Gentherm Inc (THRM) — RQD Stock Rating Cockpit

$30.95 -3.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $30.68

Gentherm Inc (THRM) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $1.63B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is THRM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Gentherm Inc (NASDAQ: THRM) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $30.95 (-3.88% 1D, market cap $1.63B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, THRM ranks #441 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does THRM compare to VC and ADNT in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Auto Parts:O.E.M.), THRM carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of 24.2%, and ROIC of 8.7%. By comparison, VC (Visteon Corporation) holds a D grade (48/100 RQD, P/E N/A, ROIC 0.0%, cap $1.81B) and ADNT (Adient plc) posts a D- grade (35/100 RQD, P/E N/A, ROIC -16.2%, cap $1.29B). Among the 5-stock peer group, PHIN leads on earnings multiple (17.2x) while PHIN leads on capital efficiency (9.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for THRM?
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Per THRM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000903129), Gentherm Inc generated $1.50B in revenue (+2.9% YoY), $0 in net income, and $61.1M in free cash flow against $1.40B in total assets and $189.0M in total debt. Key quantitative strengths: Strong cash generator (24% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $30.67 (-0.89%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 4.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510055
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (15)Whales (6)SEC (13)Macro (9)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-1.4% Base Target
$51 Bull$31 Base$24 Bear
📬 FREE THRM RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for THRM)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (55/100 Composite)
🔍 WHY THRM SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+15/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 4.1% FCF Margin ($61.1M FCF) & 24.2% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (24% of score)

Altman Z-Score 3.81 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
63
Grade C+$31.05-5.7% Next Q
Q2 (-2Q)
60
Grade C$29.27+8.7% Next Q
Q3 (-1Q)
58
Grade C$31.82-2.7% Next Q
Current
55
Grade D+$30.95-0.5% Hist 90D α
Trajectory: C+ (63) → D+ (55)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the THRM Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 55/100 (D+) score, THRM faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 21.7% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($34.20) or 200D SMA ($33.90) invalidates the momentum regime and cuts Target Base ($30.53) toward Bear Floor ($23.81).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $THRM• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “THRM Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMNEUTRAL RANGE
47.830 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.81>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
4 / 99-Pt Accounting
52-WEEK LASER RANGE24% OF RANGE
L: $25$30.95H: $48
1. Money & Cash Health● HEALTHY
Are profits real cash in the bank?

Real cash coming in backs up reported profits (24% profit margin and healthy balance-sheet cushion).

Factor Grade: BRQD 15 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 18 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on THRM

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (75)

8.7% ROIC with 24.2% gross margin and 3.62% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 3.81 and Piotroski 4/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (45)

18/40 institutional & smart-money positioning score with 9/20 macro alignment.

Bull Case: Why Buyers Like THRM
  • ✓Strong cash generator (24% profit margin)—profits are backed by real money, not accounting tricks.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring THRM)

  • ✓Walkthrough of THRM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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THRM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.03%▼ DESCENDING CHANNEL
2026-11-03O $32.20H $32.20L $30.95C $30.95VOL 1.43M
RES: $32.95SUP: $24.49SMA50: $34.20SMA200: $33.90
$49.96$43.28$36.60$29.92$23.24RES $32.95SUP $24.49$30.952026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

THRM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
9.3%/yr Implied 5Y Growth

vs. +2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on THRM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for THRM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for THRM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (THRM)

Consumer Discretionary Rank #441 of 1011 ⚔️ VC vs THRM Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (THRM vs. VC, ADNT, PHIN, DCH)

Industry: Auto Parts:O.E.M. (36 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Gentherm Inc (THRM) ranks #441 by composite RQD confidence (55/100, grade D+) and #443 by equity capitalization ($1.63B). Within this direct 5-issuer industry benchmark cohort, PHIN leads on earnings valuation at 17.2x trailing P/E, while PHIN leads on capital efficiency and profitability with 9.1% ROIC and 21.9% gross margin. PHIN currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with THRM at 55/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
THRM ACTIVE
Gentherm Inc
D+ 55/100 — 24.2% 8.7% -3.88% $1.63B Benchmark Subject
VC
Visteon Corporation
D 48/100 — 14.1% 0.0% +0.12% $1.81B /vc-vs-thrm →
ADNT
Adient plc
D- 35/100 — 6.6% -16.2% -3.80% $1.29B /adnt-vs-thrm →
PHIN
PHINIA Inc.
C- 59/100 17.2x 21.9% 9.1% +3.05% $2.26B /phin-vs-thrm →
DCH
Dauch Corporation
E 30/100 — 12.1% 2.2% -4.21% $1.14B /dch-vs-thrm →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000903129

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Gentherm Inc (THRM) reported GAAP revenue of $1.50B (+2.9% vs. FY2024 revenue of $1.46B , and +2.0% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $116.8M, and free cash flow of $61.1M (+68.2% YoY). On the balance sheet, THRM closed FY2025 with $1.40B in total assets against $189.0M in total debt (Altman Z-Score: 3.81, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.50B $0 $116.8M $61.1M $1.40B $189.0M
FY2024 (FY) 2024-12-31 $1.46B $0 $109.6M $36.3M $1.25B $220.1M
FY2023 (FY) 2023-12-31 $1.47B $0 $119.3M $119.3M — —

3. THRM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is THRM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Gentherm Inc (NASDAQ: THRM) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $30.95 (-3.88% 1D, market cap $1.63B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 12/20. Across 1011 tracked Consumer Discretionary issuers, THRM ranks #441 in composite RQD confidence.

How does THRM compare to VC and ADNT in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Auto Parts:O.E.M.), THRM carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of 24.2%, and ROIC of 8.7%. By comparison, VC (Visteon Corporation) holds a D grade (48/100 RQD, P/E N/A, ROIC 0.0%, cap $1.81B) and ADNT (Adient plc) posts a D- grade (35/100 RQD, P/E N/A, ROIC -16.2%, cap $1.29B). Among the 5-stock peer group, PHIN leads on earnings multiple (17.2x) while PHIN leads on capital efficiency (9.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for THRM?

Per THRM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000903129), Gentherm Inc generated $1.50B in revenue (+2.9% YoY), $0 in net income, and $61.1M in free cash flow against $1.40B in total assets and $189.0M in total debt. Key quantitative strengths: Strong cash generator (24% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is THRM trading relative to its 50-day, 200-day, and 52-week technical levels?

THRM last traded at $30.95 (-3.88% on volume of 1,427,809 shares), positioning the stock -9.50% below its 50-day simple moving average ($34.20) and -8.70% below its 200-day simple moving average ($33.90). Across its 52-week range of $25.31 to $48.35, THRM sits at the 24.5% percentile with a 14-day RSI of 47.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($27.08 to $34.82).

THRM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell THRM stock right now?

Gentherm Inc (THRM) currently earns a Roarable Rating of D+ (Sell — SELL) with 55/100 RQD Confidence. Stretched risk/reward at current multiples (9% return on capital) under elevated 10-year interest-rate pressure.

What is THRM's 12-month price target and RQD AI Jury consensus?

THRM's 12-month base price target is $30.53 (range $23.81 to $50.77), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 55/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

THRM — Gentherm Inc: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:28:06Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, THRM scores 57 out of 100, graded D+ and labeled "Roarable Sell — Weak Fundamentals / Trim." The five pillars are:

  • Fundamental Cash Engine (15 / 20): Reflects ROIC of 8.7% and an FCF yield of 3.62%. This is the pillar carrying the most weight in the stock's standing, and it is middling rather than strong.
  • Whale 13F Flow (8 / 20): Covers institutional accumulation and options positioning. The source data contains no holder detail (see Analyst View), so this score cannot be traced to specific filings in the provided material.
  • Insider Conviction (12 / 20): Covers SEC Form 4 and Congressional PTR cluster flow. Specific transactions are not itemized in the source data.
  • Macro Regime Fit (9 / 20): Reflects Beta of 1.0 and sector sensitivity. This is the second-weakest pillar and indicates limited defensive character relative to the broader market.
  • Forensic Balance Sheet (13 / 20): Reflects Altman Z 3.81, Piotroski F 4/9, and Debt/Equity 0.26. The balance sheet is the second-strongest pillar, with a manageable leverage profile.

For a prospective investor evaluating the stock today, the rating points to weak overall fundamentals rather than a single broken metric. The upside case rests on the balance sheet and the cash-generation pillar, both of which are moderate. The downside case is concentrated in weak macro fit and a Piotroski F-Score below the midpoint. The 52-week range of $25.31 to $48.35 against a current price of $32.2 shows the stock trading in the lower portion of its range, which is consistent with the rating's negative tilt. Valuation tradeoffs are difficult to assess fully because P/E is not available in source data; EV/EBITDA of 13.2 is the only earnings-based multiple provided.

Business

Gentherm Inc (THRM) is a NASDAQ-listed issuer in the Consumer Discretionary sector and the Auto Parts:O.E.M. industry, per the company profile. The profile identifies the company's market capitalization as $1.7B. Specific product lines, customer base, and revenue model details are not available in source data. Gross margin of 24.2% and operating margin of 5.5% are reported in the market data section.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$1498.6M$82.7M$0.0MN/A$61.1M$160.8M$189.0M
FY 2024$1456.1M$107.0M$0.0MN/A$36.3M$134.1M$220.1M
FY 2023$1469.1M$77.4M$0.0MN/A$119.3MN/AN/A

Per the SEC financials, reported net income is $0.0M across all three periods, and net margin is listed as 0%. Operating income moved from $77.4M (FY 2023) to $107.0M (FY 2024) and then to $82.7M (FY 2025). Free cash flow was $119.3M in FY 2023, $36.3M in FY 2024, and $61.1M in FY 2025. Per the Roarable RQD rating, the Altman Z-Score is 3.81 and the Piotroski F-Score is 4/9. Debt/Equity is 0.26 per the same rating. Gross debt declined from $220.1M to $189.0M between FY 2024 and FY 2025, while cash rose from $134.1M to $160.8M.

Recent Catalysts & News Wire Analysis

The news wire contains six items, all tagged to THRM:

  • Risk Watch (RED): A Yahoo Finance item headlined as a stock price rally despite a Q3 earnings loss. Per the news wire, this is the only RED-flagged item.
  • Catalyst (GREEN): A Seeking Alpha item reporting a 9% gain after a recent slide. A GuruFocus item reports a 9% surge following Q3 earnings described as mixed. A MarketBeat item reports a 5.1% jump.
  • Market Wire (YELLOW): A Yahoo Finance item on a special dividend and board changes, which the headline frames as a possible shift in strategic focus. A Benzinga item links to the Q3 2026 earnings call transcript.

The Butterfly Supply-Chain Graph lists no butterfly links and no proprietary signals, with supply chain marked "NONE." No supply-chain-derived catalysts are available in source data.

Open Questions

  • What are the reported EPS and net income figures for the periods shown, given that net income is listed as $0.0M and EPS as N/A across all three years?
  • What is the company's trailing and forward P/E, given both are unavailable in the source data?
  • What specific transactions underlie the insider conviction (12/20) and whale 13F flow (8/20) pillar scores?
  • What is the nature of the Q3 earnings loss referenced in the news wire, and how does it reconcile with the 5.1% to 9% share price gains reported in the same window?
  • What do the cash and debt figures for FY 2023 look like, given both are listed as N/A?

THRM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Gentherm Inc (THRM) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to THRM Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

THRM Bull vs. Bear Conversation Board — What's Your Call at $30.95?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON THRM 🐻 50% BEARISH CONVICTION
1. Pick Your Side on THRM:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $34.78 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is THRM (D+ • RQD 57/100) a Buy at $32.20?

Welcome to the THRM (Gentherm Inc) Roar Pit. Current RQD Composite is 57/100 (Roarable Sell — Weak Fundamentals / Trim) in Auto Parts:O.E.M.. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

MU MultipleCompression Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $26.40 (-18.0%)
Spot @ $32.20

Pump the brakes on THRM — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on THRM, but look at what you are paying: current EV/EBITDA multiples with 24.2% gross margins. Unless Gentherm Inc expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $37.35 (+16.0%)
Spot @ $32.20

THRM cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on THRM, the market is fixating on short-term headline noise in Auto Parts:O.E.M. and ignoring the balance sheet and cash flow trajectory. At $32.20 (52-wk range $25.31 - $48.35), any beat on forward guidance forces shorts and underweight funds to chase.

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