International Money Express Inc. (IMXI) — RQD Stock Rating Cockpit

$9.16 +6.64% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.25

International Money Express Inc. (IMXI) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $276.7M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on IMXI Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is IMXI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, International Money Express Inc. (NASDAQ: IMXI) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $9.16 (+6.64% 1D, market cap $276.7M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, IMXI ranks #378 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does IMXI compare to PSFE and FVRR in the Consumer Discretionary sector?
▼

Within the Consumer Discretionary sector (Business Services), IMXI carries a Roarable D+ (58/100 RQD), trailing P/E of 7.9x, gross margin of —, and ROIC of 23.5%. By comparison, PSFE (Paysafe Limited) holds a E grade (33/100 RQD, P/E N/A, ROIC 1.9%, cap $293.5M) and FVRR (Fiverr International Ltd. no par value) posts a D- grade (43/100 RQD, P/E 15.5x, ROIC -0.3%, cap $301.6M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for IMXI?
▼

Per IMXI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001683695), International Money Express Inc. generated $0 in revenue, $32.7M in net income, and $15.8M in free cash flow against $517.7M in total assets and $194.8M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $9.25 (+1.01%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 0.4% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY • 52.7% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510058
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (15)Whales (3)SEC (13)Macro (10)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+0% Base Target
$17 Bull$9 Base$7 Bear
📬 FREE IMXI RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IMXI)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (58/100 Composite)
🔍 WHY IMXI SCORES 58/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+15/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 0.4% FCF Margin ($15.8M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
66
Grade B-$10.85-10.7% Next Q
Q2 (-2Q)
63
Grade C+$9.69-7.1% Next Q
Q3 (-1Q)
61
Grade C$9.00+1.8% Next Q
Current
58
Grade D+$9.16+0% Hist 90D α
Trajectory: B- (66) → D+ (58)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the IMXI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 58/100 (D+) score, IMXI faces multiple-compression risk if 7.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($11.85) or 200D SMA ($14.17) invalidates the momentum regime and cuts Target Base ($9.16) toward Bear Floor ($7.14).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IMXI• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “IMXI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMNEUTRAL RANGE
37.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCORESOLID CORE (5–6)
5 / 99-Pt Accounting
52-WEEK LASER RANGE11% OF RANGE
L: $8$9.16H: $16
1. Money & Cash Health● HEALTHY
Are profits real cash in the bank?

Real cash coming in backs up reported profits (steady margins and healthy balance-sheet cushion).

Factor Grade: BRQD 15 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 20 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on IMXI

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (75)

23.5% ROIC with 42.0% gross margin and 6.09% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (50)

20/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like IMXI
  • ✓Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.
  • ✓Company leadership has skin in the game with net positive insider conviction.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IMXI)

  • ✓Walkthrough of IMXI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
IMXI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -42.46%▼ DESCENDING CHANNEL
2026-11-03O $8.59H $9.16L $8.59C $9.16VOL 782.7K
RES: $11.71SUP: $8.23SMA50: $11.85SMA200: $14.17
$16.48$14.27$12.06$9.85$7.63RES $11.71SUP $8.23$9.162026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IMXI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-5.7%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IMXI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IMXI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for IMXI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IMXI)

Consumer Discretionary Rank #378 of 1011 ⚔️ PSFE vs IMXI Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (IMXI vs. PSFE, FVRR, ZH, ALIT)

Industry: Business Services (90 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, International Money Express Inc. (IMXI) ranks #378 by composite RQD confidence (58/100, grade D+) and #652 by equity capitalization ($276.7M). Within this direct 5-issuer industry benchmark cohort, IMXI leads on earnings valuation at 7.9x trailing P/E, while IMXI leads on capital efficiency and profitability with 23.5% ROIC and — gross margin. IMXI currently leads its immediate peer cohort in composite quantitative strength at 58/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
IMXI ACTIVE
International Money Express Inc.
D+ 58/100 7.9x — 23.5% +6.64% $276.7M Benchmark Subject
PSFE
Paysafe Limited
E 33/100 — 56.4% 1.9% +0.72% $293.5M /psfe-vs-imxi →
FVRR
Fiverr International Ltd. no par value
D- 43/100 15.5x 81.6% -0.3% -7.29% $301.6M /fvrr-vs-imxi →
ZH
Zhihu Inc. each representing three (3) (Class A)
E 16/100 — 59.9% -35.0% -7.59% $252.7M /zh-vs-imxi →
ALIT
Alight Inc. (Class A)
E 28/100 — 33.8% -35.0% -2.62% $240.6M /alit-vs-imxi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001683695

In its most recent audited fiscal period (FY2025, filed 2025-12-31), International Money Express Inc. (IMXI) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $32.7M, operating cash flow of $36.9M, and free cash flow of $15.8M (-31.5% YoY). On the balance sheet, IMXI closed FY2025 with $517.7M in total assets against $194.8M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $0 $32.7M $36.9M $15.8M $517.7M $194.8M
FY2024 (FY) 2024-12-31 $0 $58.8M $53.1M $23.1M $462.4M $156.6M
FY2023 (FY) 2023-12-31 $0 $59.5M $143.5M $143.5M — —

3. IMXI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IMXI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, International Money Express Inc. (NASDAQ: IMXI) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $9.16 (+6.64% 1D, market cap $276.7M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, IMXI ranks #378 in composite RQD confidence.

How does IMXI compare to PSFE and FVRR in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), IMXI carries a Roarable D+ (58/100 RQD), trailing P/E of 7.9x, gross margin of —, and ROIC of 23.5%. By comparison, PSFE (Paysafe Limited) holds a E grade (33/100 RQD, P/E N/A, ROIC 1.9%, cap $293.5M) and FVRR (Fiverr International Ltd. no par value) posts a D- grade (43/100 RQD, P/E 15.5x, ROIC -0.3%, cap $301.6M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for IMXI?

Per IMXI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001683695), International Money Express Inc. generated $0 in revenue, $32.7M in net income, and $15.8M in free cash flow against $517.7M in total assets and $194.8M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is IMXI trading relative to its 50-day, 200-day, and 52-week technical levels?

IMXI last traded at $9.16 (+6.64% on volume of 782,737 shares), positioning the stock -22.70% below its 50-day simple moving average ($11.85) and -35.36% below its 200-day simple moving average ($14.17). Across its 52-week range of $8.32 to $15.95, IMXI sits at the 11.0% percentile with a 14-day RSI of 37.1 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($8.01 to $10.31).

IMXI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell IMXI stock right now?

International Money Express Inc. (IMXI) currently earns a Roarable Rating of D+ (Sell — SELL) with 58/100 RQD Confidence. Stretched risk/reward at 8x P/E (24% return on capital) under elevated 10-year interest-rate pressure.

What is IMXI's 12-month price target and RQD AI Jury consensus?

IMXI's 12-month base price target is $9.16 (range $7.14 to $16.75), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 58/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

IMXI — International Money Express Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:39:47Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, IMXI scores 58 out of 100, a letter grade of D+, with the verdict "Roarable Sell — Weak Fundamentals / Trim." The five pillars are:

  • Fundamental Cash Engine: 15 / 20. Per the RQD rating, this pillar reflects ROIC of 23.5% and an FCF yield of 6.09%. Strong capital efficiency and cash yield are the stock's clearest upside support in this framework.
  • Whale 13F Flow: 3 / 20. Per the RQD rating, this pillar covers institutional accumulation and options positioning. It is the weakest pillar, indicating limited institutional support in the source data.
  • Insider Conviction: 17 / 20. Per the RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. It is the strongest pillar, though the underlying trade detail is not provided in the source data.
  • Macro Regime Fit: 10 / 20. Per the RQD rating, this pillar reflects a beta of 1.0 and sector sensitivity, indicating market-level volatility with no differentiated macro tailwind identified.
  • Forensic Balance Sheet: 13 / 20. Per the RQD rating, this pillar reflects an Altman Z-Score of 2.5, a Piotroski F-Score of 5/9, and a Debt/Equity ratio of 1.21.

For a prospective investor evaluating the stock today, the rating's implication is a mixed picture. Upside rests mainly on the cash engine (ROIC 23.5%, FCF yield 6.09%) and the insider-flow pillar. Valuation appears low on the market data provided (P/E TTM 7.9, EV/EBITDA 3.9), but that discount is paired with weak institutional positioning, a moderate-to-elevated leverage profile, and a recent wave of negative headlines. The RQD verdict of "Trim" signals the framework views the risk-reward as unfavorable at current levels. This is an analytical reading of the source data, not personalized financial advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
8.59$259.5M7.97.33.91.080%1.0$8.32 - $15.9523.5%

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$0.0M$55.6M$32.7MN/A$15.8M$168.7M$194.8M
FY 2024$0.0M$95.0M$58.8MN/A$23.1M$130.5M$156.6M
FY 2023$0.0M$95.5M$59.5MN/A$143.5MN/AN/A

Per the SEC financials, net income declined from $59.5M (FY 2023) to $58.8M (FY 2024) to $32.7M (FY 2025), and operating income fell from $95.5M to $95.0M to $55.6M over the same span. Reported revenue is shown as $0.0M in every period, so revenue-based margin analysis is Not available in source data; the market data lists gross, operating, and net margins as 0%, which should not be read as meaningful. Per the Roarable RQD rating, ROIC is 23.5% and the Altman Z-Score is 2.5, while the Piotroski F-Score is 5/9. Debt rose from $156.6M to $194.8M between FY 2024 and FY 2025 while cash also rose from $130.5M to $168.7M, leaving a Debt/Equity ratio of 1.21 per the RQD rating.

Open Questions

  • What is the scope and expected timeline of the California regulatory review, and how does it bear on the Western Union transaction?
  • Reported revenue is $0.0M in every period. What is the actual revenue base and margin profile?
  • What drove the decline in net income and operating income from FY 2023 to FY 2025, and how much of that trend reflects the regulatory matter?
  • What specific insider and Congressional trades underlie the 17 / 20 insider-conviction score?
  • Why is FY 2023 cash and debt missing, and how does the FY 2025 debt increase relate to the financing needs of the pending transaction?

IMXI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for International Money Express Inc. (IMXI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to IMXI Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

IMXI Bull vs. Bear Conversation Board — What's Your Call at $9.16?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON IMXI 🐻 50% BEARISH CONVICTION
1. Pick Your Side on IMXI:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $9.28 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is IMXI (D+ • RQD 58/100) a Buy at $8.59?

Welcome to the IMXI (International Money Express Inc.) Roar Pit. Current RQD Composite is 58/100 (Roarable Sell — Weak Fundamentals / Trim) in Business Services. Bulls point to capital efficiency (23.5% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $6.53 (-24.0%)
Spot @ $8.59

Pump the brakes on IMXI — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on IMXI, but look at what you are paying: 7.9x trailing P/E with tightening sector spreads. Unless International Money Express Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $10.48 (+22.0%)
Spot @ $8.59

IMXI cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on IMXI, the market is fixating on short-term headline noise in Business Services and ignoring the balance sheet and cash flow trajectory. At $8.59 (52-wk range $8.32 - $15.95), any beat on forward guidance forces shorts and underweight funds to chase.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $204.64 -4.22% AAPL $344.63 -1.23% MSFT $521.91 -1.55% TSLA $399.81 -0.86% PLTR $184.11 -6.27% SOFI $16.76 -4.83% IBIT $43.35 -5.42% GLD $361.65 -3.59%