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Stock Ratings / Consumer Discretionary / DFH / earnings
LGIH (28) LEGH (68) HOV (42) CCS (52) ⌘ Pro Terminal →

Dream Finders Homes Inc. (Class A) (DFH) Next Earnings Date & Expected ±12.5% Move

$9.79 -2.49% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.73

Dream Finders Homes Inc. (Class A) (DFH) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →
ROARABLE D- • RED ALERT Cap $886.3M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on DFH Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is DFH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Dream Finders Homes Inc. (Class A) (NYSE: DFH) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $9.79 (-2.49% 1D, market cap $886.3M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 8/20. Across 1011 tracked Consumer Discretionary issuers, DFH ranks #754 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does DFH compare to LGIH and LEGH in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Homebuilding), DFH carries a Roarable D- (38/100 RQD), trailing P/E of 4.2x, gross margin of —, and ROIC of 15.3%. By comparison, LGIH (LGI Homes Inc.) holds a E grade (28/100 RQD, P/E 14.0x, ROIC 3.0%, cap $1.03B) and LEGH (Legacy Housing Corporation (TX)) posts a C+ grade (68/100 RQD, P/E 16.5x, ROIC 7.4%, cap $698.3M). Among the 5-stock peer group, DFH leads on earnings multiple (4.2x) while DFH leads on capital efficiency (15.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for DFH?
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Per DFH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001825088), Dream Finders Homes Inc. (Class A) generated $4.32B in revenue (-2.9% YoY), $217.4M in net income, and -$126.4M in free cash flow against $3.73B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $9.73 (-0.64%)🧬 Disciplined Float (+1.08% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.8% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510038
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-
Cash (11)Whales (5)SEC (10)Macro (4)CEO (8)
Each axis scored 0–20
12M PRICE TARGET CONE-9% Base Target
$23 Bull$9 Base$7 Bear
📬 FREE DFH RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for DFH)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (38/100 Composite)
🔍 WHY DFH SCORES 38/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+11/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (46.9) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
30
Grade E$9.22+4% Next Q
Q2 (-2Q)
33
Grade E$9.59+7.1% Next Q
Q3 (-1Q)
35
Grade E$10.27-4.7% Next Q
Current
38
Grade D-$9.79-7.8% Hist 90D α
Trajectory: E (30) → D- (38)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a DFH Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While DFH currently carries a cautious 38/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($11.18) and Max Pain ($10.28) forces dealer call-delta covering toward $22.63.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+1.08% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $DFH• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “DFH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 38%NO 62%Trade / Inspect Odds →
NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±12.5% Swing Band

±$1.22 Expected Swing
$8.57 (-12.5%)Spot $9.79$11.01 (+12.5%)
MODEL EARNINGS SETUP GAUGE

DFH Quantitative Pre-Earnings Setup: 38/100

Trailing EPS: $2.40 • YoY Revenue Growth: -2.9%

Model Bullish Setup (38/100)Model Risk Weight (62/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$4.32B$217.4M-$126.4M52%
FY 20242024-12-31$4.45B$340.6M-$282.0M52%
FY 20232023-12-31$3.75B$307.9M$374.2M52%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring DFH)

  • ✓Walkthrough of DFH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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DFH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -30.27%▼ DESCENDING CHANNEL
2026-11-03O $10.04H $10.04L $9.79C $9.79VOL 1.05M
RES: $13.40SUP: $5.90SMA50: $11.18SMA200: $14.62
$21.73$17.82$13.91$10.00$6.09RES $13.40SUP $5.90$9.792026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

DFH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 DFH Butterfly Map → + Track DFH →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-15.0%/yr Implied 5Y Growth

vs. -2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on DFH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for DFH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for DFH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (DFH)

Consumer Discretionary Rank #754 of 1011 ⚔️ LGIH vs DFH Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (DFH vs. LGIH, LEGH, HOV, CCS)

Industry: Homebuilding (31 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Dream Finders Homes Inc. (Class A) (DFH) ranks #754 by composite RQD confidence (38/100, grade D-) and #523 by equity capitalization ($886.3M). Within this direct 5-issuer industry benchmark cohort, DFH leads on earnings valuation at 4.2x trailing P/E, while DFH leads on capital efficiency and profitability with 15.3% ROIC and — gross margin. LEGH currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with DFH at 38/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
DFH ACTIVE
Dream Finders Homes Inc. (Class A)
D- 38/100 4.2x — 15.3% -2.49% $886.3M Benchmark Subject
LGIH
LGI Homes Inc.
E 28/100 14.0x 20.7% 3.0% +1.44% $1.03B /lgih-vs-dfh →
LEGH
Legacy Housing Corporation (TX)
C+ 68/100 16.5x — 7.4% +1.49% $698.3M /legh-vs-dfh →
HOV
Hovnanian Enterprises Inc. (Class A)
D- 42/100 — — — -2.97% $592.5M /hov-vs-dfh →
CCS
Century Communities Inc.
D+ 52/100 10.3x — 5.7% -1.81% $1.49B /ccs-vs-dfh →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001825088

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Dream Finders Homes Inc. (Class A) (DFH) reported GAAP revenue of $4.32B (-2.9% vs. FY2024 revenue of $4.45B , and +15.3% cumulative change since FY2023) , GAAP net income of $217.4M, operating cash flow of -$100.6M, and free cash flow of -$126.4M (+55.2% YoY). On the balance sheet, DFH closed FY2025 with $3.73B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $4.32B $217.4M -$100.6M -$126.4M $3.73B —
FY2024 (FY) 2024-12-31 $4.45B $340.6M -$256.6M -$282.0M $3.33B —
FY2023 (FY) 2023-12-31 $3.75B $307.9M $374.2M $374.2M — —

3. DFH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is DFH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Dream Finders Homes Inc. (Class A) (NYSE: DFH) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $9.79 (-2.49% 1D, market cap $886.3M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 8/20. Across 1011 tracked Consumer Discretionary issuers, DFH ranks #754 in composite RQD confidence.

How does DFH compare to LGIH and LEGH in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Homebuilding), DFH carries a Roarable D- (38/100 RQD), trailing P/E of 4.2x, gross margin of —, and ROIC of 15.3%. By comparison, LGIH (LGI Homes Inc.) holds a E grade (28/100 RQD, P/E 14.0x, ROIC 3.0%, cap $1.03B) and LEGH (Legacy Housing Corporation (TX)) posts a C+ grade (68/100 RQD, P/E 16.5x, ROIC 7.4%, cap $698.3M). Among the 5-stock peer group, DFH leads on earnings multiple (4.2x) while DFH leads on capital efficiency (15.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for DFH?

Per DFH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001825088), Dream Finders Homes Inc. (Class A) generated $4.32B in revenue (-2.9% YoY), $217.4M in net income, and -$126.4M in free cash flow against $3.73B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is DFH trading relative to its 50-day, 200-day, and 52-week technical levels?

DFH last traded at $9.79 (-2.49% on volume of 1,047,044 shares), positioning the stock -12.43% below its 50-day simple moving average ($11.18) and -33.04% below its 200-day simple moving average ($14.62). Across its 52-week range of $7.30 to $21.55, DFH sits at the 17.5% percentile with a 14-day RSI of 46.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($8.57 to $11.01).

DFH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is DFH's next earnings date?

Based on SEC filing cadence, Dream Finders Homes Inc. (Class A) (DFH)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is DFH stock expected to move on earnings?

Volatility modeling currently projects a ±12.5% event move for DFH, spanning a range between $8.57 and $11.01.

Direct Sub-Reports: DFH RQD Cockpit DFH 12M Forecast DFH Earnings & Move DFH Dividends & DRIP DFH Insiders & 13F DFH Whale Options DFH Profit Sankey DFH News & Why
ROARABLE RATING BRIEF • RQD 38/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

DFH — Dream Finders Homes Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:31:57Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, DFH scores 37 out of 100 with a letter grade of D-, labeled "Roarable Sell — Vulnerable Balance Sheet & Flow." Across the five pillars:

  • Fundamental Cash Engine: 11 / 20 (ROIC 15.3%; FCF yield -13.9%). Returns on invested capital are positive, but free cash flow yield is negative, indicating the business is consuming rather than generating cash on a trailing basis.
  • Whale 13F Flow: 5 / 20 (Institutional accumulation & options positioning). Institutional flow signals are weak relative to the other pillars.
  • Insider Conviction: 8 / 20 (SEC Form 4 & Congressional PTR cluster flow). Insider and congressional flow signals are below midpoint.
  • Macro Regime Fit: 3 / 20 (Beta 1.0; sector sensitivity). Beta of 1.0 means the stock moves in line with the broader market, and the score reflects limited sector-regime alignment.
  • Forensic Balance Sheet: 10 / 20 (Altman Z 2.5; Piotroski F 1/9; Debt/Equity 0.5). Piotroski F-Score of 1 out of 9 is the weakest forensic reading in the set, while Altman Z of 2.5 and Debt/Equity of 0.5 are moderate.

For a prospective investor evaluating the stock today, the rating points to a mixed picture: a positive ROIC figure and a low trailing P/E of 4.2 set against negative FCF yield, the weakest-scoring flow and macro pillars, and a Piotroski F-Score of 1. Upside drivers in the source data are limited to the ROIC reading and the low multiple; the valuation tradeoff is that a low P/E does not offset negative free cash flow and weak forensic signals. This is an analytical framing, not personalized financial advice.

Business

Dream Finders Homes Inc. (Class A) is a NYSE-listed issuer classified in the Consumer Discretionary sector and the Homebuilding industry. Per the SEC financials, the company reported revenue of $4.32B for FY 2025. Specifics on products, customers, and revenue model are —

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts section, the feed contains six items, all tagged to DFH:

  • RISK WATCH (RED): A GuruFocus item reporting a 16% share drop amid a short report.
  • CATALYST (GREEN): A Seeking Alpha item reporting a 14% surge amid a rebound from a steep slide.
  • MARKET WIRE (YELLOW): Four items from Hunterbrook, Yahoo! Finance Canada, Substack, and StockInvest.us, covering market action and positioning.

Per the Butterfly Supply-Chain Graph, the supply chain is recorded as "NONE," with no butterfly links and no proprietary signals.

Analyst View & Smart Money Ownership

Analyst data: —

Holders (13F, Form 4, Congressional trades): —

Open Questions

  • What are the components of FY 2025 operating income, given it is reported as — in the financials?
  • What is the reported debt balance, given debt is listed as N/A for every period?
  • What drove the FCF swing from $374.2M in FY 2023 to negative values in FY 2024 and FY 2025?
  • What is the content of the Hunterbrook and GuruFocus short-report items that drive the red and yellow signals?
  • What are the EPS figures for the reported fiscal years, given EPS is N/A in the financials?

DFH Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Dream Finders Homes Inc. (Class A) (DFH) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to DFH Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

DFH Bull vs. Bear Conversation Board — What's Your Call at $9.79?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON DFH 🐻 67% BEARISH CONVICTION
1. Pick Your Side on DFH:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $8.84 (-12.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is DFH (D- • RQD 37/100) a Buy at $10.04?

Welcome to the DFH (Dream Finders Homes Inc. (Class A)) Roar Pit. Current RQD Composite is 37/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Homebuilding. Bulls point to capital efficiency (15.3% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $8.33 (-17.0%)
Spot @ $10.04

Pump the brakes on DFH — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on DFH, but look at what you are paying: 4.2x trailing P/E with tightening sector spreads. Unless Dream Finders Homes Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $11.55 (+15.0%)
Spot @ $10.04

DFH cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on DFH, the market is fixating on short-term headline noise in Homebuilding and ignoring the balance sheet and cash flow trajectory. At $10.04 (52-wk range $7.30 - $21.55), any beat on forward guidance forces shorts and underweight funds to chase.

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