AerCap Holdings N.V. (AER) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, AER scores 69 out of 100, equating to a letter grade of C+ and the verdict "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are: Fundamental Cash Engine at 10/20 (ROIC 9.2%; FCF yield 20.31%); Whale 13F Flow at 17/20 (institutional accumulation and options positioning); Insider Conviction at 17/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 13/20 (Beta 1.14; sector sensitivity); and Forensic Balance Sheet at 12/20 (Altman Z 1.09; Piotroski F 8/9; Debt/Equity 1.22).

For a prospective investor, the profile is mixed. The strongest pillars are institutional and insider flow, which the rating treats as upside drivers. The weakest pillar is the cash engine, where a 10/20 score despite a high stated FCF yield suggests the rating weighs return quality more heavily than cash generation alone. The forensic score is moderate: the Piotroski F-Score of 8/9 points to strong fundamental health signals, while the Altman Z-Score of 1.09 and Debt/Equity of 1.22 indicate balance sheet leverage that limits margin for error. The Beta of 1.14 implies above-market sensitivity to broad moves. The "Watch for Breakout" label implies the rating sees the stock as neutral today, with the upper bound of that band as the condition that would change the view. Valuation tradeoffs are visible in the market data: the trailing P/E of 6.6 and forward P/E of 6.1 are low, but these ratios alone do not resolve the leverage and return-quality questions raised by the pillar scores.

Per the profile, AerCap Holdings N.V. is a NYSE-listed issuer in the Consumer Discretionary sector and the Diversified Commercial Services industry. Not available in source data for product detail, customer base, or revenue model specifics. The source confirms a market capitalization of $24.7B.

Per the SEC financials, revenue rose from $7580.4M in FY 2023 to $8516.7M in FY 2025, and net income moved from $3136.1M to $3750.6M over the same span, with FY 2024 net income at $2098.6M. Per the market data, operating margin is 53.7%, net margin is 44%, and ROIC is 9.2%. Per the Roarable RQD rating, the Altman Z-Score is 1.09 and the Piotroski F-Score is 8/9. Debt was $24006.7M at FY 2025 against cash of $1379.2M, and the Debt/Equity ratio is 1.22 per the RQD rating. The FY 2023 debt figure of $3174.3M differs sharply from later periods, and the source does not explain the difference.

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Not available in source data for upstream or downstream dependencies, sector correlations, or second-order bottlenecks.

• What drove the change in reported debt between FY 2023 ($3174.3M) and FY 2024 ($24415.7M), and is that change reflected consistently across periods?
• Why is EPS reported as N/A in all three SEC financial periods when trailing EPS is listed as 24.29?
• What explains the gross margin of 0% alongside the high operating and net margins?
• What specific 13F, insider, and Congressional flows underlie the Whale and Insider pillar scores?
• What catalysts or risks would move the rating across the "Watch for Breakout" threshold?