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Stock Ratings / Consumer Discretionary / PHIN
LCII (63) DAN (47) PATK (63) VC (48) ⌘ Pro Terminal →

PHINIA Inc. (PHIN) — RQD Stock Rating Cockpit

$70.79 +12.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $72.25

PHINIA Inc. (PHIN) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $2.26B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PHIN Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PHIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, PHINIA Inc. (NYSE: PHIN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $70.79 (+12.51% 1D, market cap $2.26B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, PHIN ranks #347 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PHIN compare to LCII and DAN in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Auto Parts:O.E.M.), PHIN carries a Roarable C- (59/100 RQD), trailing P/E of 17.2x, gross margin of 21.9%, and ROIC of 9.1%. By comparison, LCII (LCI Industries) holds a C grade (63/100 RQD, P/E 12.8x, ROIC 10.6%, cap $2.41B) and DAN (Dana Incorporated) posts a D grade (47/100 RQD, P/E 31.5x, ROIC 29.6%, cap $2.49B). Among the 5-stock peer group, LCII leads on earnings multiple (12.8x) while DAN leads on capital efficiency (29.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PHIN?
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Per PHIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001968915), PHINIA Inc. generated $3.48B in revenue (+2.4% YoY), $130.0M in net income, and $312.0M in free cash flow against $3.82B in total assets and $967.0M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $72.25 (+2.06%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510059
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+
Cash (11)Whales (9)SEC (14)Macro (8)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+0.5% Base Target
$91 Bull$71 Base$55 Bear
📬 FREE PHIN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PHIN)Realized 20D OHLCV Swing Band: ±6.7%
Deterministic 5-Pillar Attribution (59/100 Composite)
🔍 WHY PHIN SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (24% of score)

Altman Z-Score 2.04 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (60.4) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
51
Grade C-$56.54+2.8% Next Q
Q2 (-2Q)
54
Grade C-$58.11-0.5% Next Q
Q3 (-1Q)
56
Grade C$57.83+22.4% Next Q
Current
59
Grade C-$70.79+0.2% Hist 90D α
Trajectory: C- (51) → C- (59)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PHIN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, PHIN faces multiple-compression risk if 17.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 19.4% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($61.70) or 200D SMA ($71.29) invalidates the momentum regime and cuts Target Base ($71.11) toward Bear Floor ($55.47).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PHIN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PHIN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 59%NO 41%Trade / Inspect Odds →
RSI-14 MOMENTUMBULLISH MOMENTUM
60.430 Oversold · 70 Hot
ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)
2.04>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE55% OF RANGE
L: $51$70.79H: $87
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (21.9% gross margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: CRQD 26 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on PHIN

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (55)

9.1% ROIC with 21.9% gross margin and 13.95% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (70)

Altman-Z 2.04 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (57)

26/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like PHIN
  • ✓Company leadership has skin in the game with net positive insider conviction.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (PHIN Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PHIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -4.63%⚡ TESTING RESISTANCE
2026-11-03O $61.06H $70.79L $61.06C $70.79VOL 430.9K
RES: $72.85SUP: $51.57SMA50: $61.70SMA200: $71.29
$89.17$79.91$70.65$61.39$52.13RES $72.85SUP $51.57$70.792026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PHIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PHIN Butterfly Map → + Track PHIN →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
10.2%/yr Implied 5Y Growth

vs. +2.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PHIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PHIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PHIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PHIN)

Consumer Discretionary Rank #347 of 1009 ⚔️ LCII vs PHIN Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PHIN vs. LCII, DAN, PATK, VC)

Industry: Auto Parts:O.E.M. (36 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, PHINIA Inc. (PHIN) ranks #347 by composite RQD confidence (59/100, grade C-) and #399 by equity capitalization ($2.26B). Within this direct 5-issuer industry benchmark cohort, LCII leads on earnings valuation at 12.8x trailing P/E, while DAN leads on capital efficiency and profitability with 29.6% ROIC and 8.0% gross margin. LCII currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with PHIN at 59/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PHIN ACTIVE
PHINIA Inc.
C- 59/100 17.2x 21.9% 9.1% +12.51% $2.26B Benchmark Subject
LCII
LCI Industries
C 63/100 12.8x 23.8% 10.6% +3.14% $2.41B /lcii-vs-phin →
DAN
Dana Incorporated
D 47/100 31.5x 8.0% 29.6% -0.95% $2.49B /dan-vs-phin →
PATK
Patrick Industries Inc.
C 63/100 17.9x 23.1% 8.9% +5.24% $2.49B /patk-vs-phin →
VC
Visteon Corporation
D 48/100 — 14.1% 0.0% +3.72% $1.81B /vc-vs-phin →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001968915 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), PHINIA Inc. (PHIN) reported GAAP revenue of $3.48B (+2.4% vs. FY2024 revenue of $3.40B , and -0.5% cumulative change since FY2023) , GAAP net income of $130.0M, operating cash flow of $312.0M, and free cash flow of $312.0M (+1.3% YoY). On the balance sheet, PHIN closed FY2025 with $3.82B in total assets against $967.0M in total debt (Altman Z-Score: 2.04, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.48B $130.0M $312.0M $312.0M $3.82B $967.0M
FY2024 (FY) 2024-12-31 $3.40B $79.0M $308.0M $308.0M $3.77B $963.0M
FY2023 (FY) 2023-12-31 $3.50B $102.0M $250.0M $250.0M — —

3. PHIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PHIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, PHINIA Inc. (NYSE: PHIN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $70.79 (+12.51% 1D, market cap $2.26B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, PHIN ranks #347 in composite RQD confidence.

How does PHIN compare to LCII and DAN in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Auto Parts:O.E.M.), PHIN carries a Roarable C- (59/100 RQD), trailing P/E of 17.2x, gross margin of 21.9%, and ROIC of 9.1%. By comparison, LCII (LCI Industries) holds a C grade (63/100 RQD, P/E 12.8x, ROIC 10.6%, cap $2.41B) and DAN (Dana Incorporated) posts a D grade (47/100 RQD, P/E 31.5x, ROIC 29.6%, cap $2.49B). Among the 5-stock peer group, LCII leads on earnings multiple (12.8x) while DAN leads on capital efficiency (29.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PHIN?

Per PHIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001968915), PHINIA Inc. generated $3.48B in revenue (+2.4% YoY), $130.0M in net income, and $312.0M in free cash flow against $3.82B in total assets and $967.0M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PHIN trading relative to its 50-day, 200-day, and 52-week technical levels?

PHIN last traded at $70.79 (+12.51% on volume of 616,835 shares), positioning the stock +14.73% above its 50-day simple moving average ($61.70) and -0.70% below its 200-day simple moving average ($71.29). Across its 52-week range of $51.38 to $86.93, PHIN sits at the 54.6% percentile with a 14-day RSI of 60.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.7% ($66.05 to $75.53).

Direct Sub-Reports: PHIN RQD Cockpit PHIN 12M Forecast PHIN Earnings & Move PHIN Dividends & DRIP PHIN Insiders & 13F PHIN Whale Options PHIN Profit Sankey PHIN News & Why
ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ SEC XBRL & RQD VERIFIED

PHIN — PHINIA Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

PHINIA Inc. (PHIN) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $70.79 (+12.51% 1D, market capitalization $2.26B).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of 9.1%, gross margin of 21.9%, operating margin of 7.3%, and free cash flow yield of 13.95%.
  • Whale 13F & Options Flow (9/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of 2.04, Piotroski F-Score of 7/9, and Debt/Equity of 0.61x.

2. Business Model, Unit Margins & SEC Financial Trajectory

PHINIA Inc. Is a NYSE-listed issuer in the Consumer Discretionary sector, classified under Auto Parts:O.E.M. Per the sector profile. The profile does not describe its specific products, customers, or revenue model. Per the market data, the company carries a gross margin of 21.9%, operating margin of 7.3%, and net margin of 3.7%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), PHINIA Inc. (PHIN) reported $3.48B in annual revenue (up from $3.40B in FY2024, +2.4% YoY) and $130.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.50B revenue, $102.0M net income) through FY2025, PHIN scaled operating cash flow to $312.0M and free cash flow to $312.0M, backed by $3.82B in total assets against $967.0M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 59/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 13.95% and institutional whale pillar of 9/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $51.38 – $86.93 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 17.2x trailing P/E and 11.2x EV/EBITDA against 7.3% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream suppliers, downstream customers, and sector correlations: — Second-order bottlenecks cannot be identified from the supplied graph.

  • Key Question #1: Can PHIN sustain or expand its 7.3% operating margin and 9.1% ROIC against Auto Parts:O.E.M. Peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $3.48B and free cash flow of $312.0M, how will capital allocation balance growth reinvestment against $967.0M in total debt?
  • Key Question #3: How sensitive is PHIN's 16.0x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PHIN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PHINIA Inc. (PHIN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PHIN Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PHIN Bull vs. Bear Conversation Board — What's Your Call at $70.79?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PHIN 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PHIN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MA MacroHawk_NYC RQD DEBATE OPENER • Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $76.13 (+21.0%)
📌 Pinned Debate

Insider conviction (17/20) and a 13.95% FCF yield point to strong cash generation and insider confidence that the market may not yet be

Insider conviction (17/20) and a 13.95% FCF yield point to strong cash generation and insider confidence that the market may not yet be pricing in.. When you look under the hood at PHIN, Fundamental Cash Engine is 11/20 with 21.9% gross margins and 9.1% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (9/20) has been quietly accumulating below $86.93. My 12M target is $76.13.

RetailWhale_TX 🐂 BULL

Both sides have a point here — PHIN's 14/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $54.11 (-14.0%)
Spot @ $62.92

Weak macro regime fit (8/20) and limited institutional flow (9/20), with cash falling from $484.0M to $359.0M, leave the rating at a ca

Careful chasing PHIN at $62.92. Weak macro regime fit (8/20) and limited institutional flow (9/20), with cash falling from $484.0M to $359.0M, leave the rating at a cautious hold.. Gross margin is 21.9%, but operating margin is 7.3%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $54.11 on multiple compression.

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