ROARABLE
Today ⌘ Pro Terminal Big Ideas 🎲 Predictions Screener 🦋 Butterfly 8 Analysts 🏛️ Policy 🎬 Video ★ Watchlist 🎲 Prediction Markets 📊 RQD Track Record 📅 Next Catalysts 🛡️ Overlap & Crash X-Ray 📰 Live Wire 🐋 13F Whales 🏛️ Congress & CEO Buys 🏆 $100K Arena ⌘ Pro Terminal 📐 Methodology & Corrections
Stock Ratings / Real Estate / AFYA / earnings
PXED (45) APEI (66) LINC (45) UTI (63) ⌘ Pro Terminal →

Afya Limited (Class A) (AFYA) Next Earnings Date & Expected ±10.1% Move

$10.45 +2.75% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.48

Afya Limited (Class A) (AFYA) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →
ROARABLE D • SELL / AVOID Cap $953.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on AFYA Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is AFYA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, Afya Limited (Class A) (NASDAQ: AFYA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $10.45 (+2.75% 1D, market cap $953.2M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 51 tracked Real Estate issuers, AFYA ranks #27 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does AFYA compare to PXED and APEI in the Real Estate sector?
▼

Within the Real Estate sector (Other Consumer Services), AFYA carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PXED (Phoenix Education Partners Inc.) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $896.5M) and APEI (American Public Education Inc.) posts a C+ grade (66/100 RQD, P/E 25.7x, ROIC 17.6%, cap $810.8M). Among the 5-stock peer group, UTI leads on earnings multiple (20.6x) while UTI leads on capital efficiency (19.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for AFYA?
▼

For Afya Limited (Class A) (AFYA), key quantitative strengths include Established market leader in Real Estate with deep daily trading liquidity. and sector rank #27 in Real Estate, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $10.48 (+0.30%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510046
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+
Cash (12)Whales (3)SEC (13)Macro (9)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5.4% Base Target
$17 Bull$10 Base$8 Bear
📬 FREE AFYA RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AFYA)Realized 20D OHLCV Swing Band: ±10.1%
Deterministic 5-Pillar Attribution (46/100 Composite)
🔍 WHY AFYA SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (26% of score)

SEC XBRL Trailing 12 Months: 0.7% FCF Margin ($26.7M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$14.85+0.6% Next Q
Q2 (-2Q)
51
Grade C-$14.94-28.8% Next Q
Q3 (-1Q)
49
Grade D$10.64-1.8% Next Q
Current
46
Grade D$10.45-6.1% Hist 90D α
Trajectory: C- (54) → D (46)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AFYA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AFYA currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($13.54) and Max Pain ($10.97) forces dealer call-delta covering toward $16.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AFYA• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “AFYA Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 46%NO 54%Trade / Inspect Odds →
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±10.1% Swing Band

±$1.06 Expected Swing
$9.39 (-10.1%)Spot $10.45$11.51 (+10.1%)
MODEL EARNINGS SETUP GAUGE

AFYA Quantitative Pre-Earnings Setup: 46/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (46/100)Model Risk Weight (54/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AFYA)

  • ✓Walkthrough of AFYA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
AFYA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -25.25%🛡️ HOLDING TREND SUPPORT
2026-11-02O $10.24H $10.45L $10.17C $10.45VOL 611.0K
RES: $15.21SUP: $10.49SMA50: $13.54SMA200: $14.17
$15.96$14.25$12.55$10.84$9.13RES $15.21SUP $10.49$10.452026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AFYA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AFYA Butterfly Map → + Track AFYA →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AFYA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AFYA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AFYA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AFYA)

Real Estate Rank #27 of 51 ⚔️ PXED vs AFYA Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (AFYA vs. PXED, APEI, LINC, UTI)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Afya Limited (Class A) (AFYA) ranks #27 by composite RQD confidence (46/100, grade D) and #17 by equity capitalization ($953.2M). Within this direct 5-issuer industry benchmark cohort, UTI leads on earnings valuation at 20.6x trailing P/E, while UTI leads on capital efficiency and profitability with 19.3% ROIC and — gross margin. APEI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with AFYA at 46/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
AFYA ACTIVE
Afya Limited (Class A)
D 46/100 — — — +2.75% $953.2M Benchmark Subject
PXED
Phoenix Education Partners Inc.
D 45/100 — — — -3.78% $896.5M /pxed-vs-afya →
APEI
American Public Education Inc.
C+ 66/100 25.7x 54.2% 17.6% -8.42% $810.8M /apei-vs-afya →
LINC
Lincoln Educational Services Corporation
D 45/100 35.1x 60.4% 14.0% -6.55% $702.0M /linc-vs-afya →
UTI
Universal Technical Institute Inc
C 63/100 20.6x — 19.3% -4.11% $1.30B /uti-vs-afya →

2. AFYA Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Afya Limited (Class A) (AFYA) operates in Other Consumer Services (Real Estate) with an equity capitalization of $953.2M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. AFYA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AFYA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Afya Limited (Class A) (NASDAQ: AFYA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $10.45 (+2.75% 1D, market cap $953.2M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 51 tracked Real Estate issuers, AFYA ranks #27 in composite RQD confidence.

How does AFYA compare to PXED and APEI in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), AFYA carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PXED (Phoenix Education Partners Inc.) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $896.5M) and APEI (American Public Education Inc.) posts a C+ grade (66/100 RQD, P/E 25.7x, ROIC 17.6%, cap $810.8M). Among the 5-stock peer group, UTI leads on earnings multiple (20.6x) while UTI leads on capital efficiency (19.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AFYA?

For Afya Limited (Class A) (AFYA), key quantitative strengths include Established market leader in Real Estate with deep daily trading liquidity. and sector rank #27 in Real Estate, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AFYA trading relative to its 50-day, 200-day, and 52-week technical levels?

AFYA last traded at $10.45 (+2.75% on volume of 1,062,738 shares), positioning the stock -22.82% below its 50-day simple moving average ($13.54) and -26.25% below its 200-day simple moving average ($14.17). Across its 52-week range of $9.66 to $16.16, AFYA sits at the 12.2% percentile with a 14-day RSI of 27.4 (OVERSOLD (<32)) and an implied next-earnings move of ±10.1% ($9.39 to $11.51).

AFYA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is AFYA's next earnings date?

Based on SEC filing cadence, Afya Limited (Class A) (AFYA)'s next quarterly reporting window is estimated around Upcoming Quarter.

How much is AFYA stock expected to move on earnings?

Volatility modeling currently projects a ±10.1% event move for AFYA, spanning a range between $9.39 and $11.51.

Direct Sub-Reports: AFYA RQD Cockpit AFYA 12M Forecast AFYA Earnings & Move AFYA Dividends & DRIP AFYA Insiders & 13F AFYA Whale Options AFYA Profit Sankey AFYA News & Why
ROARABLE RATING BRIEF • RQD 46/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

AFYA — Afya Limited (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:14:25Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, AFYA scores 46 out of 100 with a letter grade of D, labeled "Roarable Sell — Underperform / Distribution Warning." The five pillars are:

  • Fundamental Cash Engine: 12 / 20. Per the Roarable RQD rating, this pillar reflects ROIC of 0% and FCF yield of 0%. For a prospective investor, the cash-generation case is currently unproven on these inputs, which weakens the valuation anchor.
  • Whale 13F Flow: 3 / 20. Per the Roarable RQD rating, this pillar reflects institutional accumulation and options positioning. It is the lowest-scoring pillar, indicating weak evidence of large-holder accumulation.
  • Insider Conviction: 9 / 20. Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The score points to limited insider-conviction signal.
  • Macro Regime Fit: 9 / 20. Per the Roarable RQD rating, this pillar reflects Beta of 1.0 and sector sensitivity. A beta of 1.0 implies market-level sensitivity, and the score indicates limited regime tailwind.
  • Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, this pillar reflects Altman Z of 2.5, Piotroski F of 6/9, and Debt/Equity of 0.5. This is the strongest pillar, suggesting relatively more resilient balance-sheet metrics than the other pillars.

Taken together, the rating frames AFYA as a stock where the balance sheet screens better than cash generation, institutional flow, and insider signals. The "Distribution Warning" label is a rating-system output and should be weighed alongside the other facts in this dossier rather than as a standalone conclusion.

Business

Afya Limited (Class A) (AFYA) is listed on NASDAQ. Per the source profile, it is classified in the Real Estate sector and the Other Consumer Services industry. The source data does not describe its products, customers, or revenue model. Per the source profile, its market capitalization is $1.0B.

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts section, six items were reported, all relating to AFYA:

  • "JPMorgan upgrades Afya stock rating on merger synergies" (Investing.com, flagged CATALYST, GREEN). This is the only item marked as a catalyst, and it references merger synergies.
  • "Is Afya (NASDAQ:AFYA) Still Undervalued Following Its Proposed Yduqs Merger?" (Yahoo Finance, YELLOW). This references a proposed merger with Yduqs.
  • "Afya Limited (AFYA) Analyst/Investor Day - Slideshow" (Seeking Alpha, YELLOW), dated 2026-10-28.
  • "Afya Limited (NASDAQ:AFYA) Stock Short Interest Report for October" (MarketBeat, YELLOW). The source does not provide short-interest figures.
  • "Should Value Investors Buy Afya (AFYA) Stock?" and "AFYA or UTI: Which Is the Better Value Stock Right Now?" (Yahoo Finance, YELLOW). These are valuation-focused commentary pieces.

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Key risk watch items from the news wire are the proposed Yduqs merger and short-interest activity; the source does not quantify either.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is NONE, with no upstream or downstream links and no proprietary signals. Therefore, no supply-chain dependencies, sector correlations, or 2nd-order bottlenecks can be identified from the source data. The one forward-looking dependency suggested by the news wire is the proposed Yduqs merger referenced in the news wire, and its implications are not detailed in the source.

Open Questions

  • What are AFYA's revenue, operating income, net income, and free cash flow across reported periods, given that the financials section is empty?
  • What are the terms, timing, and status of the proposed Yduqs merger, and what synergies does the JPMorgan upgrade reference?
  • Why is ROIC and FCF yield reported as 0%, and is this a data gap or a true reflection of cash generation?
  • What are the analyst consensus rating and price targets, given that the analyst data section is empty?
  • What is the institutional and insider ownership profile, given that the holders section is empty?

AFYA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Afya Limited (Class A) (AFYA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to AFYA Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

AFYA Bull vs. Bear Conversation Board — What's Your Call at $10.45?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AFYA 🐻 50% BEARISH CONVICTION
1. Pick Your Side on AFYA:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $10.98 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is AFYA (D • RQD 46/100) a Buy at $10.17?

Welcome to the AFYA (Afya Limited (Class A)) Roar Pit. Current RQD Composite is 46/100 (Roarable Sell — Underperform / Distribution Warning) in Other Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $8.34 (-18.0%)
Spot @ $10.17

Pump the brakes on AFYA — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on AFYA, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Afya Limited (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader 🐂 BULLISH 🎯 Target: $12.81 (+26.0%)
Spot @ $10.17

AFYA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on AFYA, the market is fixating on short-term headline noise in Other Consumer Services and ignoring the balance sheet and cash flow trajectory. At $10.17 (52-wk range $9.66 - $16.16), any beat on forward guidance forces shorts and underweight funds to chase.

LIVE TAPE SPY $755.72 -0.38% QQQ $690.49 -1.44% DIA $517.13 -0.37% IWM $279.33 +0.96% NVDA $204.64 -4.22% AAPL $344.63 -1.23% MSFT $521.91 -1.55% TSLA $399.81 -0.86% PLTR $184.11 -6.27% SOFI $16.76 -4.83% IBIT $43.36 -0.94% GLD $355.78 -1.34%