Arthur J. Gallagher & Co. (AJG) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, Arthur J. Gallagher & Co. (NYSE: AJG) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $276.07 (+2.93% 1D, market cap $68.74B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, AJG ranks #142 in composite RQD confidence.
Within the Financials sector (Specialty Insurers), AJG carries a Roarable C+ (69/100 RQD), trailing P/E of 46.0x, gross margin of —, and ROIC of 5.3%. By comparison, AON (Aon plc (Ireland) (Class A)) holds a C+ grade (68/100 RQD, P/E 18.5x, ROIC 15.0%, cap $68.24B) and MRSH (Marsh) posts a B+ grade (80/100 RQD, P/E 22.5x, ROIC 10.6%, cap $93.69B). Among the 5-stock peer group, AON leads on earnings multiple (18.5x) while WTW leads on capital efficiency (16.6% ROIC).
Per AJG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000354190), Arthur J. Gallagher & Co. generated $13.94B in revenue (+20.7% YoY), $1.49B in net income, and $1.30B in free cash flow against $70.67B in total assets and $12.10B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Priced at 46x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±5.7% realized swing band)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9
Disciplined Float (+0.24% YoY Shares) & executive Form 4 sales trim 9 pts from alignment
Even with a 69/100 (C+) score, AJG faces multiple-compression risk if 46.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Priced at 46x earnings—high expectations leave less room for a lukewarm quarter.
Dilution & Margin Drag: Disciplined Float (+0.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($248.38) or 200D SMA ($232.16) invalidates the momentum regime and cuts Target Base ($289.74) toward Bear Floor ($226.00).
Arthur J. Gallagher & Co. (AJG) surged +2.93% to $276.07, trading at 98% of its 52-week range ($190.75 – $277.45). Solid steady margins (5% return on capital), mixed timing at 46x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
StockInvest.us report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Arthur J. Gallagher’s Q3 results were shaped by continued revenue growth and stable non-GAAP profitability, though sales came in slightly below Wall Street’s expectations. Management attributed performance to strong new
Brown & Brown's organic growth slowed to 1.2% in Q3 2026. Can its AI-powered COMPASS platform boost efficiency, uncover sales opportunities and drive growth?
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +20.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on AJG today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for AJG. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Arthur J. Gallagher & Co. (AJG) ranks #142 by composite RQD confidence (69/100, grade C+) and #52 by equity capitalization ($68.74B). Within this direct 5-issuer industry benchmark cohort, AON leads on earnings valuation at 18.5x trailing P/E, while WTW leads on capital efficiency and profitability with 16.6% ROIC and — gross margin. MRSH currently holds the highest overall quantitative score in the immediate peer group at 80/100 (B+) compared with AJG at 69/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| AJG
ACTIVE
Arthur J. Gallagher & Co. | C+ | 69/100 | 46.0x | — | 5.3% | +2.93% | $68.74B | Benchmark Subject |
| AON Aon plc (Ireland) (Class A) | C+ | 68/100 | 18.5x | — | 15.0% | +0.01% | $68.24B | /aon-vs-ajg → |
| MRSH Marsh | B+ | 80/100 | 22.5x | — | 10.6% | +1.82% | $93.69B | /mrsh-vs-ajg → |
| WTW Willis Towers Watson Public Limited Company | B | 74/100 | 18.6x | — | 16.6% | +1.15% | $29.79B | /wtw-vs-ajg → |
| BRO Brown & Brown Inc. | B | 72/100 | 21.3x | — | 4.7% | +2.83% | $22.50B | /bro-vs-ajg → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Arthur J. Gallagher & Co. (AJG) reported GAAP revenue of $13.94B (+20.7% vs. FY2024 revenue of $11.55B , and +38.4% cumulative change since FY2023) , GAAP net income of $1.49B, operating cash flow of $1.93B, and free cash flow of $1.30B (-36.9% YoY). On the balance sheet, AJG closed FY2025 with $70.67B in total assets against $12.10B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 9/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $13.94B | $1.49B | $1.93B | $1.30B | $70.67B | $12.10B |
| FY2024 (FY) | 2024-12-31 | $11.55B | $1.46B | $2.58B | $2.06B | $64.25B | $12.73B |
| FY2023 (FY) | 2023-12-31 | $10.07B | $970.0M | $2.03B | $1.58B | $37.81B | $8.85B |
As of 2026-11-02, Arthur J. Gallagher & Co. (NYSE: AJG) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $276.07 (+2.93% 1D, market cap $68.74B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, AJG ranks #142 in composite RQD confidence.
Within the Financials sector (Specialty Insurers), AJG carries a Roarable C+ (69/100 RQD), trailing P/E of 46.0x, gross margin of —, and ROIC of 5.3%. By comparison, AON (Aon plc (Ireland) (Class A)) holds a C+ grade (68/100 RQD, P/E 18.5x, ROIC 15.0%, cap $68.24B) and MRSH (Marsh) posts a B+ grade (80/100 RQD, P/E 22.5x, ROIC 10.6%, cap $93.69B). Among the 5-stock peer group, AON leads on earnings multiple (18.5x) while WTW leads on capital efficiency (16.6% ROIC).
Per AJG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000354190), Arthur J. Gallagher & Co. generated $13.94B in revenue (+20.7% YoY), $1.49B in net income, and $1.30B in free cash flow against $70.67B in total assets and $12.10B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Priced at 46x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
AJG last traded at $276.07 (+2.93% on volume of 3,191,365 shares), positioning the stock +11.15% above its 50-day simple moving average ($248.38) and +18.91% above its 200-day simple moving average ($232.16). Across its 52-week range of $190.75 to $277.45, AJG sits at the 98.4% percentile with a 14-day RSI of 61.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.7% ($260.33 to $291.81).
Why AJG Stock surged +2.93% Today — RQD Quant Desk Flash. Solid steady margins (5% return on capital), mixed timing at 46x P/E—hold if owned, no rush to chase.
Per the Roarable RQD rating, AJG scores 69 out of 100 (letter grade C+; verdict "Roarable Hold — Upper Neutral / Watch for Breakout"). The five pillars are: Fundamental Cash Engine 11/20 (ROIC 5.3%; FCF yield 1.89%); Whale 13F Flow 18/20 (institutional accumulation and options positioning); Insider Conviction 11/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit 14/20 (Beta 1; sector sensitivity); and Forensic Balance Sheet 15/20 (Altman Z 2.5; Piotroski F 9/9; Debt/Equity 0.5).
For a prospective investor, the pattern is mixed. The strongest pillar is institutional flow, which is the largest contributor to the score. The weakest contributions come from the cash-generation and insider-conviction pillars, where the cited returns and flow data are modest. The forensic balance-sheet pillar supports the case for financial stability, while the Macro Regime Fit pillar reflects a beta of 1, meaning the stock is in line with overall market volatility as reported in the source data. Per the market data, valuation is elevated: trailing P/E of 46, forward P/E of 38.6, and EV/EBITDA of 30.7 imply that much of the expected performance is already reflected in the price. The verdict's "Watch for Breakout" language signals that the rating is neutral and contingent on future confirmation rather than an endorsement of the current price.
Per the recent news wire, six items reference AJG: a Yahoo Finance piece on Q2 earnings relative to insurance brokers (YELLOW, market wire); a GuruFocus report on a 5.5% share surge (GREEN, catalyst); a StockInvest.us price forecast (YELLOW, market wire); a Globe and Mail analyst-insights piece (YELLOW, market wire); a TradingView preview of the earnings season (YELLOW, market wire); and a Benzinga ten-year return piece (YELLOW, market wire). The GREEN-flagged GuruFocus item is the only catalyst-tagged entry; the remaining items are classified as market wire. Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are recorded. The surge reference is a headline-level observation; the source data does not provide the underlying drivers.
Per the Butterfly Supply-Chain Graph, supply chain status is NONE, with no butterfly links and no proprietary signals. Not available in source data for upstream or downstream dependencies, sector correlations, or second-order bottlenecks.
Real-time company headlines, analyst actions, and sector developments for Arthur J. Gallagher & Co. (AJG) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
StockInvest.us report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Arthur J. Gallagher & Co. (AJG) market action, institutional positioning, and fundamental catalysts.
Welcome to the AJG (Arthur J. Gallagher & Co.) Roar Pit. Current RQD Composite is 69/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Specialty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (46.0x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on AJG, but look at what you are paying: 46.0x trailing P/E with tightening sector spreads. Unless Arthur J. Gallagher & Co. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on AJG, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $268.20 (52-wk range $190.75 - $277.45), any beat on forward guidance forces shorts and underweight funds to chase.
To protect compute speed and zero-delay Cboe BZX data quality for active members, our current $9.95/month Roarable Pro cohort is 100% full. Join the priority waiting list below and we will notify you the moment the next batch of Pro accounts opens (and lock in your $9.95/mo rate).
Link your personal ChatGPT, Claude Desktop, or Cursor via Roarable's Model Context Protocol (`mcp.roarable.com`) to query all 5,289 stocks, inspect Butterfly supply chains, and trade your `$100K Arena` account.
Interrogate SEC 10-K/10-Q filings on demand and ask custom ticker, valuation, or short-thesis questions directly to any of our 8 specialized AI Quant Analysts.
Command our AI agents to sort and sift 5,289 stocks by custom formulas, follow multi-indicator technical & cash-flow setups, and send you instant Email/SMS breakout & downgrade alerts.
Unlock sub-second Cboe BZX streaming quotes, pre-market/after-hours delta scanners, instant SEC Form 4 insider cluster alerts, and unlimited portfolio stress-testing.
All 8 Roarable Analysts (Mara Quenwick, Devon Kess, Gideon Vane, Eliott Vance, Sorel Thorne, Corin Hale, Tessa Rane, and Felix Orven) are proprietary AI Quant Analysts and automated algorithmic specialists — not human financial advisors, fiduciaries, or registered broker-dealers. While one-to-many daily stock ratings and briefings are free, custom 1-on-1 Q&A, custom AI sifting/indicator alert agents, and personal ChatGPT/Claude MCP connections consume dedicated per-user compute and require a $9.95/month Roarable Pro membership. All AI outputs are for educational and research purposes only and never constitute individualized investment advice.
Enter your Google email below for instant 1-step account activation, daily A–E stock rating alerts, and immediate access to your $100,000.00 Virtual Cash Arena account (100% free — no credit card required).