ROARABLE
FREE $100K
Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / CHMI / dividends
ACR (43) SUNS (33) BHR (40) RPT (24) ⌘ Pro Terminal →

Cherry Hill Mortgage Investment Corporation (CHMI) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.65 +1.92% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.65

Cherry Hill Mortgage Investment Corporation (CHMI) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $96.1M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CHMI Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CHMI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Cherry Hill Mortgage Investment Corporation (NYSE: CHMI) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $2.65 (+1.92% 1D, market cap $96.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, CHMI ranks #495 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CHMI compare to ACR and SUNS in the Financials sector?
▼

Within the Financials sector (Real Estate Investment Trusts), CHMI carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ACR (ACRES Commercial Realty Corp.) holds a D- grade (43/100 RQD, P/E N/A, ROIC 6.6%, cap $96.4M) and SUNS (Sunrise Realty Trust Inc.) posts a E grade (33/100 RQD, P/E 7.3x, ROIC 6.7%, cap $89.3M). Among the 5-stock peer group, SUNS leads on earnings multiple (7.3x) while BHR leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CHMI?
▼

Per CHMI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001571776), Cherry Hill Mortgage Investment Corporation generated $647.0M in revenue (+3.3% YoY), $0 in net income, and $19.1M in free cash flow against $1.54B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.65 (+0.16%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 3% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510057
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (14)Whales (8)SEC (10)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-0.4% Base Target
$3 Bull$3 Base$2 Bear
📬 FREE CHMI RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CHMI)Realized 20D OHLCV Swing Band: ±5.4%
Deterministic 5-Pillar Attribution (57/100 Composite)
🔍 WHY CHMI SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+14/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 3% FCF Margin ($19.1M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (23% of score)

FRED Regime × Technicals: 59% of 52W Range • RSI-14 at 49 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
49
Grade D$2.54-2% Next Q
Q2 (-2Q)
52
Grade C-$2.49+3.2% Next Q
Q3 (-1Q)
54
Grade C-$2.57+3.1% Next Q
Current
57
Grade D+$2.65-0.2% Hist 90D α
Trajectory: D (49) → D+ (57)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CHMI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, CHMI faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($2.72) or 200D SMA ($2.59) invalidates the momentum regime and cuts Target Base ($2.64) toward Bear Floor ($2.06).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CHMI• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CHMI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 57%NO 43%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr
$10.7K
Yr 1
$11.4K
Yr 2
$12.2K
Yr 3
$13.0K
Yr 4
$13.9K
Yr 5
$14.8K
Yr 6
$15.8K
Yr 7
$16.9K
Yr 8
$18.1K
Yr 9
$19.3K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CHMI)

  • ✓Walkthrough of CHMI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
CHMI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.15%▲ ASCENDING CHANNEL
2026-11-03O $2.64H $2.65L $2.60C $2.65VOL 215.1K
RES: $2.74SUP: $2.50SMA50: $2.72SMA200: $2.59
$3.03$2.81$2.59$2.37$2.15RES $2.74SUP $2.50$2.652026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CHMI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CHMI Butterfly Map → + Track CHMI →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +3.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CHMI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CHMI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CHMI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CHMI)

Financials Rank #495 of 1097 ⚔️ ACR vs CHMI Full Matrix →

1. Head-to-Head Financials Peer Comparison (CHMI vs. ACR, SUNS, BHR, RPT)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Cherry Hill Mortgage Investment Corporation (CHMI) ranks #495 by composite RQD confidence (57/100, grade D+) and #965 by equity capitalization ($96.1M). Within this direct 5-issuer industry benchmark cohort, SUNS leads on earnings valuation at 7.3x trailing P/E, while BHR leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CHMI currently leads its immediate peer cohort in composite quantitative strength at 57/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CHMI ACTIVE
Cherry Hill Mortgage Investment Corporation
D+ 57/100 — — — +1.92% $96.1M Benchmark Subject
ACR
ACRES Commercial Realty Corp.
D- 43/100 — — 6.6% +6.52% $96.4M /acr-vs-chmi →
SUNS
Sunrise Realty Trust Inc.
E 33/100 7.3x — 6.7% +0.61% $89.3M /suns-vs-chmi →
BHR
Braemar Hotels & Resorts Inc.
D- 40/100 — — 85.0% +10.00% $89.3M /bhr-vs-chmi →
RPT
Rithm Property Trust Inc.
E 24/100 — — -0.9% +0.28% $84.8M /rpt-vs-chmi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001571776 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Cherry Hill Mortgage Investment Corporation (CHMI) reported GAAP revenue of $647.0M (+3.3% vs. FY2024 revenue of $626.3M ) , GAAP net income of $0, operating cash flow of $19.1M, and free cash flow of $19.1M (+507.1% YoY). On the balance sheet, CHMI closed FY2025 with $1.54B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $647.0M $0 $19.1M $19.1M $1.54B —
FY2024 (FY) 2024-12-31 $626.3M $0 -$4.7M -$4.7M $1.49B —

3. CHMI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CHMI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Cherry Hill Mortgage Investment Corporation (NYSE: CHMI) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $2.65 (+1.92% 1D, market cap $96.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, CHMI ranks #495 in composite RQD confidence.

How does CHMI compare to ACR and SUNS in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), CHMI carries a Roarable D+ (57/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ACR (ACRES Commercial Realty Corp.) holds a D- grade (43/100 RQD, P/E N/A, ROIC 6.6%, cap $96.4M) and SUNS (Sunrise Realty Trust Inc.) posts a E grade (33/100 RQD, P/E 7.3x, ROIC 6.7%, cap $89.3M). Among the 5-stock peer group, SUNS leads on earnings multiple (7.3x) while BHR leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CHMI?

Per CHMI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001571776), Cherry Hill Mortgage Investment Corporation generated $647.0M in revenue (+3.3% YoY), $0 in net income, and $19.1M in free cash flow against $1.54B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CHMI trading relative to its 50-day, 200-day, and 52-week technical levels?

CHMI last traded at $2.65 (+1.92% on volume of 205,336 shares), positioning the stock -2.57% below its 50-day simple moving average ($2.72) and +2.32% above its 200-day simple moving average ($2.59). Across its 52-week range of $2.17 to $2.98, CHMI sits at the 59.3% percentile with a 14-day RSI of 49.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.4% ($2.51 to $2.79).

Direct Sub-Reports: CHMI RQD Cockpit CHMI 12M Forecast CHMI Earnings & Move CHMI Dividends & DRIP CHMI Insiders & 13F CHMI Whale Options CHMI Profit Sankey CHMI News & Why
ROARABLE RATING BRIEF • RQD 57/100 (D+) ✓ SEC XBRL & RQD VERIFIED

CHMI — Cherry Hill Mortgage Investment Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Cherry Hill Mortgage Investment Corporation (CHMI) earns a live Roarable RQD composite score of 57/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $2.65 (+1.92% 1D, market capitalization $96.1M).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of 19.58%.
  • Whale 13F & Options Flow (8/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 2/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Cherry Hill Mortgage Investment Corporation is a NYSE-listed issuer classified under the Financials sector and the Real Estate Investment Trusts industry..1B. — describes its products, customers, or revenue model beyond the sector and industry classification.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Cherry Hill Mortgage Investment Corporation (CHMI) reported $647.0M in annual revenue (up from $626.3M in FY2024, +3.3% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2024 ($626.3M revenue, $0 net income) through FY2025, CHMI scaled operating cash flow to $19.1M and free cash flow to $19.1M, backed by $1.54B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D+ • RQD 57/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of 19.58% and institutional whale pillar of 8/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $2.17 – $2.98 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Real Estate Investment Trusts (Financials), CHMI carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can CHMI sustain or expand its — operating margin and — ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $647.0M and free cash flow of $19.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is CHMI's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

CHMI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Cherry Hill Mortgage Investment Corporation (CHMI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CHMI Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CHMI Bull vs. Bear Conversation Board — What's Your Call at $2.65?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CHMI 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CHMI:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $3.33 (+28.1%)
📌 Pinned Debate

Free cash flow turned positive to $19.1M in FY 2025, implying a 19.58% FCF yield on a $97.5M market cap.

Picked up a starter position in CHMI in my $100K Virtual Cash book at $2.60. Free cash flow turned positive to $19.1M in FY 2025, implying a 19.58% FCF yield on a $97.5M market cap.. Trading inside a $2.17–$2.98 52-week range with 19.58% FCF yield gives solid downside support if Real Estate Investment Trusts multiples expand this quarter.

VolSurface_Trader 🐂 BULL

@MeanReversion_88 Shorting a 8/20 institutional whale-flow stock at $2.60 is dangerous when funds are rotating into Financials.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $2.05 (-21.2%)
Spot @ $2.60

Reported ROIC is 0%, Piotroski F-Score is 2 of 9, and the Q3 earnings-lag headline signals estimate misses.

Reported ROIC is 0%, Piotroski F-Score is 2 of 9, and the Q3 earnings-lag headline signals estimate misses.. Look at the math on CHMI: paying current EV/EBITDA multiples for 0.0% ROIC and 0.0% operating margins leaves zero margin of safety if Real Estate Investment Trusts demand softens. I'd wait for a retest of $2.29 before getting long.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $202.06 -1.26% AAPL $338.32 -1.83% MSFT $507.12 -2.83% TSLA $403.82 +1.00% PLTR $178.34 -3.13% SOFI $16.60 -0.95% IBIT $43.35 -5.42% GLD $361.65 -3.59%