First Capital Inc. (FCAP) Next Earnings Date & Expected ±6% Move

Per the Roarable RQD rating, FCAP scores 67 out of 100, a C+ grade, with the verdict "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are:

• Fundamental Cash Engine: 11 / 20. Per the Roarable RQD rating, this reflects ROIC of 11.9% and an FCF yield of 9.34%. These are the strongest quantitative anchors in the rating, and the FCF yield is a meaningful valuation tradeoff: a higher yield can indicate cash generation relative to market value, but the source data does not break down the drivers of that cash flow.
• Whale 13F Flow: 12 / 20. Per the Roarable RQD rating, this pillar reflects institutional accumulation and options positioning. The holders section of the source data is empty, so the underlying 13F detail cannot be verified here.
• Insider Conviction: 16 / 20. Per the Roarable RQD rating, this is the highest pillar and reflects SEC Form 4 and Congressional PTR cluster flow. The underlying transaction detail is not itemized in the source data.
• Macro Regime Fit: 15 / 20. Per the Roarable RQD rating, this reflects a beta of 1.0 and sector sensitivity, implying the stock is expected to move in line with the broad market.
• Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, this reflects an Altman Z-Score of 2.5, a Piotroski F-Score of 5/9, and a Debt/Equity ratio of 0.5.

For a prospective investor, the rating reads as a middling, balanced profile rather than a clear signal in either direction. The strongest support comes from insider flow and cash-generation metrics; the weakest is institutional flow, where the holders data is absent. The "Watch for Breakout" label suggests the rating framework sees the stock near an inflection point, but the source data does not specify the trigger levels. Valuation appears moderate on earnings multiples (P/E 13, forward P/E 12.1), while the 52-week range of $42.41 to $71 places the current price of $63.8 in the upper part of that band.

First Capital Inc. (FCAP) is a NASDAQ-listed issuer in the Financials sector, classified under the Savings Institutions industry. Per the profile, the company has a market capitalization of $0.2B. The source data does not describe its products, customer base, or revenue model. Per the SEC financials, revenue is reported as $0.0M in each period, so the source data does not support a description of how the company earns its income beyond net income and operating income figures.

Per the SEC financials, net income rose from $11.9M in FY 2024 to $16.4M in FY 2025, while FCF declined from $21.6M to $19.9M over the same span. Per the market data, gross, operating, and net margins are each reported as 0%, which is inconsistent with the non-zero operating and net income figures and cannot be reconciled from the source. Per the Roarable RQD rating, ROIC is 11.9%, the Altman Z-Score is 2.5, the Piotroski F-Score is 5/9, and Debt/Equity is 0.5. Cash and debt balances are not available in source data.

Per the recent news feed, the headlines are dominated by Q3 earnings coverage, all tagged with a YELLOW signal and MARKET WIRE impact. A Stock Titan item reports nine-month profit of $14.2 million, up from $11.5 million a year earlier, which is the most specific fundamental datapoint in the feed. A Yahoo Finance headline describes the stock as slipping after Q3 earnings strength, and a MarketBeat item notes the price crossing above its 200-day moving average. These items are headlines only; the source data does not include their full text. Per the Butterfly Supply-Chain Graph, there are no supply-chain links or proprietary signals recorded for this issuer, so no sector-specific catalyst can be traced through that channel.

Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE, with no butterfly links. Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore not available in source data. The only sector-level context provided is the Financials / Savings Institutions classification and a beta of 1.0. An investor should note that the absence of mapped links means this analysis cannot identify ripple effects from interest-rate or credit conditions in the source data.

• What are the actual revenue, cash, and debt balances, given that revenue and cash/debt fields are reported as $0.0M or N/A across all periods?
• Why do the margin fields show 0% when operating and net income are reported as non-zero?
• What drove the decline in FCF from $21.6M in FY 2024 to $19.9M in FY 2025 despite higher net income?
• What specific institutional and insider transactions underlie the whale-flow (12/20) and insider-conviction (16/20) pillar scores?
• What is the full text and context of the Q3 earnings coverage, and does it confirm the nine-month profit figure of $14.2 million?