Stock Ratings / Financials / MUFG / earnings

RY (64) TD (66) SAN (50) SMFG (59) ⌘ Pro Terminal →

Mitsubishi UFJ Financial Group Inc. (MUFG) Next Earnings Date & Expected ±3.2% Move

$21.56 -1.73% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.45

Mitsubishi UFJ Financial Group Inc. (MUFG) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $260.38B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MUFG Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MUFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Mitsubishi UFJ Financial Group Inc. (NYSE: MUFG) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $21.56 (-1.73% 1D, market cap $260.38B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, MUFG ranks #391 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MUFG compare to RY and TD in the Financials sector?

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Within the Financials sector (Commercial Banks), MUFG carries a Roarable C- (61/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, RY (Royal Bank Of Canada) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $285.23B) and TD (Toronto Dominion Bank) posts a C+ grade (66/100 RQD, P/E 32.8x, ROIC 9.9%, cap $207.77B). Among the 5-stock peer group, MUFG leads on earnings multiple (32.8x) while MUFG leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MUFG?

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For Mitsubishi UFJ Financial Group Inc. (MUFG), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #391 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $21.45 (-0.50%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MUFG)Realized 20D OHLCV Swing Band: ±3.2%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY MUFG SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (20% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($5.75B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit11/20 pts (-9 pt drag)

Macro rate sensitivity & RSI-14 (48.5) create a -9 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$22.40-4.2% Next Q

Q2 (-2Q)

Grade B-$21.46+0.1% Next Q

Q3 (-1Q)

Grade C+$21.48+0.4% Next Q

Current

Grade C-$21.56+0.5% Hist 90D α

Trajectory: B- (69) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MUFG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, MUFG faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.64) or 200D SMA ($20.18) invalidates the momentum regime and cuts Target Base ($21.85) toward Bear Floor ($17.04).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MUFG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MUFG Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±3.2% Swing Band

±$0.69 Expected Swing

MODEL EARNINGS SETUP GAUGE

MUFG Quantitative Pre-Earnings Setup: 61/100

Trailing EPS: $0.67 • YoY Revenue Growth: 17.6%

Model Bullish Setup (61/100)Model Risk Weight (39/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating MUFG & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on MUFG
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

MUFG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +22.71%📐 HORIZONTAL RANGE

2026-11-02O $21.46H $21.94L $21.46C $21.56VOL 2.19M

RES: $25.78SUP: $20.75SMA50: $22.64SMA200: $20.18

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MUFG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MUFG Butterfly Map → + Track MUFG →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.3%/yr Implied 5Y Growth

vs. +17.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MUFG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MUFG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MUFG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MUFG)

Financials Rank #391 of 1096 ⚔️ RY vs MUFG Full Matrix →

1. Head-to-Head Financials Peer Comparison (MUFG vs. RY, TD, SAN, SMFG)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Mitsubishi UFJ Financial Group Inc. (MUFG) ranks #391 by composite RQD confidence (61/100, grade C-) and #9 by equity capitalization ($260.38B). Within this direct 5-issuer industry benchmark cohort, MUFG leads on earnings valuation at 32.8x trailing P/E, while MUFG leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. TD currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with MUFG at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MUFG ACTIVE Mitsubishi UFJ Financial Group Inc.	C-	61/100	32.8x	—	9.9%	-1.73%	$260.38B	Benchmark Subject
RY Royal Bank Of Canada	C	64/100	32.8x	—	9.9%	-1.48%	$285.23B	/ry-vs-mufg →
TD Toronto Dominion Bank	C+	66/100	32.8x	—	9.9%	-2.14%	$207.77B	/td-vs-mufg →
SAN Banco Santander S.A. Sponsored ADR (Spain)	D	50/100	32.8x	—	9.9%	-4.77%	$170.08B	/san-vs-mufg →
SMFG Sumitomo Mitsui Financial Group Inc Unsponsored American	C-	59/100	32.8x	—	9.9%	-1.86%	$157.38B	/smfg-vs-mufg →

2. MUFG Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Mitsubishi UFJ Financial Group Inc. (MUFG) operates in Commercial Banks (Financials) with an equity capitalization of $260.38B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. MUFG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MUFG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MUFG compare to RY and TD in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for MUFG?

Where is MUFG trading relative to its 50-day, 200-day, and 52-week technical levels?

MUFG last traded at $21.56 (-1.73% on volume of 2,526,510 shares), positioning the stock -4.77% below its 50-day simple moving average ($22.64) and +6.84% above its 200-day simple moving average ($20.18). Across its 52-week range of $14.88 to $24.26, MUFG sits at the 71.2% percentile with a 14-day RSI of 48.5 (NEUTRAL RANGE) and an implied next-earnings move of ±3.2% ($20.87 to $22.25).

MUFG Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is MUFG's next earnings date?

Based on SEC filing cadence, Mitsubishi UFJ Financial Group Inc. (MUFG)'s next quarterly reporting window is estimated around Upcoming Quarter.

How much is MUFG stock expected to move on earnings?

Volatility modeling currently projects a ±3.2% event move for MUFG, spanning a range between $20.87 and $22.25.

Direct Sub-Reports: MUFG RQD Cockpit MUFG 12M Forecast MUFG Earnings & Move MUFG Dividends & DRIP MUFG Insiders & 13F MUFG Whale Options MUFG Profit Sankey MUFG News & Why

ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

MUFG — Mitsubishi UFJ Financial Group Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:07:53Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, MUFG scores 61 out of 100, earning a letter grade of C- and the verdict "Roarable Hold — Cautious Neutral." The five pillars are: Fundamental Cash Engine at 12 of 20 (ROIC 9.9%; FCF yield 2.21%), Whale 13F Flow at 11 of 20 (institutional accumulation and options positioning), Insider Conviction at 12 of 20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 11 of 20 (Beta 1.07; sector sensitivity), and Forensic Balance Sheet at 15 of 20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5).

For a prospective investor, the strongest pillar is the forensic balance sheet, which indicates financial-health metrics in the supportive range. The fundamental cash-generation pillar is only moderate: a 9.9% ROIC is paired with a 2.21% FCF yield, so the stock's cash return relative to its price is modest. The flow and insider pillars sit in the middle of their ranges, suggesting neither strong accumulation nor strong conviction signals in the source data. The macro pillar reflects a beta of 1.07, implying market-like sensitivity to broad moves. Valuation is a key tradeoff: trailing P/E of 32.8 and EV/EBITDA of 21 are elevated relative to the 27.6 forward P/E, so upside depends on earnings growth materializing as the forward estimate implies.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
21.94	$260.38B	32.8	27.6	21	0.67	0%	1.07	$14.88 - $24.26	9.9%

Recent Catalysts & News Wire Analysis

The news wire contains six items, all tagged with a YELLOW signal light and a MARKET WIRE impact label. They are primarily aggregator and market-quote pages (Yahoo! Finance Canada, Yahoo Finance Australia, StockInvest.us, TradingKey) and two Seeking Alpha pieces. One Seeking Alpha headline frames the stock as "Strong Performance, But Valuation Looks Too Optimistic," a risk-oriented valuation view. Another headline highlights "Higher-Return Segments To Drive Group Financial Targets," a growth-oriented view. A TradingKey item reports the stock moved down 3.10% on Oct 7. Summary text in the feed is generic and does not carry substantive fundamental detail. Risk watch item: valuation elevation relative to earnings. Proprietary signals: none are provided in the Butterfly graph.

Open Questions

What are the reported revenue, operating income, net income, and free cash flow figures by period, given that the financials section is empty?
What is the analyst consensus rating and price target distribution, and does the forward P/E of 27.6 reflect a specific earnings-estimate basis?
What are the institutional (13F) and insider (Form 4) holdings and recent transactions for MUFG?
What is the company's revenue and profit mix across businesses and geographies, and which segments drive the cited higher-return targets?
What is the dividend policy, given that the dividend yield is reported as 0%?

MUFG Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Mitsubishi UFJ Financial Group Inc. (MUFG) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MUFG Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo! Finance Canada • 7h ago

Mitsubishi UFJ Financial Group, Inc. (MUFG) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 10h ago

Mitsubishi UFJ Financial Group: Strong Performance, But Valuation Looks Too Optimistic

Seeking Alpha report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE StockInvest.us • 16h ago

Mitsubishi Ufj Financial Group Stock Price Forecast. Should You Buy MUFG?

StockInvest.us report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingKey • 19h ago

Mitsubishi UFJ Financial Group Inc Stock (MUFG) Moved Down by 3.10% on Oct 7: Facts Behind the Movement

TradingKey report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 22h ago

Mitsubishi UFJ: Higher-Return Segments To Drive Group Financial Targets (NYSE:MUFG)

Seeking Alpha report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

MUFG Launches Virtual Account Management Solution to Enhance Treasury Operations

Stock Titan report covering Mitsubishi UFJ Financial Group Inc. (MUFG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo • 15h ago

Anthropic Seeks Up to $3.5 Billion in Japan for Its Mega US IPO

Anthropic PBC aims to raise up to $3.5 billion from Japanese investors in its initial public offering in the US, bringing the landmark share sale by the artificial-intelligence startup to a market starved of first-time o

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 2d ago

BOJ speeds up ETF sales, potentially boosting funding for Takaichi’s plans

Investing.com -- The Bank of Japan’s decision to accelerate sales of its exchange-traded fund holdings could generate additional government revenue, potentially helping Prime Minister Sanae Takaichi finance her ambitious

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MUFG Bull vs. Bear Conversation Board — What's Your Call at $21.56?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MUFG 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $23.70 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is MUFG (C- • RQD 61/100) a Buy at $21.94?

Welcome to the MUFG (Mitsubishi UFJ Financial Group Inc.) Roar Pit. Current RQD Composite is 61/100 (Roarable Hold — Cautious Neutral) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

MU MultipleCompression Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $16.67 (-24.0%)

Spot @ $21.94

Pump the brakes on MUFG — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on MUFG, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Mitsubishi UFJ Financial Group Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $27.86 (+27.0%)

Spot @ $21.94

MUFG cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on MUFG, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $21.94 (52-wk range $14.88 - $24.26), any beat on forward guidance forces shorts and underweight funds to chase.