Does JILL pay a dividend and is it safe?

J. Jill Inc. (JILL) offers a 1.37% cash dividend yield ($0.32 annualized) and 3.17% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Consumer Discretionary / JILL / dividends

SGC (60) VRA (46) GOOS (47) REF (59) ⌘ Pro Terminal →

J. Jill Inc. (JILL) Dividend Safety Gauge & 10-Year DRIP Compounder

$23.69 -1.13% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $23.70

J. Jill Inc. (JILL) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (68.7% gross margin, 26% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $356.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JILL Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JILL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, J. Jill Inc. (NYSE: JILL) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $23.69 (-1.13% 1D, market cap $356.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1009 tracked Consumer Discretionary issuers, JILL ranks #141 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JILL compare to SGC and VRA in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Apparel), JILL carries a Roarable B- (71/100 RQD), trailing P/E of N/A, gross margin of 68.7%, and ROIC of 26.3%. By comparison, SGC (Superior Group of Companies Inc.) holds a C- grade (60/100 RQD, P/E 28.7x, ROIC 3.6%, cap $196.0M) and VRA (Vera Bradley Inc.) posts a D grade (46/100 RQD, P/E N/A, ROIC -22.3%, cap $189.3M). Among the 5-stock peer group, SGC leads on earnings multiple (28.7x) while JILL leads on capital efficiency (26.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JILL?

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Per JILL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001687932), J. Jill Inc. generated $596.5M in revenue (-2.3% YoY), $27.9K in net income, and $25.2M in free cash flow against $450.2M in total assets and $71.4M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $23.70 (+0.04%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 4.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JILL)Realized 20D OHLCV Swing Band: ±6.8%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY JILL SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+14/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 4.2% FCF Margin ($25.2M FCF) & 68.7% Gross Margin

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade A-$24.57-3.2% Next Q

Q2 (-2Q)

Grade B+$23.78-4.1% Next Q

Q3 (-1Q)

Grade B+$22.81+3.9% Next Q

Current

Grade B-$23.69+6.8% Hist 90D α

Trajectory: A- (79) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the JILL Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, JILL faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 66.2% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($23.08) or 200D SMA ($17.22) invalidates the momentum regime and cuts Target Base ($25.08) toward Bear Floor ($19.43).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JILL• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JILL Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.17% Total Yield

1.37% Cash ($0.32/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.7% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,127

Est. Year-10 Shareholder Yield: $606/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.1K

Yr 3

$13.0K

Yr 4

$13.8K

Yr 5

$14.8K

Yr 6

$15.7K

Yr 7

$16.8K

Yr 8

$17.9K

Yr 9

$19.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in JILL & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on JILL and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

JILL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +91.05%🛡️ HOLDING TREND SUPPORT

2026-11-03O $23.78H $23.96L $23.69C $23.69VOL 75.2K

RES: $27.65SUP: $22.83SMA50: $23.08SMA200: $17.22

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JILL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JILL Butterfly Map → + Track JILL →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-7.0%/yr Implied 5Y Growth

vs. -2.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on JILL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JILL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JILL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JILL)

Consumer Discretionary Rank #141 of 1009 ⚔️ SGC vs JILL Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (JILL vs. SGC, VRA, GOOS, REF)

Industry: Apparel (27 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, J. Jill Inc. (JILL) ranks #141 by composite RQD confidence (71/100, grade B-) and #629 by equity capitalization ($356.1M). Within this direct 5-issuer industry benchmark cohort, SGC leads on earnings valuation at 28.7x trailing P/E, while JILL leads on capital efficiency and profitability with 26.3% ROIC and 68.7% gross margin. JILL currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JILL ACTIVE J. Jill Inc.	B-	71/100	—	68.7%	26.3%	-1.13%	$356.1M	Benchmark Subject
SGC Superior Group of Companies Inc.	C-	60/100	28.7x	37.6%	3.6%	+7.97%	$196.0M	/sgc-vs-jill →
VRA Vera Bradley Inc.	D	46/100	—	46.4%	-22.3%	+0.30%	$189.3M	/vra-vs-jill →
GOOS Canada Goose Holdings Inc. Subordinate Voting Shares	D	47/100	—	—	—	+3.23%	$785.2M	/goos-vs-jill →
REF Reformation Inc.	C-	59/100	—	—	—	+0.51%	$934.6M	/ref-vs-jill →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001687932 ↗

In its most recent audited fiscal period (FY2025, filed 2026-01-31), J. Jill Inc. (JILL) reported GAAP revenue of $596.5M (-2.3% vs. FY2024 revenue of $610.9M , and -1.9% cumulative change since FY2023) , GAAP net income of $27.9K, operating cash flow of $42.1M, and free cash flow of $25.2M (-50.4% YoY). On the balance sheet, JILL closed FY2025 with $450.2M in total assets against $71.4M in total debt (Altman Z-Score: 2.03, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$596.5M	$27.9K	$42.1M	$25.2M	$450.2M	$71.4M
FY2024 (FY)	2025-02-01	$610.9M	$39.5K	$65.0M	$50.8M	$417.7M	—
FY2023 (FY)	2024-02-03	$608.0M	$36.2K	$63.3M	$63.3M	—	—

3. JILL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JILL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JILL compare to SGC and VRA in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for JILL?

Where is JILL trading relative to its 50-day, 200-day, and 52-week technical levels?

JILL last traded at $23.69 (-1.13% on volume of 149,022 shares), positioning the stock +2.64% above its 50-day simple moving average ($23.08) and +37.57% above its 200-day simple moving average ($17.22). Across its 52-week range of $10.40 to $25.14, JILL sits at the 90.2% percentile with a 14-day RSI of 55.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.8% ($22.08 to $25.30).

Direct Sub-Reports: JILL RQD Cockpit JILL 12M Forecast JILL Earnings & Move JILL Dividends & DRIP JILL Insiders & 13F JILL Whale Options JILL Profit Sankey JILL News & Why

ROARABLE RATING BRIEF • RQD 71/100 (B-) ✓ SEC XBRL & RQD VERIFIED

JILL — J. Jill Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2026-01-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

J. Jill Inc. (JILL) earns a live Roarable RQD composite score of 71/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $23.69 (-1.13% 1D, market capitalization $356.1M).

Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 26.3%, gross margin of 68.7%, operating margin of 8.5%, and free cash flow yield of 7.13%.
Whale 13F & Options Flow (14/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of 2.03, Piotroski F-Score of 7/9, and Debt/Equity of 0.59x.

2. Business Model, Unit Margins & SEC Financial Trajectory

J. Jill Inc. (JILL) is a NYSE-listed issuer in the Consumer Discretionary sector and the Apparel industry, with a market capitalization of $0.4B. FY 2025 revenue was $596.5M. — for further detail on how the company makes money.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-01-31), J. Jill Inc. (JILL) reported $596.5M in annual revenue (up from $610.9M in FY2024, -2.3% YoY) and $27.9K in GAAP net income. Over the multi-year SEC filing window from FY2023 ($608.0M revenue, $36.2K net income) through FY2025, JILL scaled operating cash flow to $42.1M and free cash flow to $25.2M, backed by $450.2M in total assets against $71.4M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B- • RQD 71/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 7.13% and institutional whale pillar of 14/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $10.40 – $25.14 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh current valuation and 5.9x EV/EBITDA against 8.5% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The supply chain is "NONE," with an empty list of butterfly links and an empty list of proprietary signals. The sector is recorded as Consumer Discretionary and the industry as Apparel, but no linked-company relationships are provided.

Key Question #1: Can JILL sustain or expand its 8.5% operating margin and 26.3% ROIC against Apparel peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $596.5M and free cash flow of $25.2M, how will capital allocation balance growth reinvestment against $71.4M in total debt?
Key Question #3: How sensitive is JILL's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

JILL Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for J. Jill Inc. (JILL) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to JILL Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 21h ago

J. Jill, Inc. Estimates – NYSE:JILL

TradingView report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com • 1d ago

J.Jill EVP, CFO & COO Mark Webb sells $122,600 in shares

Investing.com report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

3 U.S. Consumer Stocks Retail Investors May Want To Watch If Rates Stay Higher

Yahoo Finance report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

An investment manager reports an 11.04% J.Jill (JILL) stake held for clients.

Stock Titan report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

3 US Retail Stocks That Could Gain From Tougher Return Policies

Simply Wall St report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

The Technical Signals Behind (JILL) That Institutions Follow

Stock Traders Daily report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com UK • 1d ago

Form 4 J Jill Inc: Mark W. Webb (EVP, CFO & COO) For: 19 October

Investing.com UK report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

Liquidity Mapping Around (JILL) Price Events

Stock Traders Daily report covering J. Jill Inc. (JILL) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

JILL Bull vs. Bear Conversation Board — What's Your Call at $23.69?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON JILL 🐻 33% BEARISH CONVICTION

TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $29.71 (+24.0%)

📌 Pinned Debate

Insider cluster flow is the rating's strongest pillar (16 / 20) alongside a 26.3% ROIC and a 7.13% FCF yield.

Here is why I am bullish on JILL here at $23.96: Insider cluster flow is the rating's strongest pillar (16 / 20) alongside a 26.3% ROIC and a 7.13% FCF yield.. Compare JILL's 8.5% operating margin and 26.3% ROIC against the rest of Apparel. As long as cash conversion holds up, dips toward $22.76 are getting bought.

ArenaChamp_24 🐂 BULL

@TapeReader_Pro Agree on the RQD 71/100 quality, though with 1.0 beta I'm scaling in with half-size at $23.96 and keeping dry powder in case we test $22.28.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $20.13 (-16.0%)

Spot @ $23.96

Reported net income is $0.0M in each of FY 2023, FY 2024, and FY 2025, while revenue and operating income declined across the same peri

Careful chasing JILL at $23.96. Reported net income is $0.0M in each of FY 2023, FY 2024, and FY 2025, while revenue and operating income declined across the same periods.. Gross margin is 68.7%, but operating margin is 8.5%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $20.13 on multiple compression.