Stock Ratings / Financials / LFT / options

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Lument Finance Trust Inc. (LFT) Options Positioning, Max Pain & Unusual Sweeps

Q: What is LFT's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for LFT.

$3.87 -0.77% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.86

Lument Finance Trust Inc. (LFT) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $20.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LFT Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Lument Finance Trust Inc. (NYSE: LFT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $3.87 (-0.77% 1D, market cap $20.3M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, LFT ranks #960 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LFT compare to GPMT and MDRR in the Financials sector?

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Within the Financials sector (Real Estate Investment Trusts), LFT carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -1.3%. By comparison, GPMT (Granite Point Mortgage Trust Inc.) holds a D- grade (43/100 RQD, P/E N/A, ROIC -7.4%, cap $20.6M) and MDRR (Medalist Diversified Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC 6.4%, cap $19.1M). Among the 5-stock peer group, LFT leads on earnings multiple (N/A) while AHT leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LFT?

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Per LFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001547546), Lument Finance Trust Inc. generated $0 in revenue, -$2.7M in net income, and $10.1M in free cash flow against $1.22B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.86 (-0.33%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-9.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LFT)Realized 20D OHLCV Swing Band: ±10.7%

Deterministic 5-Pillar Attribution (37/100 Composite)

🔍 WHY LFT SCORES 37/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+11/20 pts (30% of score)

SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($10.1M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$4.67-8.8% Next Q

Q2 (-2Q)

Grade D$4.26-0.9% Next Q

Q3 (-1Q)

Grade D$4.22-8.3% Next Q

Current

Grade D-$3.87-8.1% Hist 90D α

Trajectory: D (45) → D- (37)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a LFT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While LFT currently carries a cautious 37/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.51) and Max Pain ($4.06) forces dealer call-delta covering toward $17.32.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LFT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LFT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 37%NO 63%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±10.7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (LFT)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for LFT.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LFT)

✓Walkthrough of LFT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

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LFT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -66.64%🛡️ HOLDING TREND SUPPORT

2026-11-03O $3.90H $3.90L $3.87C $3.87VOL 13.8K

RES: $7.29SUP: $3.77SMA50: $5.51SMA200: $9.75

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LFT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LFT Butterfly Map → + Track LFT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LFT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LFT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LFT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LFT)

Financials Rank #960 of 1096 ⚔️ GPMT vs LFT Full Matrix →

1. Head-to-Head Financials Peer Comparison (LFT vs. GPMT, MDRR, NYC, AHT)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Lument Finance Trust Inc. (LFT) ranks #960 by composite RQD confidence (37/100, grade D-) and #1054 by equity capitalization ($20.3M). Within this direct 5-issuer industry benchmark cohort, LFT leads on earnings valuation at N/A trailing P/E, while AHT leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. MDRR currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with LFT at 37/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LFT ACTIVE Lument Finance Trust Inc.	D-	37/100	—	—	-1.3%	-0.77%	$20.3M	Benchmark Subject
GPMT Granite Point Mortgage Trust Inc.	D-	43/100	—	—	-7.4%	-2.95%	$20.6M	/gpmt-vs-lft →
MDRR Medalist Diversified Inc.	C-	59/100	—	—	6.4%	+11.70%	$19.1M	/mdrr-vs-lft →
NYC American Strategic Investment Co. (Class A)	D-	37/100	—	—	5.5%	+2.40%	$18.9M	/nyc-vs-lft →
AHT Ashford Hospitality Trust Inc	D-	41/100	—	—	85.0%	-3.02%	$16.6M	/aht-vs-lft →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001547546

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Lument Finance Trust Inc. (LFT) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$2.7M, operating cash flow of $10.1M, and free cash flow of $10.1M (-62.8% YoY). On the balance sheet, LFT closed FY2025 with $1.22B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$2.7M	$10.1M	$10.1M	$1.22B	—
FY2024 (FY)	2024-12-31	$0	$22.6M	$27.1M	$27.1M	$1.13B	—
FY2023 (FY)	2023-12-31	$0	$19.7M	$24.7M	$24.7M	—	—

3. LFT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LFT compare to GPMT and MDRR in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for LFT?

Where is LFT trading relative to its 50-day, 200-day, and 52-week technical levels?

LFT last traded at $3.87 (-0.77% on volume of 13,769 shares), positioning the stock -29.76% below its 50-day simple moving average ($5.51) and -60.31% below its 200-day simple moving average ($9.75). Across its 52-week range of $3.85 to $16.50, LFT sits at the 0.2% percentile with a 14-day RSI of 24.5 (OVERSOLD (<32)) and an implied next-earnings move of ±10.7% ($3.46 to $4.28).

LFT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is LFT's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for LFT.

Direct Sub-Reports: LFT RQD Cockpit LFT 12M Forecast LFT Earnings & Move LFT Dividends & DRIP LFT Insiders & 13F LFT Whale Options LFT Profit Sankey LFT News & Why

ROARABLE RATING BRIEF • RQD 37/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

LFT — Lument Finance Trust Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:49:51Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, LFT scores 36 out of 100, earning a D- grade and the verdict "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are:

Fundamental Cash Engine (11/20): Per the Roarable RQD rating, ROIC is -1.3% and FCF yield is 0%. For an investor, this indicates the business is not currently generating returns above its cost of capital, and the stock offers no free-cash-flow yield to support valuation.
Whale / 13F Flow (3/20): Per the Roarable RQD rating, institutional accumulation and options positioning score very weakly. The data supplied does not include 13F holder detail (see Analyst View section), so the low score reflects the rating's own inputs rather than a verified holder breakdown.
Insider Conviction (5/20): Per the Roarable RQD rating, SEC Form 4 and Congressional PTR cluster flow is weak. Insider buying signals are a common confidence indicator; their absence here is a caution.
Macro Regime Fit (7/20): Per the Roarable RQD rating, beta is 1.0 and sector sensitivity is scored modestly. The stock is assessed as moving in line with the market, offering no defensive cushion nor a clear macro tailwind.
Forensic Balance Sheet (10/20): Per the Roarable RQD rating, Altman Z is 2.5, Piotroski F is 3/9, and Debt/Equity is 0.5. These point to a moderately stressed balance sheet with limited financial-health strength.

Taken together, the rating frames LFT as a stock where upside drivers are thin and balance-sheet and flow concerns dominate. Valuation tradeoffs are sharp: with market capitalization of $20.5M and a share price near its 52-week low, a prospective investor would need to weigh whether the low price reflects a durable value or continued deterioration in cash generation and shareholder support.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025 (filed 2025-12-31)	$0.0M	$0.0M	$-2.7M	N/A	$10.1M	$23.1M	N/A
FY 2024 (filed 2024-12-31)	$0.0M	$0.0M	$22.6M	N/A	$27.1M	$69.2M	N/A
FY 2023 (filed 2023-12-31)	$0.0M	$0.0M	$19.7M	N/A	$24.7M	N/A	N/A

Per the SEC financials, net income moved from $19.7M (FY 2023) to $22.6M (FY 2024) and then to $-2.7M (FY 2025), a swing into loss in the most recent reported year. Revenue and operating income are reported as $0.0M across all periods, so margin analysis is not available in source data beyond the market-data fields (gross, operating, and net margin each shown as 0%). Per the Roarable RQD rating, ROIC is -1.3%. Per the Roarable RQD rating, Altman Z-Score is 2.5, Piotroski F-Score is 3/9, and Debt/Equity is 0.5, indicating a moderately stressed balance sheet. Cash declined from $69.2M (FY 2024) to $23.1M (FY 2025) per the SEC financials.

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts section:

RISK WATCH (RED): An item titled around a Q2 2026 earnings miss reports EPS turning negative at -$1.00 versus consensus, and flags share dilution risk.
CATALYST (GREEN): Coverage of Lument regaining NYSE minimum share price compliance, a listing-related positive development.
CATALYST (GREEN): A top U.S. stock gainers list that includes LFT.
MARKET WIRE (YELLOW): Items covering a total cash dividends paid report, an income statement summary, and a seasonal chart comparison referencing a peer, Sachem Capital Corp. (SACH).

Per the Butterfly Supply-Chain Graph, supply_chain is NONE, no butterfly links exist, and no proprietary signals are recorded.

Open Questions

What are the company's revenue and operating income figures, given that the financials show $0.0M across all periods?
What drove the swing from $22.6M net income in FY 2024 to $-2.7M in FY 2025, and is it expected to persist?
What is the size of the share dilution flagged in the Q2 2026 earnings item, and how does it affect per-share value?
What is the company's debt level in dollar terms, since the debt field is N/A in every period?
How does cash decline from $69.2M to $23.1M reconcile with reported free cash flow of $10.1M in FY 2025?

LFT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Lument Finance Trust Inc. (LFT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to LFT Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 17h ago

Total cash dividends paid of Lument Finance Trust, Inc. – NYSE:LFT

TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 20h ago

Sachem Capital Corp. (SACH) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST TradingView • 23h ago

Lument Finance Trust Regains NYSE Minimum Share Price Compliance

TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingKey • 1d ago

Lument Finance Trust Inc (LFT) Income Statement

TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST TradingKey • 1d ago

Top U.S. Stock Gainers: Biggest Price Increases

TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH dars.gov.et • 1d ago

LFT Q2 2026 Earnings: EPS Turns Negative at -$1.00, Missing Consensus by a Wide Margin - Share Dilution Risk

dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingKey • 1d ago

High Dividend Yield Stocks for Income

TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH www.dars.gov.et • 1d ago

LFT Q2 2026 Earnings: -$1.00 EPS Misses $0.66 Estimate by 252% - Final Results

www.dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LFT Bull vs. Bear Conversation Board — What's Your Call at $3.87?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LFT 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $3.43 (-12.1%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is LFT (D- • RQD 36/100) a Buy at $3.90?

Welcome to the LFT (Lument Finance Trust Inc.) Roar Pit. Current RQD Composite is 36/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Real Estate Investment Trusts. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $3.28 (-15.9%)

Spot @ $3.90

Pump the brakes on LFT — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on LFT, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Lument Finance Trust Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $4.64 (+19.0%)

Spot @ $3.90

LFT cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on LFT, the market is fixating on short-term headline noise in Real Estate Investment Trusts and ignoring the balance sheet and cash flow trajectory. At $3.90 (52-wk range $3.85 - $16.50), any beat on forward guidance forces shorts and underweight funds to chase.