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Stock Ratings / Financials / CB / forecast
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Chubb Limited (CB) 12-Month Stock Forecast & Price Target Cone

$364.12 +0.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $365.33

Chubb Limited (CB) earns a Roarable Rating of B+ (Buy) with 76/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 76/100 (B+) historically ranked in the Top 11% of excess returns over the next 90 days (+7.6% avg 90D alpha vs SPY • 70.0% hit rate) →
ROARABLE B+ • BUY Cap $138.42B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CB Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Chubb Limited (NYSE: CB) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $364.12 (+0.51% 1D, market cap $138.42B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, CB ranks #25 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CB compare to PGR and TRV in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), CB carries a Roarable B+ (76/100 RQD), trailing P/E of 13.4x, gross margin of —, and ROIC of 8.1%. By comparison, PGR (Progressive Corporation) holds a A- grade (83/100 RQD, P/E 11.8x, ROIC 20.0%, cap $133.82B) and TRV (The Travelers Companies Inc.) posts a B+ grade (77/100 RQD, P/E 13.0x, ROIC 9.7%, cap $81.62B). Among the 5-stock peer group, ALL leads on earnings multiple (6.4x) while PGR leads on capital efficiency (20.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CB?
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Per CB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000896159), Chubb Limited generated $59.40B in revenue (+6.5% YoY), $10.31B in net income, and $10.14B in free cash flow against $272.33B in total assets and $86.65B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $365.32 (+0.33%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 17.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 76/100 (B+) historically ranked in the Top 11% of excess returns over the next 90 days (+7.6% avg 90D alpha vs SPY • 70.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B+
025507510076
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk B
Cash (11)Whales (18)SEC (15)Macro (15)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+8.1% Base Target
$464 Bull$394 Base$299 Bear
📬 FREE CB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CB)Realized 20D OHLCV Swing Band: ±3.7%
Deterministic 5-Pillar Attribution (76/100 Composite)
🔍 WHY CB SCORES 76/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+18/20 pts (24% of score)

20D Institutional Volume Accumulation (±3.7% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality11/20 pts (-9 pt drag)

Capital intensity & 20.5% operating margin leave 9 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
68
Grade B-$346.16+3.3% Next Q
Q2 (-2Q)
71
Grade B$357.75-0.4% Next Q
Q3 (-1Q)
73
Grade B$356.25+2.2% Next Q
Current
76
Grade B+$364.12+7.6% Hist 90D α
Trajectory: B- (68) → B+ (76)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 76/100 (B+) score, CB faces multiple-compression risk if 13.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($344.08) or 200D SMA ($334.63) invalidates the momentum regime and cuts Target Base ($393.61) toward Bear Floor ($298.58).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 76%NO 24%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your CB Position Size: $10,000

Shares at $364.12: 27.5 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $298.58
$8,200
$-1,800 (-18.0%)
12M Consensus BaseTarget $393.61
$10,810
+$810 (+8.1%)
12M Bull Case BreakoutTarget $464.46
$12,756
+$2,756 (+27.6%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (43 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 32● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskOUTPERFORM$40974%A
Goldman SachsSector Coverage LeadSTRONG BUY$43769%B
JP MorganUS Large-Cap ResearchHOLD$34658%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (CB Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
CB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.00%📐 HORIZONTAL RANGE
2026-11-02O $355.5H $364.1L $355.5C $364.1VOL 1.87M
RES: $370.0SUP: $321.2SMA50: $344.1SMA200: $334.6
$373.8$353.9$334.0$314.1$294.3RES $370.0SUP $321.2$364.12026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CB Butterfly Map → + Track CB →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
4.8%/yr Implied 5Y Growth

vs. +6.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CB)

Financials Rank #25 of 1096 ⚔️ PGR vs CB Full Matrix →

1. Head-to-Head Financials Peer Comparison (CB vs. PGR, TRV, ALL, AIG)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Chubb Limited (CB) ranks #25 by composite RQD confidence (76/100, grade B+) and #21 by equity capitalization ($138.42B). Within this direct 5-issuer industry benchmark cohort, ALL leads on earnings valuation at 6.4x trailing P/E, while PGR leads on capital efficiency and profitability with 20.0% ROIC and — gross margin. PGR currently holds the highest overall quantitative score in the immediate peer group at 83/100 (A-) compared with CB at 76/100 (B+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CB ACTIVE
Chubb Limited
B+ 76/100 13.4x — 8.1% +0.51% $138.42B Benchmark Subject
PGR
Progressive Corporation
A- 83/100 11.8x — 20.0% +0.48% $133.82B /pgr-vs-cb →
TRV
The Travelers Companies Inc.
B+ 77/100 13.0x — 9.7% -0.51% $81.62B /trv-vs-cb →
ALL
Allstate Corporation
B+ 78/100 6.4x — 18.2% +1.54% $64.71B /all-vs-cb →
AIG
American International Group Inc.
C+ 68/100 13.8x — 4.1% +0.56% $42.58B /aig-vs-cb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000896159

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Chubb Limited (CB) reported GAAP revenue of $59.40B (+6.5% vs. FY2024 revenue of $55.75B , and +19.4% cumulative change since FY2023) , GAAP net income of $10.31B, operating cash flow of $12.82B, and free cash flow of $10.14B (-25.8% YoY). On the balance sheet, CB closed FY2025 with $272.33B in total assets against $86.65B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $59.40B $10.31B $12.82B $10.14B $272.33B $86.65B
FY2024 (FY) 2024-12-31 $55.75B $9.27B $16.18B $13.67B $246.55B $80.17B
FY2023 (FY) 2023-12-31 $49.73B $9.03B $12.63B $10.39B $76.13B $17.81B

3. CB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Chubb Limited (NYSE: CB) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $364.12 (+0.51% 1D, market cap $138.42B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, CB ranks #25 in composite RQD confidence.

How does CB compare to PGR and TRV in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), CB carries a Roarable B+ (76/100 RQD), trailing P/E of 13.4x, gross margin of —, and ROIC of 8.1%. By comparison, PGR (Progressive Corporation) holds a A- grade (83/100 RQD, P/E 11.8x, ROIC 20.0%, cap $133.82B) and TRV (The Travelers Companies Inc.) posts a B+ grade (77/100 RQD, P/E 13.0x, ROIC 9.7%, cap $81.62B). Among the 5-stock peer group, ALL leads on earnings multiple (6.4x) while PGR leads on capital efficiency (20.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CB?

Per CB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000896159), Chubb Limited generated $59.40B in revenue (+6.5% YoY), $10.31B in net income, and $10.14B in free cash flow against $272.33B in total assets and $86.65B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CB trading relative to its 50-day, 200-day, and 52-week technical levels?

CB last traded at $364.12 (+0.51% on volume of 1,630,114 shares), positioning the stock +5.82% above its 50-day simple moving average ($344.08) and +8.81% above its 200-day simple moving average ($334.63). Across its 52-week range of $273.35 to $369.00, CB sits at the 94.9% percentile with a 14-day RSI of 63.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.7% ($350.65 to $377.59).

CB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CB's 12-month stock price target?

Chubb Limited (CB) carries a 12-month consensus base price target of $393.61 (+8.1% from $364.12), with a bull-case target of $464.46 and a bear-case floor of $298.58.

Is CB stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates CB B+ (Buy — BUY) with an RQD Confidence score of 76/100.

Direct Sub-Reports: CB RQD Cockpit CB 12M Forecast CB Earnings & Move CB Dividends & DRIP CB Insiders & 13F CB Whale Options CB Profit Sankey CB News & Why
ROARABLE RATING BRIEF • RQD 76/100 (B+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

CB — Chubb Limited: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:09:22Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, CB scores 76 out of 100 with a letter grade of B+, labeled "Roarable Buy — Very Good Cash & Smart-Money Inflow." The five pillars are:

  • Fundamental Cash Engine: 11 / 20. Per the RQD rating, this pillar reflects ROIC of 8.1% and an FCF yield of 7.33%. This is the lowest-scoring pillar, suggesting that cash generation relative to invested capital is moderate rather than exceptional.
  • Whale 13F Flow: 18 / 20. Per the RQD rating, this reflects institutional accumulation and options positioning. It is the highest-scoring pillar. Holder-level detail is not available in the source data.
  • Insider Conviction: 17 / 20. Per the RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow. Transaction-level detail is not available in the source data.
  • Macro Regime Fit: 15 / 20. Per the RQD rating, this reflects a beta of 0.93 and sector sensitivity, indicating price movement that has historically tracked the broader market slightly less than one-for-one.
  • Forensic Balance Sheet: 15 / 20. Per the RQD rating, this reflects an Altman Z-Score of 2.5, a Piotroski F-Score of 8/9, and a Debt/Equity ratio of 0.5.

For a prospective investor evaluating the stock today, the profile is one of strong institutional and insider signal strength paired with moderate cash-return metrics. The valuation tradeoff is that the stock trades at a trailing P/E of 13.4 and a forward P/E of 12.5 per the market data, which is a relatively modest multiple, but the FCF yield of 7.33% is the figure to weigh against it. Upside drivers in the source data include the flow-related pillars; the principal constraint is the cash-engine pillar. The rating is a structured summary of the source data and does not constitute personalized financial advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
$362.28$138.42B13.412.512.626.981.09%0.93$273.35 - $3698.1%

Business

Chubb Limited (CB) is a NYSE-listed issuer in the Financials sector, within the Property-Casualty Insurers industry. Per the profile, it has a market capitalization of $138.4B. Additional detail on specific products, customer segments, and revenue mix is not available in source data.

Recent Catalysts & News Wire Analysis

Per the news feed, the most recent items are headlines from multiple outlets covering CB market action and positioning. A TradingView item is tagged as a GREEN catalyst and frames a Q3 earnings-beat question. A Seeking Alpha item is headlined as Q3 earnings topping consensus with net premiums written growing. Other items are tagged YELLOW as market-wire coverage, including a headline noting a 22% one-year stock rise and a Seeking Alpha piece on Q3 valuation. Article body text is not available in source data, so specific figures from these reports cannot be verified here. Per the Butterfly Supply-Chain Graph, there are no supply-chain links and no proprietary signals recorded.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, supply chain status is NONE and no butterfly links are recorded. Upstream and downstream dependency detail is not available in source data. Sector correlation data is not available in source data. Second-order bottleneck analysis is not available in source data.

Open Questions

  • What are the company's reported EPS, cash balance, and gross profit figures, given that these fields are N/A or 0% in the source data?
  • What drove the increase in reported debt from $17814.6M in FY 2023 to $86646.6M in FY 2025, and is that change reflected in the 0.5 Debt/Equity figure?
  • What do the Q3 earnings reports cited in the news feed actually show, since article bodies are not included?
  • Who are the institutional and insider holders, and what are the sizes and directions of their positions?
  • What analyst consensus, price targets, and rating distribution exist for CB?

CB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Chubb Limited (CB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CB Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CB Bull vs. Bear Conversation Board — What's Your Call at $364.12?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CB 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CB:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $427.49 (+18.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is CB (B+ • RQD 76/100) a Buy at $362.28?

Welcome to the CB (Chubb Limited) Roar Pit. Current RQD Composite is 76/100 (Roarable Buy — Very Good Cash & Smart-Money Inflow) in Property-Casualty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

BE BearTrap_Alert Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $293.45 (-19.0%)
Spot @ $362.28

Pump the brakes on CB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on CB, but look at what you are paying: 13.4x trailing P/E with tightening sector spreads. Unless Chubb Limited expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $423.87 (+17.0%)
Spot @ $362.28

CB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on CB, the market is fixating on short-term headline noise in Property-Casualty Insurers and ignoring the balance sheet and cash flow trajectory. At $362.28 (52-wk range $273.35 - $369.00), any beat on forward guidance forces shorts and underweight funds to chase.

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