EverQuote Inc. (Class A) (EVER) Options Positioning, Max Pain & Unusual Sweeps

$23.51 +3.11% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $23.70

EverQuote Inc. (Class A) (EVER) earns a Roarable Rating of B+ (Buy) with 80/100 RQD Confidence. High-quality cash engine (96% profit margin, 69% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ β€’ BUY Cap $803.5M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EVER Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is EVER stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, EverQuote Inc. (Class A) (NASDAQ: EVER) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 80/100 at a spot price of $23.51 (+3.11% 1D, market cap $803.5M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 19/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does EVER compare to SMWB and BMBL in the Technology sector?
β–Ό

Within the Technology sector (Computer Software: Programming Data Processing), EVER carries a Roarable B+ (80/100 RQD), trailing P/E of 8.1x, gross margin of 96.0%, and ROIC of 69.1%. By comparison, SMWB (Similarweb Ltd.) holds a D grade (46/100 RQD, P/E N/A, ROIC -35.0%, cap $804.9M) and BMBL (Bumble Inc. (Class A)) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $789.2M). Among the 5-stock peer group, EVER leads on earnings multiple (8.1x) while EVER leads on capital efficiency (69.1% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EVER?
β–Ό

Per EVER's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001640428), EverQuote Inc. (Class A) generated $692.5M in revenue (+38.5% YoY), $99.3M in net income, and $95.4M in free cash flow against $326.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (96% profit margin)β€”profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $23.70 (+0.80%)🧬 Cannibal Buyback (-3.20% YoY Shares)βš™οΈ Cash Engine: 16/20 (B+) β€’ 13.8% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 80/100 (B+) historically ranked in the Top 9% of excess returns over the next 90 days (+8.2% avg 90D alpha vs SPY β€’ 71.3% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERBUY β€’ B+
025507510080
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ Β· Rk B+
Cash (16)Whales (13)SEC (18)Macro (14)CEO (19)
Each axis scored 0–20
12M PRICE TARGET CONE+9.9% Base Target
$30 Bull$26 Base$19 Bear
πŸ“¬ FREE EVER RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for EVER)Realized 20D OHLCV Swing Band: Β±10.1%
Deterministic 5-Pillar Attribution (80/100 Composite)
πŸ” WHY EVER SCORES 80/100 (B+) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Insider Conviction & Share Dilution+19/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy β€’ Cannibal Buyback (-3.20% YoY Shares)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (23% of score)

Altman Z-Score 8.40 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 7/9

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning13/20 pts (-7 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-7 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
72
Grade B$20.11+10.4% Next Q
Q2 (-2Q)
75
Grade B+$22.20+0.7% Next Q
Q3 (-1Q)
77
Grade B+$22.36+5.1% Next Q
Current
80
Grade B+$23.51+8.2% Hist 90D Ξ±
Trajectory: B (72) β†’ B+ (80)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the EVER Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 80/100 (B+) score, EVER faces multiple-compression risk if 8.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-3.20% YoY Shares) β€” any gross margin slip below 94.7% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.29) or 200D SMA ($20.41) invalidates the momentum regime and cuts Target Base ($25.84) toward Bear Floor ($19.28).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EVERβ€’ $4.8M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œEVER Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
CALL VS. PUT WHALE SHARE
β€” (No Active Options Snapshot)
Put/Call Ratio: β€” (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
β€” (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
Β±10.1%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (EVER)

β€” (No Active Options Snapshot) β€” No unusual CBOE strike concentration anomalies recorded in the current database snapshot for EVER.

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FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

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Whale Flow & Momentum Playbook: Evaluating EVER & AI Leaders Without Chasing Tops

  • βœ“Institutional whale strikes & implied earnings move audit on EVER
  • βœ“How disciplined traders manage risk using pre-published trigger & invalidation levels
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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EVER // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +60.92%⚑ TESTING RESISTANCE
2026-11-02O $21.48H $23.51L $21.48C $23.51VOL 823.9K
RES: $23.97SUP: $13.68SMA50: $22.29SMA200: $20.41
$29.27$25.24$21.20$17.16$13.13RES $23.97SUP $13.68$23.512026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EVER Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-5.2%/yr Implied 5Y Growth

vs. +38.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EVER today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for EVER. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for EVER today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EVER)

1. Head-to-Head Technology Peer Comparison (EVER vs. SMWB, BMBL, PUBM, RXT)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, EverQuote Inc. (Class A) (EVER) ranks #13 by composite RQD confidence (80/100, grade B+) and #372 by equity capitalization ($803.5M). Within this direct 5-issuer industry benchmark cohort, EVER leads on earnings valuation at 8.1x trailing P/E, while EVER leads on capital efficiency and profitability with 69.1% ROIC and 96.0% gross margin. EVER currently leads its immediate peer cohort in composite quantitative strength at 80/100 (B+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
EVER ACTIVE
EverQuote Inc. (Class A)
B+ 80/100 8.1x 96.0% 69.1% +3.11% $803.5M Benchmark Subject
SMWB
Similarweb Ltd.
D 46/100 β€” 79.5% -35.0% -2.67% $804.9M /smwb-vs-ever β†’
BMBL
Bumble Inc. (Class A)
D 48/100 β€” 70.8% -35.0% +0.17% $789.2M /bmbl-vs-ever β†’
PUBM
PubMatic Inc. (Class A)
D+ 52/100 β€” 63.6% -11.6% -6.58% $774.8M /pubm-vs-ever β†’
RXT
Rackspace Technology Inc.
D- 39/100 β€” 18.9% -5.7% -12.37% $762.1M /rxt-vs-ever β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001640428

In its most recent audited fiscal period (FY2025, filed 2025-12-31), EverQuote Inc. (Class A) (EVER) reported GAAP revenue of $692.5M (+38.5% vs. FY2024 revenue of $500.2M , and +140.5% cumulative change since FY2023) , GAAP net income of $99.3M, operating cash flow of $95.4M, and free cash flow of $95.4M (+43.3% YoY). On the balance sheet, EVER closed FY2025 with $326.9M in total assets against $0 in total debt (Altman Z-Score: 8.40, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $692.5M $99.3M $95.4M $95.4M $326.9M β€”
FY2024 (FY) 2024-12-31 $500.2M $32.2M $66.6M $66.6M $210.5M β€”
FY2023 (FY) 2023-12-31 $287.9M -$51.3M -$2.8M -$2.8M β€” β€”

3. EVER Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EVER stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, EverQuote Inc. (Class A) (NASDAQ: EVER) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 80/100 at a spot price of $23.51 (+3.11% 1D, market cap $803.5M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 19/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

How does EVER compare to SMWB and BMBL in the Technology sector?

Within the Technology sector (Computer Software: Programming Data Processing), EVER carries a Roarable B+ (80/100 RQD), trailing P/E of 8.1x, gross margin of 96.0%, and ROIC of 69.1%. By comparison, SMWB (Similarweb Ltd.) holds a D grade (46/100 RQD, P/E N/A, ROIC -35.0%, cap $804.9M) and BMBL (Bumble Inc. (Class A)) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $789.2M). Among the 5-stock peer group, EVER leads on earnings multiple (8.1x) while EVER leads on capital efficiency (69.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EVER?

Per EVER's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001640428), EverQuote Inc. (Class A) generated $692.5M in revenue (+38.5% YoY), $99.3M in net income, and $95.4M in free cash flow against $326.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (96% profit margin)β€”profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EVER trading relative to its 50-day, 200-day, and 52-week technical levels?

EVER last traded at $23.51 (+3.11% on volume of 949,043 shares), positioning the stock +5.47% above its 50-day simple moving average ($22.29) and +15.19% above its 200-day simple moving average ($20.41). Across its 52-week range of $13.88 to $28.73, EVER sits at the 64.8% percentile with a 14-day RSI of 55.3 (BULLISH MOMENTUM) and an implied next-earnings move of Β±10.1% ($21.14 to $25.88).

EVER Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

What is EVER's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for EVER.

ROARABLE RATING BRIEF β€’ RQD 80/100 (B+) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

EVER β€” EverQuote Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:32:48Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, EVER scores 80 out of 100, grade B+, labeled "Roarable Buy β€” Very Good Cash & Smart-Money Inflow." The five pillars are:

  • Fundamental Cash Engine: 16 / 20. Per the RQD rating, this reflects ROIC of 69.1% and an FCF yield of 11.87%. For a prospective investor, these are the strongest cash-generation markers in the source data, though the pillar does not score a perfect 20.
  • Whale 13F Flow: 13 / 20. The RQD rating cites institutional accumulation and options positioning. The source data contains no 13F filings or options detail (see Analyst View), so this pillar's basis cannot be independently verified here.
  • Insider Conviction: 19 / 20. Per the RQD rating, this is the highest pillar and references SEC Form 4 and Congressional PTR cluster flow. The underlying transactions are not itemized in the source data, so the score cannot be traced to specific trades.
  • Macro Regime Fit: 14 / 20. Per the RQD rating, this reflects Beta of 1.0 and sector sensitivity. A beta of 1.0 implies market-level volatility, and this pillar is moderated by the liquidity headwind described in the Butterfly signals.
  • Forensic Balance Sheet: 18 / 20. Per the RQD rating, this reflects Altman Z of 8.4, Piotroski F of 7/9, and Debt/Equity of 0.5. These point to a financially sound balance sheet, which is the rating's most defensive attribute.

Investor implications: the rating's upside drivers are cash generation, balance-sheet strength, and insider conviction. The main valuation tradeoff is that the stock trades at a P/E (TTM) of 8.1 and forward P/E of 6.8 against an operating margin of 8.4% and a net margin of 14.3%, meaning the low multiple reflects the thin operating margin and the reported net income being larger than operating income. The macro headwind flagged in the Butterfly signals (BEARISH, severity 82) sits against an otherwise high rating, so the score reflects company-level strength more than a supportive liquidity backdrop. This is analytical context, not a recommendation.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
22.8$803.5M8.16.810.82.820%1.0$13.88 - $28.7369.1%

Business

EverQuote Inc. (Class A) is a NASDAQ-listed issuer in the Technology sector, Computer Software: Programming Data Processing industry. Per the profile, it is a publicly traded US company with a market capitalization of $0.8B. Source data does not describe its products, customers, or revenue model beyond these classifications. Per the market data, gross margin is 96%.

Recent Catalysts & News Wire Analysis

  • Share repurchase authorization: a headline reports a new share repurchase authorization (YELLOW, Market Wire, 1h ago). A later headline references a $50M share buyback program with the stock rising (GREEN, Catalyst, 12h ago).
  • Insurer spending recovery: a Seeking Alpha headline attributes further growth to insurer spending recovery (GREEN, Catalyst, 6h ago).
  • Upcoming earnings: a TradingView headline references Q3 earnings expectations (YELLOW, Market Wire, 9h ago). No Q3 results are included in the source data.
  • Stock-specific coverage: a Stocktwits item and a Globe and Mail item covering the stock are listed, with no additional detail provided.
  • Butterfly liquidity signal: the proprietary LIQUIDITY_TAILWIND signal is BEARISH with severity 82 and terminal score 29/100. Per the signal, the True Net Liquidity Index stands at $5,745.73B with a -0.64% 4-week rate of change and High-Yield OAS of +2 bps. The signal assigns EVER a 2.03x Net Liquidity beta (r = +0.20), placing it in the top decile of liquidity-sensitive equities.

Risk watch items: the bearish liquidity signal, the 2.03x liquidity elasticity, and the absence of reported EPS and debt figures in the financials.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE and no butterfly links are provided, so upstream and downstream dependencies cannot be mapped from the source data. The sector and industry classifications are Technology and Computer Software: Programming Data Processing. The only sector-level signal is the liquidity channel: per the Butterfly graph, EVER's returns show a 2.03x sensitivity to net liquidity, so a tightening in the liquidity index would be expected to weigh on the stock more than the market. A second-order bottleneck to watch is the liquidity trend itself, since the -0.64% 4-week rate of change and the BEARISH direction are the only forward-looking macro inputs in the source data.

Open Questions

  • What are EVER's reported EPS and total debt figures for each fiscal year, given that the financials list them as N/A?
  • What are the specific SEC Form 4 and Congressional PTR transactions behind the insider conviction score of 19/20?
  • What is the scale and timing of the announced share repurchase relative to the $803.5M market capitalization?
  • What drove the swing from a $-51.3M net loss in FY 2023 to $99.3M net income in FY 2025, and is the net income exceeding operating income a recurring pattern?
  • What do analysts expect for Q3 results, and how does the Q3 print relate to the bearish liquidity signal?

EVER Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for EverQuote Inc. (Class A) (EVER) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to EVER Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EVER Bull vs. Bear Conversation Board β€” What's Your Call at $23.51?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EVER 🐻 33% BEARISH CONVICTION
1. Pick Your Side on EVER:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk πŸ‚ BULLISH 🎯 Target: $26.90 (+18.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is EVER (B+ β€’ RQD 80/100) a Buy at $22.80?

Welcome to the EVER (EverQuote Inc. (Class A)) Roar Pit. Current RQD Composite is 80/100 (Roarable Buy β€” Very Good Cash & Smart-Money Inflow) in Computer Software: Programming Data Processing. Bulls point to capital efficiency (69.1% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $18.47 (-19.0%)
Spot @ $22.80

Pump the brakes on EVER β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on EVER, but look at what you are paying: 8.1x trailing P/E with 96.0% gross margins. Unless EverQuote Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $26.68 (+17.0%)
Spot @ $22.80

EVER cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on EVER, the market is fixating on short-term headline noise in Computer Software: Programming Data Processing and ignoring the balance sheet and cash flow trajectory. At $22.80 (52-wk range $13.88 - $28.73), any beat on forward guidance forces shorts and underweight funds to chase.

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