Stock Ratings / Financials / KB / insiders

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KB Financial Group Inc (KB) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$112.70 -1.59% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $112.16

KB Financial Group Inc (KB) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $40.62B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on KB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is KB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, KB Financial Group Inc (NYSE: KB) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $112.70 (-1.59% 1D, market cap $40.62B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, KB ranks #479 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does KB compare to BSBR and BAP in the Financials sector?

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Within the Financials sector (Commercial Banks), KB carries a Roarable D+ (58/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BSBR (Banco Santander Brasil SA American) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $34.14B) and BAP (Credicorp Ltd.) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $28.69B). Among the 5-stock peer group, KB leads on earnings multiple (32.8x) while KB leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for KB?

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For KB Financial Group Inc (KB), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #479 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $112.16 (-0.48%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY • 52.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KB)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (58/100 Composite)

🔍 WHY KB SCORES 58/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (21% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($897.7M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$121.44-1.4% Next Q

Q2 (-2Q)

Grade C+$119.75-6.1% Next Q

Q3 (-1Q)

Grade C$112.50+0.2% Next Q

Current

Grade D+$112.70+0% Hist 90D α

Trajectory: B- (66) → D+ (58)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the KB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 58/100 (D+) score, KB faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($123.01) or 200D SMA ($111.75) invalidates the momentum regime and cuts Target Base ($112.70) toward Bear Floor ($87.91).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $KB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “KB Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 58%NO 42%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

KB Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (KB)

No recent open-market Form 4 cluster sales or emergency dumps flagged on KB. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KB)

✓Walkthrough of KB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

KB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.40%🛡️ HOLDING TREND SUPPORT

2026-11-02O $115.4H $115.4L $112.7C $112.7VOL 342.9K

RES: $139.6SUP: $111.6SMA50: $123.0SMA200: $111.8

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

KB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 KB Butterfly Map → + Track KB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

25.3%/yr Implied 5Y Growth

vs. +15.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on KB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for KB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for KB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KB)

Financials Rank #479 of 1096 ⚔️ BSBR vs KB Full Matrix →

1. Head-to-Head Financials Peer Comparison (KB vs. BSBR, BAP, NWG, CIB)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, KB Financial Group Inc (KB) ranks #479 by composite RQD confidence (58/100, grade D+) and #75 by equity capitalization ($40.62B). Within this direct 5-issuer industry benchmark cohort, KB leads on earnings valuation at 32.8x trailing P/E, while KB leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BAP currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with KB at 58/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
KB ACTIVE KB Financial Group Inc	D+	58/100	32.8x	—	9.9%	-1.59%	$40.62B	Benchmark Subject
BSBR Banco Santander Brasil SA American	D	50/100	32.8x	—	9.9%	-3.50%	$34.14B	/bsbr-vs-kb →
BAP Credicorp Ltd.	C-	59/100	32.8x	—	9.9%	-3.39%	$28.69B	/bap-vs-kb →
NWG NatWest Group plc American	D+	54/100	32.8x	—	9.9%	-9.00%	$67.58B	/nwg-vs-kb →
CIB Grupo Cibest S.A. American	D+	58/100	32.8x	—	9.9%	-1.65%	$22.30B	/cib-vs-kb →

2. KB Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

KB Financial Group Inc (KB) operates in Commercial Banks (Financials) with an equity capitalization of $40.62B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. KB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is KB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does KB compare to BSBR and BAP in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for KB?

Where is KB trading relative to its 50-day, 200-day, and 52-week technical levels?

KB last traded at $112.70 (-1.59% on volume of 614,135 shares), positioning the stock -8.38% below its 50-day simple moving average ($123.01) and +0.85% above its 200-day simple moving average ($111.75). Across its 52-week range of $81.36 to $133.29, KB sits at the 60.4% percentile with a 14-day RSI of 39.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($108.08 to $117.32).

KB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are KB insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies KB leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: KB RQD Cockpit KB 12M Forecast KB Earnings & Move KB Dividends & DRIP KB Insiders & 13F KB Whale Options KB Profit Sankey KB News & Why

Sector Peer Dials

Compare →

BSBR D

Banco Santander Brasil SA American

NatWest Group plc American

54 /100

CIB D+

Grupo Cibest S.A. American

Lloyds Banking Group Plc

51 /100

KB Core Snapshot

Market Cap $40.62B

Trailing / Fwd P/E 32.8x / 27.6x

Gross Profit Margin —

Return on Capital (ROIC) 9.9%

Free Cash Flow Yield 2.21%

12M Base Price Target $112.70

FREE TRADER TOOLS

Own KB Alongside Other Stocks? Run a 30-Second Crash X-Ray

Drop 3–5 tickers into our live Portfolio X-Ray to spot hidden accounting time-bombs and see your composite RQD dial.

⚡ X-Ray My Portfolio With KB → 🏆 Trade KB in $100K Prop Arena →

KB Wire

Why It Moved →

Direct Company Event Yahoo Finance Singapore • 8h ago

KB Financial Group Inc. (KB) stock price, news, quote and history

Direct Company Event Seeking Alpha • 11h ago

KB Financial: A 'Buy' After Q3 Earnings Beat (NYSE:KB)

Direct Company Event TradingView • 14h ago

KB Financial Group Inc Stock 12‑Month Price Target Raised to $161.05, Implies 43% Upside

Direct Company Event The Korea Herald • 17h ago

KB Financial retains profit crown with record W5.79tr earnings

Direct Company Event Yahoo Finance • 20h ago

Why KB Financial (KB) is a Top Dividend Stock for Your Portfolio

ROARABLE RATING BRIEF • RQD 58/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

KB — KB Financial Group Inc: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:08:56Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, KB scores 58 out of 100, a letter grade of D+, with the verdict "Roarable Sell — Weak Fundamentals / Trim." The five pillars break down as follows. Fundamental Cash Engine scores 12 of 20, reflecting an ROIC of 9.9% and an FCF yield of 2.21%. Whale 13F Flow scores 8 of 20, described as institutional accumulation and options positioning. Insider Conviction scores 12 of 20, covering SEC Form 4 and Congressional PTR cluster flow. Macro Regime Fit scores 11 of 20, with a beta of 0.89 and sector sensitivity noted. Forensic Balance Sheet scores 15 of 20, with an Altman Z-Score of 2.5, a Piotroski F-Score of 8 of 9, and a Debt/Equity ratio of 0.5.

For a prospective investor, the pillar mix points to a stock whose balance-sheet strength is its strongest attribute, while its cash-generation yield and institutional and insider signal support are weaker. The valuation tradeoff is visible in the market data: a trailing P/E of 32.8 and a forward P/E of 27.6 indicate that the price already embeds expectations for earnings growth. The 2.21% FCF yield offers a modest cash return relative to that price. Upside drivers would need to come from earnings growth that closes the gap between the current multiple and the cash yield. The low beta of 0.89 suggests the stock has moved less than the broader market per the source data, which the RQD framework treats as a macro-fit factor rather than a standalone endorsement.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
114.52	$40.62B	32.8	27.6	21	3.49	0%	0.89	$81.36 - $133.29	9.9%

Recent Catalysts & News Wire Analysis

Per the recent news feed, six items reference KB. Headlines include a Seeking Alpha piece titled "KB Financial: A 'Buy' After Q3 Earnings Beat (NYSE:KB)" flagged GREEN as a CATALYST, a TradingView item reporting a 12-month price target raised to $161.05 implying 43% upside flagged GREEN as a CATALYST, and a Korea Herald item reporting "record W5.79tr earnings" flagged GREEN as a CATALYST. Investing.com reported a Q3 2026 slides item citing 13% profit growth, flagged GREEN as a CATALYST. Two items, from Yahoo Finance Singapore and Yahoo Finance, are flagged YELLOW as MARKET WIRE and carry generic descriptions without specific fundamental content.

Risk watch items are Not available in source data beyond the price-target and beta figures noted. Per the Butterfly Supply-Chain Graph, proprietary signals are an empty list and the supply chain is recorded as NONE, so no proprietary signal links are available.

Open Questions

What are the revenue, operating income, net income, and free cash flow figures by reporting period, given that the financial statements section is empty?
What specific products and customer segments generate KB's revenue, and how does it earn its income?
What is the composition and direction of institutional 13F and insider Form 4 flows that underpin the Whale and Insider pillar scores?
What is the analyst consensus rating and price-target distribution, beyond the single target cited in the news feed?
What upstream or downstream dependencies and sector correlations exist, given the empty supply-chain graph?

KB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for KB Financial Group Inc (KB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to KB Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance Singapore • 8h ago

KB Financial Group Inc. (KB) stock price, news, quote and history

Yahoo Finance Singapore report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 11h ago

KB Financial: A 'Buy' After Q3 Earnings Beat (NYSE:KB)

Seeking Alpha report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST TradingView • 14h ago

KB Financial Group Inc Stock 12‑Month Price Target Raised to $161.05, Implies 43% Upside

TradingView report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST The Korea Herald • 17h ago

KB Financial retains profit crown with record W5.79tr earnings

The Korea Herald report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 20h ago

Why KB Financial (KB) is a Top Dividend Stock for Your Portfolio

Yahoo Finance report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Investing.com • 23h ago

KB Financial Q3 2026 slides: ’all-weather’ model drives 13% profit growth

Investing.com report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

KB Financial (KB) Q3 2026 Earnings Call Transcript

The Globe and Mail report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST 매일경제 • 1d ago

KB Financial leads Korea’s top lenders with record Q3 earnings

매일경제 report covering KB Financial Group Inc (KB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

KB Bull vs. Bear Conversation Board — What's Your Call at $112.70?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON KB 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $123.68 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is KB (D+ • RQD 58/100) a Buy at $114.52?

Welcome to the KB (KB Financial Group Inc) Roar Pit. Current RQD Composite is 58/100 (Roarable Sell — Weak Fundamentals / Trim) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

MU MultipleCompression Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $90.47 (-21.0%)

Spot @ $114.52

Pump the brakes on KB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on KB, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless KB Financial Group Inc expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $136.28 (+19.0%)

Spot @ $114.52

KB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on KB, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $114.52 (52-wk range $81.36 - $133.29), any beat on forward guidance forces shorts and underweight funds to chase.