE E • RED ALERT Cap $72.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on OBAI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is OBAI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Our Bond Inc. (NASDAQ: OBAI) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 26/100 at a spot price of $2.31 (+3.83% 1D, market cap $72.3M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, OBAI ranks #931 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does OBAI compare to BZFD and KVHI in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Telecommunications Equipment), OBAI carries a Roarable E (26/100 RQD), trailing P/E of N/A, gross margin of 5.7%, and ROIC of -35.0%. By comparison, BZFD (BuzzFeed Inc. (Class A)) holds a E grade (19/100 RQD, P/E N/A, ROIC -35.0%, cap $80.9M) and KVHI (KVH Industries Inc.) posts a D+ grade (52/100 RQD, P/E N/A, ROIC -14.4%, cap $134.6M). Among the 5-stock peer group, OBAI leads on earnings multiple (N/A) while KVHI leads on capital efficiency (-14.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for OBAI?

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Per OBAI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001756064), Our Bond Inc. generated $10.0M in revenue (+2.4% YoY), -$10.5M in net income, and -$7.0M in free cash flow against $2.5M in total assets and $5.7M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.32 (+0.50%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (26/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-10.5% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-14.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for OBAI)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (26/100 Composite)

🔍 WHY OBAI SCORES 26/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+8/20 pts (31% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 5.7% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (31% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$3.80-39.5% Next Q

Q2 (-2Q)

Grade E$2.30-10% Next Q

Q3 (-1Q)

Grade E$2.07+11.6% Next Q

Current

Grade E$2.31-10.5% Hist 90D α

Trajectory: E (34) → E (26)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a OBAI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While OBAI currently carries a cautious 26/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.55) and Max Pain ($2.43) forces dealer call-delta covering toward $808.50.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $OBAI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “OBAI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 26%NO 74%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.73% Total Yield

0.13% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $125/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring OBAI)

✓Walkthrough of OBAI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

OBAI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -77.35%🛡️ HOLDING TREND SUPPORT

2026-11-03O $2.09H $2.31L $2.09C $2.31VOL 28.9K

RES: $13.56SUP: $1.24SMA50: $4.55SMA200: $26.11

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OBAI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 OBAI Butterfly Map → + Track OBAI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +2.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on OBAI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OBAI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for OBAI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (OBAI)

Consumer Discretionary Rank #931 of 1011 ⚔️ BZFD vs OBAI Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (OBAI vs. BZFD, KVHI, AEHL, SAIQ)

Industry: Telecommunications Equipment (81 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Our Bond Inc. (OBAI) ranks #931 by composite RQD confidence (26/100, grade E) and #783 by equity capitalization ($72.3M). Within this direct 5-issuer industry benchmark cohort, OBAI leads on earnings valuation at N/A trailing P/E, while KVHI leads on capital efficiency and profitability with -14.4% ROIC and — gross margin. KVHI currently holds the highest overall quantitative score in the immediate peer group at 52/100 (D+) compared with OBAI at 26/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
OBAI ACTIVE Our Bond Inc.	E	26/100	—	5.7%	-35.0%	+3.83%	$72.3M	Benchmark Subject
BZFD BuzzFeed Inc. (Class A)	E	19/100	—	—	-35.0%	+0.23%	$80.9M	/bzfd-vs-obai →
KVHI KVH Industries Inc.	D+	52/100	—	—	-14.4%	-2.29%	$134.6M	/kvhi-vs-obai →
AEHL Antelope Enterprise Holdings Limited (Class A)	D	47/100	—	—	—	-9.03%	$139.0M	/aehl-vs-obai →
SAIQ WISeSat.Space Holdings Corp.	D	49/100	—	—	—	-11.03%	$163.5M	/saiq-vs-obai →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001756064

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Our Bond Inc. (OBAI) reported GAAP revenue of $10.0M (+2.4% vs. FY2024 revenue of $9.7M ) , GAAP net income of -$10.5M, operating cash flow of -$6.9M, and free cash flow of -$7.0M (+15.4% YoY). On the balance sheet, OBAI closed FY2025 with $2.5M in total assets against $5.7M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$10.0M	-$10.5M	-$6.9M	-$7.0M	$2.5M	$5.7M
FY2024 (FY)	2024-12-31	$9.7M	-$11.0M	-$8.2M	-$8.2M	$3.5M	$12.8M

3. OBAI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is OBAI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does OBAI compare to BZFD and KVHI in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for OBAI?

Where is OBAI trading relative to its 50-day, 200-day, and 52-week technical levels?

OBAI last traded at $2.31 (+3.83% on volume of 22,464 shares), positioning the stock -49.23% below its 50-day simple moving average ($4.55) and -91.15% below its 200-day simple moving average ($26.11). Across its 52-week range of $1.81 to $770.00, OBAI sits at the 0.1% percentile with a 14-day RSI of 31.1 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($2.02 to $2.60).

Direct Sub-Reports: OBAI RQD Cockpit OBAI 12M Forecast OBAI Earnings & Move OBAI Dividends & DRIP OBAI Insiders & 13F OBAI Whale Options OBAI Profit Sankey OBAI News & Why

ROARABLE RATING BRIEF • RQD 26/100 (E) ✓ STAGE-C NUMBER FIREWALL VERIFIED

OBAI — Our Bond Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:45:47Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

OBAI scores 26 out of 100, graded E, with the verdict "Roarable Strong Sell — Forensic Risk / Avoid." The five pillars are:

Fundamental Cash Engine: 8 / 20. this reflects ROIC of -35% and an FCF yield of -10.22%. For an investor, this means the business is currently consuming cash relative to its size rather than generating a return on capital.
Whale 13F Flow: 3 / 20. institutional accumulation and options positioning score weakly. Institutional support is limited in the rating's view.
Insider Conviction: 3 / 20. SEC Form 4 and Congressional PTR cluster flow score weakly, offering little insider-side signal of confidence.
Macro Regime Fit: 4 / 20. beta of 1.0 and sector sensitivity score weakly. The stock's market sensitivity is at the market average, but the rating does not credit it as a macro tailwind.
Forensic Balance Sheet: 8 / 20. Altman Z of 2.5, Piotroski F of 2/9, and Debt/Equity of 0.5 score weakly. The forensic profile is weak on the Piotroski measure in particular.

Taken together, the rating points to a company whose upside drivers (cash generation, institutional or insider support, favorable regime) are largely absent in the source data, while valuation support is hard to establish given negative returns and cash burn. A prospective investor should treat the rating as a warning on risk, not a signal to act.

2. Business Model, Unit Margins & SEC Financial Trajectory

Our Bond Inc. (OBAI) is a NASDAQ-listed issuer classified under the Consumer Discretionary sector and the Telecommunications Equipment industry. Reported revenue of $10.0M for FY 2025 and a gross margin of 5.7% per the market data indicate thin product-level economics, but the specific sources of revenue are —

Revenue rose modestly from $9.7M to $10.0M, while operating and net losses persisted in both years. Operating margin and net margin are each -60% per the market data. Debt fell from $12.8M to $5.7M and cash remained small at $0.6M. ROIC is -35%, the Altman Z-Score is 2.5, and the Piotroski F-Score is 2/9. The balance sheet has reduced leverage but liquidity is thin relative to the ongoing cash burn.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case: Revenue grew modestly from $9.7M to $10.0M while total debt was cut from $12.8M to $5.7M. With Fundamental Cash Engine at 8/20 (ROIC -35.0%, FCF yield -10.22%) and Institutional Whale Flow at 3/20, sustained execution supports upside toward the top of the $1.81 – $770.00 52-week range.
🐻 Primary Bear Case: Operating margin of -60% and ROIC of -35% show the business is losing money on its capital base. Investors must weigh current valuation against -60.0% operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream suppliers, downstream customers, and sector correlations are therefore — The investor should note that the reverse split itself is a second-order event for share-count and per-share metrics, and the feed does not identify any competitor or sector read-through.

Key Question #1: What is the stated purpose of the 1-for-20 reverse stock split, and how does it affect share count and per-share metrics?
Key Question #2: What is the content of the SEC filing dated Oct 26, 2026?
Key Question #3: Why do the market data's $2.09 price and the news item's $2.78 price differ, and which is current?

OBAI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Our Bond Inc. (OBAI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to OBAI Debate Forum (3) ↓

🟢 CATALYST Stock Titan • 20h ago

Every 20 shares will become one at Our Bond; ownership percentages generally stay unchanged.

Stock Titan report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com India • 23h ago

Our Bond to implement 1-for-20 reverse stock split Sunday By Investing.com

Investing.com India report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GlobeNewswire • 1d ago

Bond Announces Effective Date of Previously Announced 1-for-20 Reverse Stock Split

GlobeNewswire report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Our Bond, Inc. SEC Filing (Oct 26, 2026)

Stock Titan report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 1d ago

12 Industrials Stocks Moving In Monday's Pre-Market Session

Benzinga report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

Our Bond Inc. (OBAI) Edges Lower to $2.78, Support at $2.64 Stays in Focus - BPI Bull Correction

https://www.siam.in/ report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

A holder with 90.83% voting power approves Our Bond (OBAI)'s post-split share-cap amendment.

Stock Titan report covering Our Bond Inc. (OBAI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 10d ago

12 Industrials Stocks Moving In Friday's Intraday Session

Gainers Hyperscale Data (AMEX:GPUS) stock increased by 47.5% to $0.19 during Friday's regular session. The market value of their outstanding shares is at $47.6 million. High-Trend International (NASDAQ:HTCO)

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

OBAI Bull vs. Bear Conversation Board — What's Your Call at $2.31?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON OBAI 🐻 33% BEARISH CONVICTION

MA MacroHawk_NYC Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $2.60 (+17.1%)

📌 Pinned Debate

Revenue grew modestly from $9.7M to $10.0M while total debt was cut from $12.8M to $5.7M.

The street is overcomplicating Our Bond Inc. (OBAI). Revenue grew modestly from $9.7M to $10.0M while total debt was cut from $12.8M to $5.7M.. With an RQD score of 26/100 (E) and Forensic Balance Sheet at 8/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $2.40.

EarningsSniper 🐂 BULL

@RedlineAuditor Shorting a 3/20 institutional whale-flow stock at $2.22 is dangerous when funds are rotating into Consumer Discretionary.

RE RedlineAuditor Accounting Quality Watch 🐻 BEARISH 🎯 Target: $1.69 (-23.9%)

Spot @ $2.22

Operating margin of -60% and ROIC of -35% show the business is losing money on its capital base.

Operating margin of -60% and ROIC of -35% show the business is losing money on its capital base.. Look at the math on OBAI: paying current EV/EBITDA multiples for -35.0% ROIC and -60.0% operating margins leaves zero margin of safety if Telecommunications Equipment demand softens. I'd wait for a retest of $1.95 before getting long.