Stock Ratings / Consumer Discretionary / JMIA

BWMX (53) HNST (49) HEPS (56) DDL (53) ⌘ Pro Terminal →

Jumia Technologies AG each representing two (JMIA) — RQD Stock Rating Cockpit

$5.16 -8.02% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.08

Jumia Technologies AG each representing two (JMIA) carries a Roarable Rating of D (Sell) with 44/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $749.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JMIA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JMIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-02, Jumia Technologies AG each representing two (NYSE: JMIA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 44/100 at a spot price of $5.16 (-8.02% 1D, market cap $749.6M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, JMIA ranks #680 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JMIA compare to BWMX and HNST in the Consumer Discretionary sector?

▼

Within the Consumer Discretionary sector (Catalog/Specialty Distribution), JMIA carries a Roarable D (44/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BWMX (Betterware de Mexico S.A.P.I. de C.V.) holds a D+ grade (53/100 RQD, P/E N/A, ROIC —, cap $674.8M) and HNST (The Honest Company Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC -18.2%, cap $492.4M). Among the 5-stock peer group, DDL leads on earnings multiple (13.8x) while DDL leads on capital efficiency (65.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JMIA?

▼

For Jumia Technologies AG each representing two (JMIA), key quantitative strengths include Established market leader in Consumer Discretionary with deep daily trading liquidity. and sector rank #680 in Consumer Discretionary, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.08 (-1.63%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.5% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-6.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JMIA)Realized 20D OHLCV Swing Band: ±10.4%

Deterministic 5-Pillar Attribution (44/100 Composite)

🔍 WHY JMIA SCORES 44/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (30% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (27% of score)

SEC XBRL Trailing 12 Months: 0.5% FCF Margin ($21.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$6.11-5.7% Next Q

Q2 (-2Q)

Grade D$5.76-1% Next Q

Q3 (-1Q)

Grade D$5.70-9.5% Next Q

Current

Grade D$5.16-6.5% Hist 90D α

Trajectory: C- (52) → D (44)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a JMIA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While JMIA currently carries a cautious 44/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($6.57) and Max Pain ($5.42) forces dealer call-delta covering toward $15.46.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JMIA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JMIA Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 44%NO 56%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

40.630 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE2% OF RANGE

L: $5$5.16H: $15

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 12 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 20 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on JMIA

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (60)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (32)

12/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like JMIA

✓Established market leader in Consumer Discretionary with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JMIA)

✓Walkthrough of JMIA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

JMIA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -23.10%📐 HORIZONTAL RANGE

2026-11-02O $5.68H $5.68L $5.16C $5.16VOL 736.0K

RES: $7.56SUP: $4.49SMA50: $6.57SMA200: $7.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JMIA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JMIA Butterfly Map → + Track JMIA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JMIA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JMIA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JMIA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JMIA)

Consumer Discretionary Rank #680 of 1011 ⚔️ BWMX vs JMIA Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (JMIA vs. BWMX, HNST, HEPS, DDL)

Industry: Catalog/Specialty Distribution (29 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Jumia Technologies AG each representing two (JMIA) ranks #680 by composite RQD confidence (44/100, grade D) and #544 by equity capitalization ($749.6M). Within this direct 5-issuer industry benchmark cohort, DDL leads on earnings valuation at 13.8x trailing P/E, while DDL leads on capital efficiency and profitability with 65.3% ROIC and — gross margin. HEPS currently holds the highest overall quantitative score in the immediate peer group at 56/100 (D+) compared with JMIA at 44/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JMIA ACTIVE Jumia Technologies AG each representing two	D	44/100	—	—	—	-8.02%	$749.6M	Benchmark Subject
BWMX Betterware de Mexico S.A.P.I. de C.V.	D+	53/100	—	—	—	-1.58%	$674.8M	/bwmx-vs-jmia →
HNST The Honest Company Inc.	D	49/100	—	33.3%	-18.2%	-9.15%	$492.4M	/hnst-vs-jmia →
HEPS D-Market Electronic Services & Trading	D+	56/100	—	—	—	-1.07%	$1.20B	/heps-vs-jmia →
DDL Dingdong (Cayman) Limited (each two representing three )	D+	53/100	13.8x	—	65.3%	-2.59%	$455.9M	/ddl-vs-jmia →

2. JMIA Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Jumia Technologies AG each representing two (JMIA) operates in Catalog/Specialty Distribution (Consumer Discretionary) with an equity capitalization of $749.6M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. JMIA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JMIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JMIA compare to BWMX and HNST in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for JMIA?

Where is JMIA trading relative to its 50-day, 200-day, and 52-week technical levels?

JMIA last traded at $5.16 (-8.02% on volume of 3,145,798 shares), positioning the stock -21.46% below its 50-day simple moving average ($6.57) and -30.36% below its 200-day simple moving average ($7.41). Across its 52-week range of $4.97 to $14.72, JMIA sits at the 1.9% percentile with a 14-day RSI of 40.6 (NEUTRAL RANGE) and an implied next-earnings move of ±10.4% ($4.62 to $5.70).

JMIA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell JMIA stock right now?

Jumia Technologies AG each representing two (JMIA) currently earns a Roarable Rating of D (Sell — SELL) with 44/100 RQD Confidence. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

What is JMIA's 12-month price target and RQD AI Jury consensus?

JMIA's 12-month base price target is $4.83 (range $3.77 to $15.46), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: JMIA RQD Cockpit JMIA 12M Forecast JMIA Earnings & Move JMIA Dividends & DRIP JMIA Insiders & 13F JMIA Whale Options JMIA Profit Sankey JMIA News & Why

ROARABLE RATING BRIEF • RQD 44/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

JMIA — Jumia Technologies AG each representing two: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:14:55Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, JMIA carries an RQD Score of 44, a letter grade of D, and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are:

Fundamental Cash Engine: 12 / 20. Per the Roarable RQD rating, this pillar reflects ROIC of 0% and FCF yield of 0%. For a prospective investor, the absence of measurable return on invested capital and free cash flow yield means the valuation case cannot currently rest on cash generation shown in the source data.
Whale 13F Flow: 3 / 20. This pillar, which covers institutional accumulation and options positioning, is the weakest score in the set. Per the Roarable RQD rating, the source supports no institutional accumulation signal; the low score is a warning rather than a neutral reading.
Insider Conviction: 9 / 20. Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The below-midpoint score indicates insider and congressional activity does not provide strong conviction support.
Macro Regime Fit: 7 / 20. Per the Roarable RQD rating, beta is 1.0 and the score reflects sector sensitivity. A beta of 1.0 means the stock is expected, per the source, to move in line with the market, so it offers no defensive characteristic in a drawdown.
Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, Altman Z is 2.5, Piotroski F is 6/9, and Debt/Equity is 0.5. This is the strongest pillar, indicating the balance sheet is comparatively more stable than the cash-flow and flow pillars, though it does not offset the weak fundamental and flow readings.

Taken together, the pillar profile points to a balance sheet that is not the primary concern, while cash generation, institutional flow, and insider signals are the main drags. A prospective investor evaluating the stock today would need to weigh a 52-week range of $4.97 to $14.72 against a current price of 5.61, noting the stock trades near the lower portion of that range, and a rating that signals distribution risk. Valuation tradeoffs cannot be assessed precisely because P/E and EV/EBITDA are not available in source data.

Open Questions

What are the reported revenue, operating income, net income, EPS, free cash flow, cash, and debt for each recent period, given that the financials section is empty?
What is the company's business model, product mix, and geographic footprint within Catalog/Specialty Distribution?
What are the drivers behind the 52-week decline from $14.72 to the current $5.61, and what catalysts are expected?
Which institutional holders and insiders have transacted recently, and in what direction?
What analyst consensus and price targets exist, and how do they compare with the current price?

JMIA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Jumia Technologies AG each representing two (JMIA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to JMIA Debate Forum (3) ↓

🔴 RISK WATCH Yahoo • 4d ago

Jumia Technologies (JMIA) Falls More Steeply Than Broader Market: What Investors Need to Know

Jumia Technologies (JMIA) closed at $5.61 in the latest trading session, marking a -1.23% move from the prior day.

Read Full Source ↗

🟡 MARKET WIRE Fintel • 7d ago

Jumia Technologies AG Appoints New Management Board Members Effective October 19, 2026

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 10d ago

Jumia Technologies (JMIA) Declines More Than Market: Some Information for Investors

In the latest trading session, Jumia Technologies (JMIA) closed at $5.7, marking a -3.55% move from the previous day.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 11d ago

12 Consumer Discretionary Stocks Moving In Thursday's Pre-Market Session

Gainers Lobo Technologies (NASDAQ:LOBO) stock moved upwards by 8.4% to $0.49 during Thursday's pre-market session. The market value of their outstanding shares is at $6.4 million. E-Home Household Service

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 14d ago

Cantor Fitzgerald Maintains Overweight on Jumia Technologies, Lowers Price Target to $9

Cantor Fitzgerald analyst Deepak Mathivanan maintains Jumia Technologies (NYSE:JMIA) with a Overweight and lowers the price target from $11 to $9.

Read Full Source ↗

🟢 CATALYST Benzinga • 20d ago

Why UnitedHealth Group Shares Are Trading Higher; Here Are 20 Stocks Moving Premarket

UnitedHealth rose after Q3 earnings and sales beat estimates; BIO-Key led gainers, while HUB Cyber Security topped premarket losers.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

JMIA Bull vs. Bear Conversation Board — What's Your Call at $5.16?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON JMIA 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $4.94 (-11.9%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is JMIA (D • RQD 44/100) a Buy at $5.61?

Welcome to the JMIA (Jumia Technologies AG each representing two) Roar Pit. Current RQD Composite is 44/100 (Roarable Sell — Underperform / Distribution Warning) in Catalog/Specialty Distribution. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $4.32 (-23.0%)

Spot @ $5.61

Pump the brakes on JMIA — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on JMIA, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Jumia Technologies AG each representing two expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $6.79 (+21.0%)

Spot @ $5.61

JMIA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on JMIA, the market is fixating on short-term headline noise in Catalog/Specialty Distribution and ignoring the balance sheet and cash flow trajectory. At $5.61 (52-wk range $4.97 - $14.72), any beat on forward guidance forces shorts and underweight funds to chase.