MSC Income Fund Inc. (MSIF) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-02, MSC Income Fund Inc. (NYSE: MSIF) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $11.87 (-0.67% 1D, market cap $541.9M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, MSIF ranks #980 in composite RQD confidence.
Within the Financials sector (Finance/Investors Services), MSIF carries a Roarable D- (35/100 RQD), trailing P/E of 6.1x, gross margin of —, and ROIC of 12.0%. By comparison, NMCO (Nuveen Municipal Credit Opportunities Fund) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $489.1M) and SLRC (SLR Investment Corp.) posts a E grade (34/100 RQD, P/E 7.0x, ROIC 9.3%, cap $643.2M). Among the 5-stock peer group, MSIF leads on earnings multiple (6.1x) while MSIF leads on capital efficiency (12.0% ROIC).
Per MSIF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001535778), MSC Income Fund Inc. generated $0 in revenue, $88.7M in net income, and -$70.3M in free cash flow against $1.38B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9
SEC Form 4 / 13F Thermometer: 40% Net Buy • Disciplined Float (+1.08% YoY Shares)
Macro rate sensitivity & RSI-14 (53.6) create a -16 pt regime headwind
While MSIF currently carries a cautious 35/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.12) and Max Pain ($12.46) forces dealer call-delta covering toward $15.18.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+1.08% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
MSC Income Fund Inc. (MSIF) slipped -0.67% to $11.87, trading at 29% of its 52-week range ($10.8 – $14.46). Stretched risk/reward at 6x P/E (12% return on capital) under elevated 10-year interest-rate pressure.
Yahoo Finance report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
Investing.com UK report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
Oppenheimer analyst Mitchel Penn initiates coverage on MSC Income Fund (NYSE:MSIF) with a Outperform rating and announces Price Target of $15.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MSIF today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MSIF. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, MSC Income Fund Inc. (MSIF) ranks #980 by composite RQD confidence (35/100, grade D-) and #687 by equity capitalization ($541.9M). Within this direct 5-issuer industry benchmark cohort, MSIF leads on earnings valuation at 6.1x trailing P/E, while MSIF leads on capital efficiency and profitability with 12.0% ROIC and — gross margin. BCSF currently holds the highest overall quantitative score in the immediate peer group at 46/100 (D) compared with MSIF at 35/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MSIF
ACTIVE
MSC Income Fund Inc. | D- | 35/100 | 6.1x | — | 12.0% | -0.67% | $541.9M | Benchmark Subject |
| NMCO Nuveen Municipal Credit Opportunities Fund | D | 44/100 | — | — | — | +0.11% | $489.1M | /nmco-vs-msif → |
| SLRC SLR Investment Corp. | E | 34/100 | 7.0x | — | 9.3% | -1.36% | $643.2M | /slrc-vs-msif → |
| NMFC New Mountain Finance Corporation | D | 45/100 | 40.3x | — | 1.4% | -0.14% | $664.9M | /nmfc-vs-msif → |
| BCSF Bain Capital Specialty Finance Inc. | D | 46/100 | 7.1x | — | 8.8% | -0.74% | $703.8M | /bcsf-vs-msif → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), MSC Income Fund Inc. (MSIF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $88.7M, operating cash flow of -$70.3M, and free cash flow of -$70.3M (-150.6% YoY). On the balance sheet, MSIF closed FY2025 with $1.38B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $88.7M | -$70.3M | -$70.3M | $1.38B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $56.6M | -$28.1M | -$28.1M | $1.22B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $66.2M | $50.2M | $50.2M | — | — |
As of 2026-11-02, MSC Income Fund Inc. (NYSE: MSIF) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $11.87 (-0.67% 1D, market cap $541.9M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, MSIF ranks #980 in composite RQD confidence.
Within the Financials sector (Finance/Investors Services), MSIF carries a Roarable D- (35/100 RQD), trailing P/E of 6.1x, gross margin of —, and ROIC of 12.0%. By comparison, NMCO (Nuveen Municipal Credit Opportunities Fund) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $489.1M) and SLRC (SLR Investment Corp.) posts a E grade (34/100 RQD, P/E 7.0x, ROIC 9.3%, cap $643.2M). Among the 5-stock peer group, MSIF leads on earnings multiple (6.1x) while MSIF leads on capital efficiency (12.0% ROIC).
Per MSIF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001535778), MSC Income Fund Inc. generated $0 in revenue, $88.7M in net income, and -$70.3M in free cash flow against $1.38B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
MSIF last traded at $11.87 (-0.67% on volume of 150,772 shares), positioning the stock -2.06% below its 50-day simple moving average ($12.12) and -3.26% below its 200-day simple moving average ($12.27). Across its 52-week range of $10.80 to $14.46, MSIF sits at the 29.2% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.2% ($11.25 to $12.49).
Why MSIF Stock slipped -0.67% Today — RQD Quant Desk Flash. Stretched risk/reward at 6x P/E (12% return on capital) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, MSIF scores 35 out of 100 and carries a letter grade of D-, with the verdict "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are:
For a prospective investor, the practical implication is that the rating points to deteriorating cash flow quality and a weak forensic profile as the dominant risks. The low P/E (6.1 TTM; 5.7 forward) is a valuation tradeoff: it may look inexpensive on earnings, but earnings are not converting to free cash flow per the reported figures, so the low multiple does not by itself confirm undervaluation. Upside drivers under this framework would have to come from improving cash conversion and balance-sheet metrics, which the current scores do not show.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $88.7M | N/A | $-70.3M | $20.6M | N/A |
| FY 2024 | $0.0M | $0.0M | $56.6M | N/A | $-28.1M | $28.4M | N/A |
| FY 2023 | $0.0M | $0.0M | $66.2M | N/A | $50.2M | N/A | N/A |
Per the SEC financials, reported net income was $88.7M in FY 2025, $56.6M in FY 2024, and $66.2M in FY 2023, while free cash flow was $-70.3M, $-28.1M, and $50.2M across the same periods. Margins are reported as 0% for gross, operating, and net in the market data, so margin analysis cannot be drawn from the source. Per the Roarable RQD rating, ROIC is 12%, the Altman Z-Score is 2.5, and the Piotroski F-Score is 2 out of 9. Cash was $20.6M in FY 2025 and $28.4M in FY 2024; Debt/Equity is 0.5 per the rating, while period-level debt is not available in source data.
The news wire lists six items for MSIF. Per the recent news section, the headlines are: an announcement of the third quarter 2026 earnings release and conference call schedule (flagged YELLOW, MARKET WIRE); a TradingView estimates item (YELLOW, MARKET WIRE); a GuruFocus dividend analysis (YELLOW, MARKET WIRE); a MarketBeat competitors item (YELLOW, MARKET WIRE); an Oppenheimer initiation at Outperform with a $15 price target (GREEN, CATALYST); and an Investing.com report on the same Oppenheimer initiation (GREEN, CATALYST). The Oppenheimer coverage is the only item flagged as a positive catalyst. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals, so there are no graph-based risk flags to add. Key watch item: the upcoming third quarter 2026 earnings release.
Real-time company headlines, analyst actions, and sector developments for MSC Income Fund Inc. (MSIF) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
Investing.com UK report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
TradingView report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering MSC Income Fund Inc. (MSIF) market action, institutional positioning, and fundamental catalysts.
Welcome to the MSIF (MSC Income Fund Inc.) Roar Pit. Current RQD Composite is 35/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Finance/Investors Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on MSIF, but look at what you are paying: 6.1x trailing P/E with tightening sector spreads. Unless MSC Income Fund Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on MSIF, the market is fixating on short-term headline noise in Finance/Investors Services and ignoring the balance sheet and cash flow trajectory. At $11.95 (52-wk range $10.80 - $14.46), any beat on forward guidance forces shorts and underweight funds to chase.
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