Stock Ratings / Consumer Discretionary / INTJ / dividends

ATXG (22) DFNS (32) LICN (24) GRNQ (22) ⌘ Pro Terminal →

Intelligent Group Limited (Class A) (INTJ) Dividend Safety Gauge & 10-Year DRIP Compounder

$3.12 +8.33% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.16

Intelligent Group Limited (Class A) (INTJ) carries a Roarable Rating of E (Strong Sell) with 31/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (31/100 · E) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE E • RED ALERT Cap $4.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on INTJ Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is INTJ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Intelligent Group Limited (Class A) (NASDAQ: INTJ) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 31/100 at a spot price of $3.12 (+8.33% 1D, market cap $4.4M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, INTJ ranks #881 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does INTJ compare to ATXG and DFNS in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Professional Services), INTJ carries a Roarable E (31/100 RQD), trailing P/E of N/A, gross margin of 63.8%, and ROIC of -35.0%. By comparison, ATXG (Addentax Group Corp.) holds a E grade (22/100 RQD, P/E N/A, ROIC -5.6%, cap $5.9M) and DFNS (T3 Defense Inc.) posts a E grade (32/100 RQD, P/E N/A, ROIC -35.0%, cap $12.3M). Among the 5-stock peer group, INTJ leads on earnings multiple (N/A) while ATXG leads on capital efficiency (-5.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for INTJ?

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Per INTJ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-11-30, CIK 0001916416), Intelligent Group Limited (Class A) generated $2.4M in revenue (-9.0% YoY), -$2.3M in net income, and -$130.7K in free cash flow against $12.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.16 (+1.31%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (31/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-9.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-12.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for INTJ)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (31/100 Composite)

🔍 WHY INTJ SCORES 31/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (35% of score)

Altman Z-Score 4.64 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▲ #2 Bullish Driver: Cash Engine Quality+7/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 63.8% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$2.79+3.6% Next Q

Q2 (-2Q)

Grade E$2.89-1.4% Next Q

Q3 (-1Q)

Grade E$2.85+9.5% Next Q

Current

Grade E$3.12-9.4% Hist 90D α

Trajectory: E (23) → E (31)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a INTJ Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While INTJ currently carries a cautious 31/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.96) and Max Pain ($3.28) forces dealer call-delta covering toward $13.15.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $INTJ• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “INTJ Beats Next Quarter EPS Consensus (Nov 29, 2026) & Holds Above 200D SMA”

YES 31%NO 69%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.6% Total Yield

0% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $102/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.1K

Yr 2

$11.7K

Yr 3

$12.4K

Yr 4

$13.1K

Yr 5

$13.8K

Yr 6

$14.5K

Yr 7

$15.3K

Yr 8

$16.2K

Yr 9

$17.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring INTJ)

✓Walkthrough of INTJ's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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INTJ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -69.56%⚡ TESTING RESISTANCE

2026-11-02O $3.05H $3.12L $2.88C $3.12VOL 794

RES: $3.34SUP: $2.71SMA50: $2.96SMA200: $5.79

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

INTJ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 INTJ Butterfly Map → + Track INTJ →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -9.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on INTJ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for INTJ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for INTJ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (INTJ)

Consumer Discretionary Rank #881 of 1011 ⚔️ ATXG vs INTJ Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (INTJ vs. ATXG, DFNS, LICN, GRNQ)

Industry: Professional Services (48 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Intelligent Group Limited (Class A) (INTJ) ranks #881 by composite RQD confidence (31/100, grade E) and #971 by equity capitalization ($4.4M). Within this direct 5-issuer industry benchmark cohort, INTJ leads on earnings valuation at N/A trailing P/E, while ATXG leads on capital efficiency and profitability with -5.6% ROIC and 14.1% gross margin. DFNS currently holds the highest overall quantitative score in the immediate peer group at 32/100 (E) compared with INTJ at 31/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
INTJ ACTIVE Intelligent Group Limited (Class A)	E	31/100	—	63.8%	-35.0%	+8.33%	$4.4M	Benchmark Subject
ATXG Addentax Group Corp.	E	22/100	—	14.1%	-5.6%	+6.12%	$5.9M	/atxg-vs-intj →
DFNS T3 Defense Inc.	E	32/100	—	—	-35.0%	-1.91%	$12.3M	/dfns-vs-intj →
LICN Lichen International Limited (Class A)	E	24/100	—	96.0%	-32.7%	-24.16%	$12.3M	/licn-vs-intj →
GRNQ Greenpro Capital Corp.	E	22/100	—	80.4%	-35.0%	-3.12%	$12.5M	/grnq-vs-intj →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-11-30 • CIK 0001916416

In its most recent audited fiscal period (FY2025, filed 2025-11-30), Intelligent Group Limited (Class A) (INTJ) reported GAAP revenue of $2.4M (-9.0% vs. FY2024 revenue of $2.6M , and -9.8% cumulative change since FY2023) , GAAP net income of -$2.3M, operating cash flow of -$22.9K, and free cash flow of -$130.7K (+18.5% YoY). On the balance sheet, INTJ closed FY2025 with $12.3M in total assets against $0 in total debt (Altman Z-Score: 4.64, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-11-30	$2.4M	-$2.3M	-$22.9K	-$130.7K	$12.3M	—
FY2024 (FY)	2024-11-30	$2.6M	-$54.7K	-$160.4K	-$160.4K	$9.2M	—
FY2023 (FY)	2023-11-30	$2.6M	$521.0K	$349.4K	$349.4K	—	—

3. INTJ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is INTJ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does INTJ compare to ATXG and DFNS in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for INTJ?

Where is INTJ trading relative to its 50-day, 200-day, and 52-week technical levels?

INTJ last traded at $3.12 (+8.33% on volume of 24,113 shares), positioning the stock +5.41% above its 50-day simple moving average ($2.96) and -46.11% below its 200-day simple moving average ($5.79). Across its 52-week range of $2.41 to $12.52, INTJ sits at the 7.0% percentile with a 14-day RSI of 48.2 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.73 to $3.51).

INTJ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does INTJ pay a dividend and is it safe?

Intelligent Group Limited (Class A) (INTJ) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: INTJ RQD Cockpit INTJ 12M Forecast INTJ Earnings & Move INTJ Dividends & DRIP INTJ Insiders & 13F INTJ Whale Options INTJ Profit Sankey INTJ News & Why

Sector Peer Dials

Lichen International Limited (Class A)

24 /100

GRNQ E

Greenpro Capital Corp.

Hang Feng Technology Innovation Co. Ltd.

29 /100

INTJ Core Snapshot

Market Cap $4.4M

Trailing / Fwd P/E — / —

Gross Profit Margin 63.8%

Return on Capital (ROIC) -35.0%

Free Cash Flow Yield -2.95%

12M Base Price Target $2.74

FREE TRADER TOOLS

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INTJ Wire

Why It Moved →

Direct Company Event Stocktwits • 24d ago

INTJ: Intelligent Group Ltd Latest Stock Price, Analysis, News and Trading Ideas

Direct Company Event TradingView • 7d ago

Intelligent Group Limited Estimates – NASDAQ:INTJ

Direct Company Event Yahoo! Finance Canada • 3d ago

Intelligent Group Limited (INTJ) Seasonal Returns Chart - Yahoo Finance

ROARABLE RATING BRIEF • RQD 31/100 (E) ✓ STAGE-C NUMBER FIREWALL VERIFIED

INTJ — Intelligent Group Limited (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:53:33Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, INTJ carries an RQD score of 31 out of 100, letter grade E, labeled "Roarable Strong Sell — Forensic Risk / Avoid." Across the five pillars, the fundamental cash engine scores 7 of 20 (ROIC of -35% and FCF yield of -2.95%), whale 13F flow scores 5 of 20 (institutional accumulation and options positioning), insider conviction scores 3 of 20 (SEC Form 4 and Congressional PTR cluster flow), macro regime fit scores 5 of 20 (beta of 1.0 and sector sensitivity), and the forensic balance sheet scores 11 of 20 (Altman Z 4.64, Piotroski F 3/9, Debt/Equity 0.5). For a prospective investor, the weakest pillars are insider conviction and cash generation, while the balance sheet is the relative strength, though still only moderate. Upside drivers are not evident in the rating itself; the valuation case rests on a stock priced at $2.88 with a market capitalization of $4.4M, where negative ROIC and negative FCF yield mean the business is not currently converting capital into returns. The rating frames the stock as a forensic-risk avoid rather than a value setup.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$2.4M	$-2.6M	$-2.3M	N/A	$-0.1M	$8.7M	N/A
FY 2024	$2.6M	$-0.3M	$-0.1M	N/A	$-0.2M	$8.2M	N/A
FY 2023	$2.6M	$0.5M	$0.5M	N/A	$0.3M	N/A	N/A

Per the SEC financials, operating and net income moved from positive in FY 2023 to negative in FY 2024 and FY 2025, with FY 2025 operating margin per market data at -60%. Gross margin is 63.8% and net margin is -60%, per market data. ROIC is -35% and the Roarable RQD rating records an Altman Z-Score of 4.64 and a Piotroski F-Score of 3/9. Debt/Equity is 0.5 per the rating, while reported debt is N/A in the SEC financials.

Open Questions

What drove the decline in revenue and the shift from positive to negative operating income between FY 2023 and FY 2025?
What is the reported debt balance, given that debt is N/A across all periods?
What is the source of the cash balance and does it support operations at the current negative FCF rate?
What are the EPS and valuation multiples on a trailing or forward basis?
What is the company's customer and revenue mix within Professional Services?

INTJ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Intelligent Group Limited (Class A) (INTJ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to INTJ Debate Forum (3) ↓

🟡 MARKET WIRE Stocktwits • 24d ago

INTJ: Intelligent Group Ltd Latest Stock Price, Analysis, News and Trading Ideas

<a href="https://news.google.com/rss/articles/CBMiSkFVX3lxTE1ZeUtvVmc5bVZoUUNDTk9rLUo4Q0VseEJEUjV5UFRsQU1iTWdHVl9LSFY4Ulk1OEs4eHB5RXU5dEdNVUpxX3FOU0t3?oc=5" target="_blank">INTJ: Intelligent Group Ltd Latest Stock

Read Full Source ↗

🟡 MARKET WIRE TradingView • 7d ago

Intelligent Group Limited Estimates – NASDAQ:INTJ

<a href="https://news.google.com/rss/articles/CBMieEFVX3lxTE9SLUpGYkFJSHZRZ1JJeklGekdKcDZTWkpfS2ctalNmYTZQYzRFcUhMM0RwSWZoV1JXR2o0UjlZX19keWhMYUFMVm1sTGxxVFVHbWYzakFwX29fc0xYYmNROHRJNmt6MTlva3k4dTlMVjBCOTZEWDlJOA?oc=5

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 3d ago

Intelligent Group Limited (INTJ) Seasonal Returns Chart - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMiYkFVX3lxTFBjOGxlRzVBamZrZkw5YmV2RVNvUUI3TXd3bm1lMHJFbDJxOXB0LXdqNTlIWUV6aHlDRy1Vd2VqRmdTN3BTaTBZSUE5VUdYbDJ3M0FaR0hQTi1PR1FmMDdtOUt3?oc=5" target="_blank">Intellige

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

INTJ Bull vs. Bear Conversation Board — What's Your Call at $3.12?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON INTJ 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $2.53 (-12.2%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is INTJ (E • RQD 31/100) a Buy at $2.88?

Welcome to the INTJ (Intelligent Group Limited (Class A)) Roar Pit. Current RQD Composite is 31/100 (Roarable Strong Sell — Forensic Risk / Avoid) in Professional Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $2.28 (-20.8%)

Spot @ $2.88

Pump the brakes on INTJ — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on INTJ, but look at what you are paying: current EV/EBITDA multiples with 63.8% gross margins. Unless Intelligent Group Limited (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $3.28 (+13.9%)

Spot @ $2.88

INTJ cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on INTJ, the market is fixating on short-term headline noise in Professional Services and ignoring the balance sheet and cash flow trajectory. At $2.88 (52-wk range $2.41 - $12.52), any beat on forward guidance forces shorts and underweight funds to chase.