Manhattan Bridge Capital Inc (LOAN) 12-Month Stock Forecast & Price Target Cone

Per the Roarable RQD rating, LOAN scores 55 out of 100, a letter grade of D+, with the verdict label "Roarable Sell — Weak Fundamentals / Trim." The five pillars are scored as follows: fundamental cash engine 12/20 (ROIC 9.3%; FCF yield 12.59%), whale/13F flow 3/20 (institutional accumulation and options positioning), insider conviction 16/20 (SEC Form 4 and Congressional PTR cluster flow), macro regime fit 11/20 (beta 1.0; sector sensitivity), and forensic balance sheet 13/20 (Altman Z 2.5; Piotroski F 4/9; debt/equity 0.5).

For a prospective investor, the composite profile is mixed. The strongest pillar is insider conviction, which the rating treats as a relative positive, while institutional flow is the weakest pillar at 3/20, indicating limited supporting positioning from large holders in the data provided. The cash-generation pillar reflects a high free-cash-flow yield (12.59%) alongside a modest ROIC (9.3%), which can signal either valuation upside or a market pricing in risks not captured in the source data. The forensic balance sheet score is moderate, with an Altman Z of 2.5 and a Piotroski F of 4/9 suggesting middling financial health. The beta of 1.0 implies market-level volatility, so macro sensitivity is neutral rather than a distinct tailwind or headwind. Upside drivers would require institutional interest to materialize and sustained cash flow; the valuation (P/E TTM 7.7, forward P/E 7.2) is low on paper, but the verdict label signals the rating model's view that fundamentals do not yet justify a constructive stance.

Manhattan Bridge Capital Inc (LOAN) is a NASDAQ-listed issuer classified under the Financials sector and the Real Estate Investment Trusts industry, per the profile section. Not available in source data for detailed product lines, customer base, or revenue mechanics beyond the financial figures reported below.

Per the SEC financials, revenue declined from $9.8M (FY 2023) to $9.7M (FY 2024) to $8.7M (FY 2025), while net income moved from $5.5M to $5.6M to $5.1M. Per the market data, reported operating margin is 58.8% and net margin is 59%, with ROIC at 9.3%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 4/9, both per the Roarable RQD rating. Debt/equity is 0.5 per the same source; cash and debt balances in the financials are not reported.

Per the recent news section, the catalysts include a Yahoo Finance report on third-quarter 2026 results (flagged YELLOW), a GuruFocus dividend analysis (YELLOW), an Investing.com report of CEO Ran Assaf purchasing $34,692 in shares (YELLOW), a MarketScreener update on an equity buyback plan announced November 20, 2025 (GREEN, flagged as a catalyst), a GlobeNewswire announcement of an increase (YELLOW, headline truncated in source), and a Form 4 filing by Assaf dated October 22 (YELLOW). The insider purchase and buyback update are the most directly relevant items; the remaining headlines carry limited specific content in the source summaries. The butterfly supply-chain graph reports no supply-chain links and no proprietary signals.

• What are the reported cash and debt balances, which are N/A in the FY financials?
• What are the reported EPS figures for FY 2023–FY 2025, given that EPS is N/A in the financial periods despite EPS (TTM) of 0.45?
• What drove the decline in revenue from $9.8M to $8.7M over the three reported periods?
• What is the scope and progress of the equity buyback announced November 20, 2025?
• What is the business mix and revenue composition behind the Financials / REIT classification?