Stock Ratings / Financials / FCBC / options

CCBG (70) ORRF (73) MPB (58) GSBC (72) ⌘ Pro Terminal →

First Community Bankshares Inc. (VA) (FCBC) Options Positioning, Max Pain & Unusual Sweeps

$46.94 +1.43% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $46.97

First Community Bankshares Inc. (VA) (FCBC) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $875.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FCBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FCBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-02, First Community Bankshares Inc. (VA) (NASDAQ: FCBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $46.94 (+1.43% 1D, market cap $875.2M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, FCBC ranks #537 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FCBC compare to CCBG and ORRF in the Financials sector?

▼

Within the Financials sector (Major Banks), FCBC carries a Roarable D+ (56/100 RQD), trailing P/E of 72.8x, gross margin of —, and ROIC of 2.4%. By comparison, CCBG (Capital City Bank Group) holds a B- grade (70/100 RQD, P/E 14.2x, ROIC 11.1%, cap $875.9M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FCBC?

▼

Per FCBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000859070), First Community Bankshares Inc. (VA) generated $0 in revenue, $12.0M in net income, and $62.7M in free cash flow against $3.26B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $46.97 (+0.07%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE-0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FCBC)Realized 20D OHLCV Swing Band: ±5.7%

Deterministic 5-Pillar Attribution (56/100 Composite)

🔍 WHY FCBC SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)

FRED Regime × Technicals: 83% of 52W Range • RSI-14 at 39.1 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$47.86+1.8% Next Q

Q2 (-2Q)

Grade C$48.74-0.8% Next Q

Q3 (-1Q)

Grade C$48.36-2.9% Next Q

Current

Grade D+$46.94-0.4% Hist 90D α

Trajectory: C+ (64) → D+ (56)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FCBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, FCBC faces multiple-compression risk if 72.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Priced at 73x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($47.89) or 200D SMA ($43.94) invalidates the momentum regime and cuts Target Base ($46.52) toward Bear Floor ($36.29).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FCBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FCBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 56%NO 44%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (FCBC)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for FCBC.

Sponsored / Partner SpotlightACTIVE TRADER & PROP EVALUATION DESK

Practice in Our Weekly $100,000 Paper Arena Before Risking Personal Capital

Keep your personal nest egg in cash while trading NQ, ES, Crude, and Gold momentum using institutional prop-desk buying power.

FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

🏆 Enter Free $100K Paper Arena →

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FCBC)

✓Walkthrough of FCBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FCBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.05%🛡️ HOLDING TREND SUPPORT

2026-11-02O $46.96H $46.96L $46.28C $46.94VOL 183.2K

RES: $49.92SUP: $46.07SMA50: $47.89SMA200: $43.94

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FCBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FCBC Butterfly Map → + Track FCBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

47.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FCBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FCBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FCBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FCBC)

Financials Rank #537 of 1096 ⚔️ CCBG vs FCBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (FCBC vs. CCBG, ORRF, MPB, GSBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, First Community Bankshares Inc. (VA) (FCBC) ranks #537 by composite RQD confidence (56/100, grade D+) and #580 by equity capitalization ($875.2M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with FCBC at 56/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FCBC ACTIVE First Community Bankshares Inc. (VA)	D+	56/100	72.8x	—	2.4%	+1.43%	$875.2M	Benchmark Subject
CCBG Capital City Bank Group	B-	70/100	14.2x	—	11.1%	-0.62%	$875.9M	/ccbg-vs-fcbc →
ORRF Orrstown Financial Services Inc.	B	73/100	10.8x	—	13.7%	-1.17%	$874.1M	/orrf-vs-fcbc →
MPB Mid Penn Bancorp	D+	58/100	15.4x	—	6.9%	-0.96%	$868.7M	/mpb-vs-fcbc →
GSBC Great Southern Bancorp Inc.	B	72/100	12.4x	—	11.2%	-0.96%	$881.9M	/gsbc-vs-fcbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000859070

In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Community Bankshares Inc. (VA) (FCBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $12.0M, operating cash flow of $62.7M, and free cash flow of $62.7M (+8.7% YoY). On the balance sheet, FCBC closed FY2025 with $3.26B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$12.0M	$62.7M	$62.7M	$3.26B	—
FY2024 (FY)	2024-12-31	$0	$11.8M	$57.7M	$57.7M	$3.26B	—
FY2023 (FY)	2023-12-31	$0	$48.0M	$61.8M	$61.8M	—	—

3. FCBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FCBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FCBC compare to CCBG and ORRF in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for FCBC?

Where is FCBC trading relative to its 50-day, 200-day, and 52-week technical levels?

FCBC last traded at $46.94 (+1.43% on volume of 135,380 shares), positioning the stock -1.98% below its 50-day simple moving average ($47.89) and +6.83% above its 200-day simple moving average ($43.94). Across its 52-week range of $31.21 to $50.17, FCBC sits at the 83.0% percentile with a 14-day RSI of 39.1 (NEUTRAL RANGE) and an implied next-earnings move of ±5.7% ($44.26 to $49.62).

FCBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FCBC's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for FCBC.

Direct Sub-Reports: FCBC RQD Cockpit FCBC 12M Forecast FCBC Earnings & Move FCBC Dividends & DRIP FCBC Insiders & 13F FCBC Whale Options FCBC Profit Sankey FCBC News & Why

ROARABLE RATING BRIEF • RQD 56/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

FCBC — First Community Bankshares Inc. (VA): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:32:09Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, FCBC scores 56 out of 100, grading D+ under the verdict "Roarable Sell — Weak Fundamentals / Trim." Across its five pillars, the fundamental cash engine scores 12/20 (ROIC 2.4%; FCF yield 7.17%), indicating modest capital efficiency relative to the cash yield the market is currently pricing in. Whale 13F flow scores 8/20, reflecting weak institutional accumulation and options positioning signals. Insider conviction scores 9/20 on SEC Form 4 and Congressional PTR cluster flow, the second-weakest pillar. Macro regime fit scores 14/20 with a beta of 1.0 and sector sensitivity that is neutral-to-average relative to the broad market. Forensic balance sheet scores 13/20, supported by an Altman Z-Score of 2.5, a Piotroski F-Score of 5/9, and a Debt/Equity ratio of 0.5. For a prospective investor, the upside case rests mainly on the 7.17% FCF yield and the 6.92% dividend yield, while the valuation tradeoff is steep: a P/E (TTM) of 72.8 against EPS (TTM) of 0.64 means the price embeds expectations far beyond current reported earnings. The weakest signals (whale flow and insider conviction) suggest limited sponsorship from informed capital at this stage.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025 (filed 2025-12-31)	$0.0M	$0.0M	$12.0M	N/A	$62.7M	N/A	N/A
FY 2024 (filed 2024-12-31)	$0.0M	$0.0M	$11.8M	N/A	$57.7M	N/A	N/A
FY 2023 (filed 2023-12-31)	$0.0M	$0.0M	$48.0M	N/A	$61.8M	N/A	N/A

Per the SEC financials, reported net income moved from $48.0M (FY 2023) to $11.8M (FY 2024) and $12.0M (FY 2025), while reported FCF stayed within a $57.7M to $62.7M range across all three periods. Per the Roarable RQD rating and market data, gross, operating, and net margins are each reported as 0%, and ROIC is 2.4%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 5/9, both per the forensic balance sheet pillar. Debt/Equity is 0.5. Revenue, operating income, EPS, cash, and debt values are not reported in the financial source data.

Open Questions

What are the reported revenue, operating income, EPS, cash, and debt figures, given that the SEC financials list these as $0.0M or N/A?
What explains the gap between a P/E (TTM) of 72.8 and reported net income that declined from $48.0M to $12.0M?
What is the current analyst consensus and price target coverage, since analyst data is absent?
Who are the material institutional and insider holders, given the holders source is empty?
What catalysts or risk events could drive the next move, since the news and catalyst feed is empty?

FCBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for First Community Bankshares Inc. (VA) (FCBC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FCBC Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo • 5d ago

Virginia lender First Community to expand into Ohio with $243M deal

The acquisition of Main Street Financial Services Corp., set to close in the second quarter of 2027, will add 21 branches to First Community’s footprint, along with $1.6 billion in assets.

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 5d ago

First Community Bankshares, Inc. Announces Acquisition of Main Street Financial Services Corp.

BLUEFIELD, Va., Oct. 28, 2026 (GLOBE NEWSWIRE) -- First Community Bankshares, Inc. (“First Community”) (NASDAQ: FCBC), based in Bluefield, Virginia, and Main Street Financial Services Corp. (“Main Street”) (OTCQX: MSWV),

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 5d ago

First Community Bankshares To Acquire Main Street Financial Services For 0.6174 FCBC Shares Per MSWV Share with Implied Price Of ~$30.14/Share At Transaction Value Of ~$243M

Under the Agreement, Main Street will merge with and into First Community, with First Community continuing as the surviving corporation. Main Street’s wholly owned banking subsidiary, Main Street Bank Corp. ("Main

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 6d ago

First Community Bancshares (FCBC) Q3 Earnings and Revenues Top Estimates

First Community Bancshares (FCBC) delivered earnings and revenue surprises of +1.30% and +2.53%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🟢 CATALYST Yahoo • 6d ago

First Community Bankshares, Inc. Announces Record Third Quarter 2026 Results and Quarterly Cash Dividend

BLUEFIELD, Va., Oct. 27, 2026 (GLOBE NEWSWIRE) -- First Community Bankshares, Inc. (NASDAQ: FCBC) (www.firstcommunitybank.com) (the “Company”) today reported its unaudited results of operations and other financial inform

Read Full Source ↗

🟢 CATALYST Benzinga • 6d ago

First Community Q3 Adj. EPS $0.78 Beats $0.76 Estimate, Sales $48.512M Beat $47.039M Estimate

First Community (NASDAQ:FCBC) reported quarterly earnings of $0.78 per share which beat the analyst consensus estimate of $0.76 by 2.63 percent. This is a 11.43 percent increase over earnings of $0.70 per share from the

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 11d ago

Ameris Bancorp (ABCB) Q3 Earnings Top Estimates

Ameris Bancorp (ABCB) delivered earnings and revenue surprises of +2.98% and -1.19%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 17d ago

Regions Financial (RF) Q3 Earnings Surpass Estimates

Regions Financial (RF) delivered earnings and revenue surprises of +8.96% and -0.37%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FCBC Bull vs. Bear Conversation Board — What's Your Call at $46.94?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FCBC 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $49.98 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is FCBC (D+ • RQD 56/100) a Buy at $46.28?

Welcome to the FCBC (First Community Bankshares Inc. (VA)) Roar Pit. Current RQD Composite is 56/100 (Roarable Sell — Weak Fundamentals / Trim) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (72.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $37.49 (-19.0%)

Spot @ $46.28

Pump the brakes on FCBC — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on FCBC, but look at what you are paying: 72.8x trailing P/E with tightening sector spreads. Unless First Community Bankshares Inc. (VA) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $58.78 (+27.0%)

Spot @ $46.28

FCBC cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on FCBC, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $46.28 (52-wk range $31.21 - $50.17), any beat on forward guidance forces shorts and underweight funds to chase.