Stock Ratings / Financials / JFU / insiders

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9F Inc. (JFU) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$2.29 -11.86% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.24

9F Inc. (JFU) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $30.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JFU Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JFU stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, 9F Inc. (NASDAQ: JFU) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $2.29 (-11.86% 1D, market cap $30.6M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, JFU ranks #732 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JFU compare to FLD and RAND in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), JFU carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.3%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (36/100 RQD, P/E N/A, ROIC -35.0%, cap $29.0M) and RAND (Rand Capital Corporation) posts a D- grade (40/100 RQD, P/E N/A, ROIC -15.4%, cap $28.5M). Among the 5-stock peer group, JFU leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JFU?

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Per JFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001619544), 9F Inc. generated $19.2M in revenue (+12.2% YoY), $24.1M in net income, and $29.7M in free cash flow against $614.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.24 (-2.32%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 154.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JFU)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (48/100 Composite)

🔍 WHY JFU SCORES 48/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 154.6% FCF Margin ($29.7M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$2.76-5.1% Next Q

Q2 (-2Q)

Grade C-$2.62-3.8% Next Q

Q3 (-1Q)

Grade C-$2.52-9.1% Next Q

Current

Grade D$2.29-5.6% Hist 90D α

Trajectory: C (56) → D (48)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a JFU Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While JFU currently carries a cautious 48/100 (D) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.66) and Max Pain ($2.40) forces dealer call-delta covering toward $9.95.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JFU• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JFU Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 48%NO 52%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

JFU Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (JFU)

No recent open-market Form 4 cluster sales or emergency dumps flagged on JFU. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JFU)

✓Walkthrough of JFU's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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JFU // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -27.53%▼ DESCENDING CHANNEL

2026-11-02O $2.62H $2.62L $2.29C $2.29VOL 53.9K

RES: $2.98SUP: $0.91SMA50: $2.66SMA200: $3.25

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JFU Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JFU Butterfly Map → + Track JFU →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.3%/yr Implied 5Y Growth

vs. +12.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JFU today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JFU. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JFU today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JFU)

Financials Rank #732 of 1096 ⚔️ FLD vs JFU Full Matrix →

1. Head-to-Head Financials Peer Comparison (JFU vs. FLD, RAND, AMTD, GRAN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, 9F Inc. (JFU) ranks #732 by composite RQD confidence (48/100, grade D) and #1037 by equity capitalization ($30.6M). Within this direct 5-issuer industry benchmark cohort, JFU leads on earnings valuation at N/A trailing P/E, while AMTD leads on capital efficiency and profitability with 4.9% ROIC and — gross margin. JFU currently leads its immediate peer cohort in composite quantitative strength at 48/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JFU ACTIVE 9F Inc.	D	48/100	—	—	0.3%	-11.86%	$30.6M	Benchmark Subject
FLD Fold Holdings Inc. (Class A)	D-	36/100	—	—	-35.0%	+1.14%	$29.0M	/fld-vs-jfu →
RAND Rand Capital Corporation	D-	40/100	—	—	-15.4%	-0.88%	$28.5M	/rand-vs-jfu →
AMTD AMTD IDEA Group each representing three hundred sixty (360) (Class A)	D	46/100	—	—	4.9%	-5.01%	$33.0M	/amtd-vs-jfu →
GRAN Grande Group Limited (Class A)	E	31/100	—	—	—	+4.39%	$28.4M	/gran-vs-jfu →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001619544

In its most recent audited fiscal period (FY2025, filed 2025-12-31), 9F Inc. (JFU) reported GAAP revenue of $19.2M (+12.2% vs. FY2024 revenue of $17.1M , and -66.9% cumulative change since FY2023) , GAAP net income of $24.1M, operating cash flow of $29.7M, and free cash flow of $29.7M (+366.2% YoY). On the balance sheet, JFU closed FY2025 with $614.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$19.2M	$24.1M	$29.7M	$29.7M	$614.6M	—
FY2024 (FY)	2024-12-31	$17.1M	$6.8M	$6.4M	$6.4M	$564.9M	—
FY2023 (FY)	2023-12-31	$58.1M	$0	$8.8M	$8.8M	—	—

3. JFU Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JFU stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JFU compare to FLD and RAND in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for JFU?

Where is JFU trading relative to its 50-day, 200-day, and 52-week technical levels?

JFU last traded at $2.29 (-11.86% on volume of 84,189 shares), positioning the stock -13.91% below its 50-day simple moving average ($2.66) and -29.54% below its 200-day simple moving average ($3.25). Across its 52-week range of $1.98 to $9.48, JFU sits at the 4.1% percentile with a 14-day RSI of 49.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.00 to $2.58).

JFU Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are JFU insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies JFU leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Direct Sub-Reports: JFU RQD Cockpit JFU 12M Forecast JFU Earnings & Move JFU Dividends & DRIP JFU Insiders & 13F JFU Whale Options JFU Profit Sankey JFU News & Why

ROARABLE RATING BRIEF • RQD 48/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

JFU — 9F Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:48:42Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, JFU scores 48 out of 100, grade D, labeled "Roarable Sell — Underperform / Distribution Warning." The five pillars are: Fundamental Cash Engine 12/20 (ROIC 0.3%; FCF yield 0%); Whale 13F Flow 6/20 (institutional accumulation and options positioning); Insider Conviction 7/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit 10/20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet 13/20 (Altman Z 2.5; Piotroski F 6/9; Debt/Equity 0.5).

For a prospective investor, the weakest pillars are the ones tied to return generation and smart-money conviction. A 0.3% ROIC and 0% FCF yield indicate that, per the rating's own inputs, the business is currently generating little return on capital relative to its price. The insider and institutional pillars score low, which the rating reads as a distribution-leaning signal rather than accumulation. The balance sheet pillar is the relative bright spot, with a Piotroski F-Score of 6/9 and a Debt/Equity of 0.5, though an Altman Z of 2.5 is a middling signal rather than a strong one. Upside drivers would need to come from a durable improvement in return on capital and cash conversion; the source data does not show a valuation anchor (no P/E or EPS) against which to judge whether the current price of $2.6 is cheap or expensive. The rating label itself is a negative verdict and should be weighed accordingly.

Business

9F Inc. (JFU) is a NASDAQ-listed issuer classified under the Financials sector and the Finance: Consumer Services industry, per the company profile. The source data does not describe its products, customers, or revenue model. The reported revenue and operating figures below are the only available indication of scale and profitability.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$19.2M	$1.6M	$24.1M	N/A	$29.7M	$62.1M	N/A
FY 2024	$17.1M	$-6.2M	$6.8M	N/A	$6.4M	$54.2M	N/A
FY 2023	$58.1M	$-27.3M	$0.0M	N/A	$8.8M	N/A	N/A

Per the SEC financials, operating income moved from $-27.3M in FY 2023 to $1.6M in FY 2025, while net income in FY 2025 ($24.1M) substantially exceeded operating income. Per the market data, operating margin is 8.4% and net margin is 68%, with gross margin reported as 0%. Per the Roarable RQD rating, ROIC is 0.3%, the Altman Z-Score is 2.5, and the Piotroski F-Score is 6/9; the balance sheet shows Debt/Equity of 0.5. Reported cash rose from $54.2M to $62.1M across FY 2024 to FY 2025. Debt is not available in source data for any period.

Recent Catalysts & News Wire Analysis

The four news items are all tagged "MARKET WIRE" with a YELLOW signal and generic summaries describing market action, institutional positioning, and fundamental catalysts. Items include a TradingView estimates report, a Stock Titan item that is headlined under a different company name (Biddance AI Systems, BDAI), a report describing a -2.96% move on 2026-10-19 framed as "Fear or Fundamentals?", and an item whose headline concerns Johnson & Johnson (JNJ) rather than JFU. Because two of the four headlines reference other securities and the summaries carry no substantive detail, the news flow provides limited specific catalyst information. Risk watch item: the headline mismatch means the news feed should be verified before being relied upon. Proprietary signals: none are listed in the supply-chain graph.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Upstream and downstream dependencies cannot be mapped from the source data. Sector context is limited to the Financials / Finance: Consumer Services classification. Second-order bottlenecks cannot be identified from the provided material.

Open Questions

What are JFU's products, customers, and revenue model, and what explains the swing from a FY 2023 operating loss of $-27.3M to FY 2025 operating income of $1.6M?
Why does FY 2025 net income ($24.1M) so greatly exceed operating income ($1.6M), and is that gain recurring?
What is the company's debt position, given that debt is not available in source data for any period?
What is the EPS and earnings-based valuation, since P/E and EPS are not available in the source data?
Which of the news items actually pertain to 9F Inc., given that two headlines reference other companies?

JFU Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for 9F Inc. (JFU) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to JFU Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 15h ago

9F Inc. Estimates – NASDAQ:JFU

TradingView report covering 9F Inc. (JFU) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 18h ago

Biddance AI Systems (BDAI) Stock Price, News & Analysis

Stock Titan report covering 9F Inc. (JFU) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 21h ago

9F (JFU) Slides -2.96% — Fear or Fundamentals? 2026-10-19 - RVOL Breakout

https://www.siam.in/ report covering 9F Inc. (JFU) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.dars.gov.et/ • 1d ago

Johnson & Johnson (JNJ) Ticks Up 0.86% to $271.04, Sitting Squarely Between Support and Resistance - Gap Fill Strategy

https://www.dars.gov.et/ report covering 9F Inc. (JFU) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 21d ago

These stocks are gapping in today's session

The market is buzzing with gapping stocks on Monday. Let's uncover which stocks are experiencing notable gaps during today's session.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 189d ago

With EPS Growth And More, 9F (NASDAQ:JFU) Makes An Interesting Case

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 322d ago

A Look At The Intrinsic Value Of 9F Inc. (NASDAQ:JFU)

Key Insights The projected fair value for 9F is US$8.45 based on 2 Stage Free Cash Flow to Equity With US$7.37 share...

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 349d ago

Is Now The Time To Put 9F (NASDAQ:JFU) On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

JFU Bull vs. Bear Conversation Board — What's Your Call at $2.29?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON JFU 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $2.81 (+8.1%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is JFU (D • RQD 48/100) a Buy at $2.60?

Welcome to the JFU (9F Inc.) Roar Pit. Current RQD Composite is 48/100 (Roarable Sell — Underperform / Distribution Warning) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $2.11 (-18.8%)

Spot @ $2.60

Pump the brakes on JFU — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on JFU, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless 9F Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $3.17 (+21.9%)

Spot @ $2.60

JFU cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on JFU, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $2.60 (52-wk range $1.98 - $9.48), any beat on forward guidance forces shorts and underweight funds to chase.